OnDeck website screenshot

OnDeck

OnDeck is a small business lending platform that provides partner APIs for submitting loan applications, checking business health scores via the OnDeck Score, managing loan products including term loans and lines of credit, and processing repayments. The API enables banks, brokers, and online service providers to embed OnDeck lending capabilities directly into their own platforms through credit pre-qualification, pre-approval, and full loan application submission workflows. OnDeck is an Enova International brand serving 185,000+ small businesses with $25 billion+ in capital delivered.

OnDeck publishes 1 API on the APIs.io network. Tagged areas include Small Business Lending, Fintech, Loans, Credit Scoring, and Business Health.

OnDeck’s developer surface includes documentation, engineering blog, pricing, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
19.7/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-08-05 · rubric v0.9.1
1 APIs
Small Business LendingFintechLoansCredit ScoringBusiness HealthTerm LoansLine of CreditLoan Origination

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-05 · rubric v0.9.1
Composite quality — 19.7/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 2.2 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 2.7 / 13
Governance 0.0 / 12
Discoverability 6.9 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/ondeck: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

OnDeck Lending API

REST API providing partner access to OnDeck's small business lending platform, supporting credit pre-qualifications, loan application submission, business health score retrieval...

Pricing Plans 1

Published pricing tiers and plan structures.

Ondeck Plans Pricing

1 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Ondeck Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Ondeck Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ondeck Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Ondeck Vulnerability Disclosure

Hackerone

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Access & Security 2

Authentication, authorization, and security posture

VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

X
X

Source (apis.yml)

apis.yml Raw ↑ 
aid: ondeck
name: OnDeck
description: OnDeck is a small business lending platform that provides partner APIs for submitting loan applications, checking
  business health scores via the OnDeck Score, managing loan products including term loans and lines of credit, and processing
  repayments. The API enables banks, brokers, and online service providers to embed OnDeck lending capabilities directly into
  their own platforms through credit pre-qualification, pre-approval, and full loan application submission workflows. OnDeck
  is an Enova International brand serving 185,000+ small businesses with $25 billion+ in capital delivered.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/ondeck.png
url: https://raw.githubusercontent.com/api-evangelist/ondeck/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Small Business Lending
- Fintech
- Loans
- Credit Scoring
- Business Health
- Term Loans
- Line of Credit
- Loan Origination
apis:
- name: OnDeck Lending API
  description: REST API providing partner access to OnDeck's small business lending platform, supporting credit pre-qualifications,
    loan application submission, business health score retrieval via the OnDeck Score, loan product management, and repayment
    processing. Access is granted to qualified lending partners and distribution partners.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.ondeck.com/partner
  baseURL: https://api.ondeck.com
  tags:
  - Small Business Lending
  - Loan Application
  - Credit Pre-Qualification
  - Business Health Score
  - Repayments
  properties:
  - type: Documentation
    url: https://www.ondeck.com/partner
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/ondeck/refs/heads/main/plans/ondeck-plans-pricing.yml
  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/ondeck/refs/heads/main/rate-limits/ondeck-rate-limits.yml
  - type: FinOps
    url: https://raw.githubusercontent.com/api-evangelist/ondeck/refs/heads/main/finops/ondeck-finops.yml
common:
- type: VulnerabilityDisclosure
  url: security/ondeck-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/ondeck-domain-security.yml
- type: Website
  url: https://www.ondeck.com/
- type: Documentation
  url: https://www.ondeck.com/partner
- type: LinkedIn
  url: https://www.linkedin.com/company/ondeck/
- type: X
  url: https://twitter.com/OnDeckCapital/
- type: Blog
  url: https://www.ondeck.com/resources
- type: Pricing
  url: https://www.ondeck.com/partner
- type: Plans
  url: https://raw.githubusercontent.com/api-evangelist/ondeck/refs/heads/main/plans/ondeck-plans-pricing.yml
- type: RateLimits
  url: https://raw.githubusercontent.com/api-evangelist/ondeck/refs/heads/main/rate-limits/ondeck-rate-limits.yml
- type: FinOps
  url: https://raw.githubusercontent.com/api-evangelist/ondeck/refs/heads/main/finops/ondeck-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com