Loans
Workflows using this tag
CrediLinq — Onboard a customer and complete KYC · Credilinq.ai
CrediLinq — Create and disburse a loan · Credilinq.ai
Temenos Financial Crime Screen And Risk Score Customer · Temenos
Temenos Fund Administration Onboard Investor And Place Instruction · Temenos
Temenos Infinity Initiate Payment And Track · Temenos
Temenos Microservices Define And Execute Orchestration · Temenos
Temenos Journey Manager Complete Submission Delivery · Temenos
Temenos Enterprise Pricing Simulate And Retrieve Quotation · Temenos
Business capabilities this tag reaches
Credit & Lending Management 5
Providers using this tag (28)
Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.
Thin 6 Limited public surface area
Emerging 9 Early or largely undocumented
Minimal 11 Almost no public developer surface
APIs with this tag (27)
Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →
Strong 2 Solid coverage with minor gaps
Developing 7 Usable, with meaningful gaps to close
Temenos Loans APIManage BNPL loan lifecycle from origination through repayment including payment schedules and status tracking.Arkham Loans APIThe Loans API from Arkham — 2 operation(s) for loans.Ascend Loans APILoan details for a financed programLendKey Loans APILoan creation and managementTemenos Transact Loans APICreate and manage loan arrangements, credit facilities, repayment schedules, drawdowns, and loan lifecycle ...Credilinq.ai Loans APIThe Loans API from Credilinq.ai — 4 operation(s) for loans.ZenHR Inc Loans APIThe Loans API from ZenHR Inc — 6 operation(s) for loans.
Thin 10 Limited public surface area
Acorn Finance Partner APIThe Acorn Finance partner REST API. Basic-authenticated JSON endpoints on api.acornfinance.com let point-of...Agora Data Loans APIThe Loans API from Agora Data — 3 operation(s) for loans.Column Lending APILoan disbursements, payments, sales and reporting.nCino Loans APIEndpoints for loansFincura Loans APIA Borrower loan record in our system.World Bank Finances APIProvides programmatic access to World Bank financial data including loans, credits, trust funds, budget dat...World Bank Projects APIProvides access to World Bank operations data including active, pipeline, and closed projects. Returns proj...Cross River Lending / Loan Funding APIMarketplace-lending and loan-origination API used by fintech lending partners for consumer and SMB loan ori...StudentAid.govStudentAid.gov is the official consumer platform for U.S. federal student aid. Borrowers and students use t...Xfers Loans APILoans Management
Emerging 7 Early or largely undocumented
Aplazo Merchant Payment APIREST API for merchants to originate Aplazo installment loans at checkout, retrieve loan status, and process...Capital Access Financial System (CAFS) Loan Origination APIAPI for SBA lenders and partners to originate, service, and manage SBA 7(a) loans. Supports loan originatio...Lendio Loan Marketplace APIREST API for connecting small businesses with lenders. Supports loan application submission, eligibility ch...A-Mark Collateralized LoansA-Mark provides financing options using precious metals as collateral, offering collateralized loans to qua...KakaoBank Loan APIREST API for loan origination and management including credit loans, business owner credit loans, and housi...Reggora Loans APICreate and manage the loan records that appraisal orders are placed against - sync loan data from the LOS, ...LendingPad Loans API (modeled)Modeled loan-file exchange surface - create, read, and update mortgage loan files, submit loan data to lend...
Minimal 1 Almost no public developer surface
Companies reaching this through an API (20)
These companies publish an API, specification or operation carrying “Loans” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.
A-Mark Precious Metals
Agora Data
Aplazo
Arkham
Ascend
Column
Credilinq.ai
Cross River Bank
Fincura
Infosys
Interswitch
LendingPad
nCino
Reggora
Temenos
Temenos Transact
Tink
World Bank
Xfers
ZenHR
Score breakdown
Frequency
50.0
log-scaled weighted occurrences
Breadth
0.7
spread across providers
Quality lift
23.1
mean composite of providers using it
Cohesion
2.3
strength of nearest seed neighbor
Where this tag sits
Related tags
Loan Origination 6 co-occurrences
Deposits 6 co-occurrences
Lending 26 co-occurrences
Mortgage 7 co-occurrences
Embedded Finance 8 co-occurrences
Credit 5 co-occurrences
Banking 12 co-occurrences
Fintech 35 co-occurrences
Where this tag comes from
Api tag27
Provider tag28
Openapi tag9
Openapi op tag33
Cohort brief
Auto-generatedThe 28 providers in the APIs.io catalog tagged Loans, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.
Providers
28
all scored
Mean Kin Score
18.8
-4.1 vs catalog 22.9
Mean Agent Readiness
8
-3.9 vs catalog 11.9
Spread
3.2–46.7
median 13.8 · σ 11.8
How the 28 split by band
Exemplar 0Strong 0Developing 2Thin 6Emerging 9Minimal 11
Facet averages, against the whole catalog
| Facet | This cohort | Catalog | Difference | Scored |
|---|---|---|---|---|
| Discoverability | 59.6 | 58.1 | +1.5 | 28 |
| Access Clarity | 26.4 | 26.5 | -0.1 | 28 |
| Operational Transparency | 11.3 | 13.7 | -2.4 | 28 |
| Contract Governance | 2.7 | 6.3 | -3.6 | 28 |
| Developer Ergonomics | 17.6 | 23.2 | -5.6 | 28 |
| Contract Quality | 9.6 | 17.6 | -8 | 28 |
A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.
What this cohort publishes
| Artifact | This cohort | Catalog | Difference |
|---|---|---|---|
| MCP server (any) | 0% | 14% | -14 |
| MCP server (first-party) | 0% | 12% | -12 |
| Agent Skills | 0% | 0% | 0 |
| OAuth scopes | 4% | 11% | -7 |
| Security | 100% | 98% | +2 |
| Arazzo workflows | 4% | 2% | +2 |
| Governance rules | 4% | 14% | -10 |
mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.
Top by Kin Score
- 1 Imprint 46.7
- 2 LendKey 44.5
- 3 Acorn Finance 38.5
- 4 Funding Circle 30.2
- 5 OnDeck 29.3
- 6 Federal Student Aid 29.2
- 7 Good Leap 29
- 8 Billease 26.8
- 9 Small Business Administration (SBA) 25
- 10 Lendio 24.1
Top by Agent Readiness
- 1 LendKey 36.1
- 2 Imprint 29
- 3 Funding Circle 26.4
- 4 Lane API 25.5
- 5 Acorn Finance 25.2
- 6 Good Leap 19.9
- 7 Billease 19.7
- 8 Branch International 18.7
- 9 Federal Student Aid 7.9
- 10 PicPay 6.4
All 28 members of this roster resolve to a scored provider in
the catalog.
Coverage caveat. 24 of 28 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 5 October 2026, across 29093 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.
Coverage caveat. 24 of 28 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 5 October 2026, across 29093 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.
Work with this as data
Every tag here is available over the APIs.io API and to AI agents over MCP.