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OpenAPI Specification
openapi: 3.0.0
info:
description: Welcome to Xfers' API documentation. You can find information on our API endpoint specific to your country.
version: '3'
title: Xfers Bank Account Loans API
contact:
name: Contact us through our help desk
url: https://bit.ly/XfersSupport
servers:
- description: Indonesia Production
url: https://id.xfers.com/api
- description: Indonesia Sandbox for testing
url: https://sandbox-id.xfers.com/api
tags:
- name: Loans
description: Loans Management
paths:
/v3/loans:
post:
operationId: createLoan
tags:
- Loans
summary: Create Loan
description: Creating a Loan. We will pass this loan asynchronously and give callback after complete.
x-code-samples:
- lang: Shell
source: "curl --location --request POST \"{base_url}/loans\" \\\r\n --header \"X-XFERS-USER-API-KEY: {{user-api-key}}\" \\\r\n --header \"Content-Type: application/json\" \\\r\n --data \"{\r\n\t\\\"customer_data\\\": {\r\n\t\t\\\"refnocustid\\\": \\\"refnocustid2\\\",\r\n\t\t\\\"din\\\": \\\"string content\\\",\r\n\t\t\\\"custtype\\\": 1,\r\n\t\t\\\"fullname\\\": \\\"name01\\\",\r\n\t\t\\\"custname\\\": \\\"name01\\\",\r\n\t\t\\\"title\\\": \\\"sh\\\",\r\n\t\t\\\"custaddress\\\": \\\"string content\\\",\r\n\t\t\\\"custrt\\\": \\\"string content\\\",\r\n\t\t\\\"custrw\\\": \\\"string content\\\",\r\n\t\t\\\"custkel\\\": \\\"string content\\\",\r\n\t\t\\\"custkec\\\": \\\"string content\\\",\r\n\t\t\\\"custcity\\\": \\\"string content\\\",\r\n\t\t\\\"custprov\\\": \\\"string content\\\",\r\n\t\t\\\"custzip\\\": \\\"string content\\\",\r\n\t\t\\\"custdati\\\": \\\"0102\\\",\r\n\t\t\\\"idtype\\\": 1,\r\n\t\t\\\"idnumber\\\": \\\"idnumber\\\",\r\n\t\t\\\"idexpired\\\": \\\"2019-01-01\\\",\r\n\t\t\\\"gender\\\": 1,\r\n\t\t\\\"maritalstatus\\\": 2,\r\n\t\t\\\"birthdate\\\": \\\"1980-01-04\\\",\r\n\t\t\\\"birthplace\\\": \\\"bekasi\\\",\r\n\t\t\\\"birthdati\\\": \\\"0102\\\",\r\n\t\t\\\"worksince\\\": \\\"2014-01-01\\\",\r\n\t\t\\\"employeests\\\": 1,\r\n\t\t\\\"contractend\\\": \\\"2014-01-01\\\",\r\n\t\t\\\"lasteducation\\\": \\\"0100\\\",\r\n\t\t\\\"economycode\\\": \\\"011110\\\",\r\n\t\t\\\"debiturcode\\\": \\\"907\\\",\r\n\t\t\\\"mmn\\\": \\\"ibu kandung\\\",\r\n\t\t\\\"npwp\\\": \\\"no npwp\\\",\r\n\t\t\\\"homestatus\\\": 1,\r\n\t\t\\\"livedsince\\\": \\\"2000-01-01\\\",\r\n\t\t\\\"phonearea\\\": \\\"area\\\",\r\n\t\t\\\"phoneno\\\": \\\"12323535\\\",\r\n\t\t\\\"mobileno\\\": \\\"0878978979\\\",\r\n\t\t\\\"dependent\\\": 0,\r\n\t\t\\\"grossincome\\\": 5000000,\r\n\t\t\\\"expenses\\\": 1000000,\r\n\t\t\\\"sameidhomeaddr\\\": 1,\r\n\t\t\\\"custaddresshome\\\": \\\"string content\\\",\r\n\t\t\\\"custrthome\\\": \\\"string content\\\",\r\n\t\t\\\"custrwhome\\\": \\\"string content\\\",\r\n\t\t\\\"custkelhome\\\": \\\"string content\\\",\r\n\t\t\\\"custkechome\\\": \\\"string content\\\",\r\n\t\t\\\"custcityhome\\\": \\\"string content\\\",\r\n\t\t\\\"custprovhome\\\": \\\"string content\\\",\r\n\t\t\\\"custziphome\\\": \\\"string content\\\",\r\n\t\t\\\"custdatihome\\\": \\\"0102\\\",\r\n\t\t\\\"spousename\\\": \\\"string content\\\",\r\n\t\t\\\"spousebirthdate\\\": \\\"1980-01-01\\\",\r\n\t\t\\\"spousebirthplace\\\": \\\"string content\\\",\r\n\t\t\\\"spouseidtype\\\": 1,\r\n\t\t\\\"spouseidnumber\\\": \\\"string content\\\",\r\n\t\t\\\"spousephoneno\\\": \\\"string content\\\",\r\n\t\t\\\"spousemobileno\\\": \\\"string content\\\",\r\n\t\t\\\"spouseoffice\\\": \\\"string content\\\",\r\n\t\t\\\"spouseoffinephone\\\": \\\"string content\\\",\r\n\t\t\\\"relativestype\\\": 1,\r\n\t\t\\\"relativesname\\\": \\\"string content\\\",\r\n\t\t\\\"custaddressrel\\\": \\\"string content\\\",\r\n\t\t\\\"custrtrel\\\": \\\"string content\\\",\r\n\t\t\\\"custrwrel\\\": \\\"string content\\\",\r\n\t\t\\\"custkelrel\\\": \\\"string content\\\",\r\n\t\t\\\"custkecrel\\\": \\\"string content\\\",\r\n\t\t\\\"custcityrel\\\": \\\"string content\\\",\r\n\t\t\\\"custprovrel\\\": \\\"string content\\\",\r\n\t\t\\\"custziprel\\\": \\\"string content\\\",\r\n\t\t\\\"phonenorel\\\": \\\"string content\\\",\r\n\t\t\\\"companyname\\\": \\\"string content\\\",\r\n\t\t\\\"companyaddr\\\": \\\"string content\\\",\r\n\t\t\\\"companycity\\\": \\\"string content\\\",\r\n\t\t\\\"companyzip\\\": \\\"string content\\\",\r\n\t\t\\\"companyphone\\\": \\\"string content\\\",\r\n\t\t\\\"deedno\\\": \\\"string content\\\",\r\n\t\t\\\"deeddate\\\": \\\"2019-01-01\\\",\r\n\t\t\\\"corporatetype\\\": \\\"string content\\\",\r\n\t\t\\\"jobid\\\": \\\"002\\\",\r\n\t\t\\\"jobtitleid\\\": \\\"50\\\",\r\n\t\t\\\"countryid\\\": \\\"id\\\",\r\n\t\t\\\"branchcode\\\": \\\"000\\\"\r\n\t},\r\n\t\\\"loan_data\\\": {\r\n\t\t\\\"refno\\\": \\\"ref05\\\",\r\n\t\t\\\"objectvalue\\\": \\\"100000000.0\\\",\r\n\t\t\\\"principaltotal\\\": \\\"80000000.0\\\",\r\n\t\t\\\"tenor\\\": \\\"1.0\\\",\r\n\t\t\\\"loantype\\\": 0,\r\n\t\t\\\"effectiverate\\\": \\\"12.0\\\",\r\n\t\t\\\"installment\\\": \\\"1000000.0\\\",\r\n\t\t\\\"firstinstdate\\\": \\\"2018-11-01\\\",\r\n\t\t\\\"admfee\\\": \\\"0.0\\\",\r\n\t\t\\\"inscode\\\": \\\"001\\\",\r\n\t\t\\\"inspremi\\\": \\\"0.0\\\",\r\n\t\t\\\"insonloan\\\": \\\"0.0\\\",\r\n\t\t\\\"installmenttype\\\": 1,\r\n\t\t\\\"branchcode\\\": \\\"000\\\",\r\n\t\t\\\"typeofuseid\\\": \\\"string content\\\",\r\n\t\t\\\"orientationofuseid\\\": \\\"string content\\\",\r\n\t\t\\\"debiturcatid\\\": \\\"string content\\\",\r\n\t\t\\\"portfoliocatid\\\": \\\"string content\\\",\r\n\t\t\\\"credittypeid\\\": \\\"string content\\\",\r\n\t\t\\\"creditattributeid\\\": \\\"string content\\\",\r\n\t\t\\\"creditcategoryid\\\": \\\"string content\\\",\r\n\t\t\\\"fincat\\\": \\\"gen\\\",\r\n\t\t\\\"refnocustid\\\": \\\"\\\",\r\n\t\t\\\"installfeeaccount\\\": \\\"50000.0\\\"\r\n\t},\r\n\t\\\"collateral_data\\\": {\r\n\t\t\\\"productcode\\\": \\\"000\\\",\r\n\t\t\\\"merkcode\\\": \\\"mrk\\\",\r\n\t\t\\\"modelcode\\\": \\\"mdl\\\",\r\n\t\t\\\"collateralno\\\": \\\"collno939854\\\",\r\n\t\t\\\"collateraldate\\\": \\\"2018-01-01\\\",\r\n\t\t\\\"collateraladdress\\\": \\\"string content\\\",\r\n\t\t\\\"collateralcityid\\\": \\\"0102\\\",\r\n\t\t\\\"collateralname\\\": \\\"collname\\\",\r\n\t\t\\\"collateralownerid\\\": \\\"collid935790\\\",\r\n\t\t\\\"collateraldesctype\\\": \\\"string content\\\",\r\n\t\t\\\"engineno\\\": \\\"string content\\\",\r\n\t\t\\\"chassisno\\\": \\\"string content\\\",\r\n\t\t\\\"collateralyear\\\": 2018,\r\n\t\t\\\"buildyear\\\": 2018,\r\n\t\t\\\"condition\\\": 1,\r\n\t\t\\\"color\\\": \\\"string content\\\",\r\n\t\t\\\"collateralkind\\\": \\\"string content\\\",\r\n\t\t\\\"collateralpurpose\\\": \\\"string content\\\",\r\n\t\t\\\"policeno\\\": \\\"string\\\",\r\n\t\t\\\"stnkexpired\\\": \\\"2018-01-01\\\",\r\n\t\t\\\"surveydate\\\": \\\"2018-01-01\\\",\r\n\t\t\\\"bindtypecode\\\": \\\"2018-01-01\\\",\r\n\t\t\\\"collateraltypecode\\\": \\\"string content\\\",\r\n\t\t\\\"sbrankcode\\\": \\\"string content\\\",\r\n\t\t\\\"collateralvalue\\\": 100000000,\r\n\t\t\\\"refno\\\": \\\"\\\",\r\n\t\t\\\"dealercode\\\": \\\"\\\"\r\n\t},\r\n\t\\\"installment_data\\\": {\r\n\t\t\\\"period\\\": \\\"1.0\\\",\r\n\t\t\\\"duedate\\\": \\\"2018-12-12\\\",\r\n\t\t\\\"principal\\\": \\\"10000000.0\\\",\r\n\t\t\\\"interest\\\": \\\"10000000.0\\\",\r\n\t\t\\\"installfee\\\": \\\"50000.0\\\",\r\n\t\t\\\"interestpaid\\\": \\\"1.0\\\",\r\n\t\t\\\"paiddate\\\": \\\"2019-01-01\\\",\r\n\t\t\\\"paidsts\\\": \\\"1.0\\\",\r\n\t\t\\\"paidtxndate\\\": \\\"2019-01-01\\\",\r\n\t\t\\\"penaltypaid\\\": \\\"1.0\\\",\r\n\t\t\\\"principalpaid\\\": \\\"1.0\\\",\r\n\t\t\\\"refno\\\": \\\"\\\"\r\n\t}\r\n}\""
security:
- user-api-token: []
requestBody:
required: true
content:
application/json:
schema:
required:
- customer_data
- loan_data
- collateral_data
- installment_data
properties:
customer_data:
$ref: '#/components/schemas/customer_data'
loan_data:
$ref: '#/components/schemas/loan_data'
collateral_data:
$ref: '#/components/schemas/collateral_data'
installment_data:
$ref: '#/components/schemas/installment_data'
examples:
Request Body Example:
$ref: '#/components/examples/create_loan'
responses:
'200':
description: Success
content:
application/json:
examples:
succeess:
$ref: '#/components/examples/create_loan'
4XX:
$ref: '#/components/responses/v3Error:4XX'
/v3/notify_loan_callback:
post:
operationId: loanNotification
description: After you set up your callback url in {{base-api-url}}/merchant_settings/callback_settings (loan_request_approved), we will send you the callback with the following parameters
summary: Loan Notification Callback
tags:
- Loans
security: []
servers:
- url: https://yourserver.com
description: This is your endpoint you set in the dashboard or notify_url
requestBody:
content:
application/json:
schema:
properties:
id:
description: the loan id as provided
type: string
format: loan_XXX
example: loan_dfghjkiuyfdcbnmjhgfc
status:
description: the latest status after callback
type: string
enum:
- loan_request_approved
- loan_request_rejected
example: loan_request_approved
failure_reason:
description: failure reason as given from the bank , only exist on `loan_request_rejected`
type: string
example: '[{"REASONCODE":"REQ","REMARK":"[JENIS OBJECT/KENDARAAN] IS NOT REGISTERED"},{"REASONCODE":"MAXTENOR","REMARK":"MINIMUM TENOR Exception: 0<1, OBJECT/Car Age : 9 Months"}]'
responses:
'200':
description: Your server returns this code if it accepts the callback
/v3/loans/{id}:
get:
operationId: getLoan
tags:
- Loans
summary: Get Loan Details
description: "Get the Detail of a Loan Request Given The id of a its loan.\r\n\r\nAvailable Status:\r\ncreated -> after customer just created the loan to us\r\nloan_request_processing -> after we called sampoerna loan API and no callback yet\r\nloan_request_approved -> after we just received sampoerna callback and it is approved\r\nloan_request_rejected -> after we just received sampoerna callback and it is rejected\r\nwithdrawal_on_behalf_processing -> after they call our WOB API, WOB still in pending state\r\nwithdrawal_on_behalf_completed -> after they call our WOB API, WOB still in completed state\r\nwithdrawal_on_behalf_failed -> after they call our WOB API, WOB in bank_rejected, they need to retry or this is final state\r\ndisbursement_report_processing -> after customer call our disbursement report API\r\ndisbursement_report_completed -> after we just call sampoerna disbursement API and completed\r\ndisbursement_report_failed-> after we just call sampoerna disbursement API and failed"
x-code-samples:
- lang: Shell
source: "curl --location --request GET \"{base_url}/loans/loan_f42b12c52f9b46ef82f617f04ce7ec2f\" \\\r\n --header \"X-XFERS-USER-API-KEY: {{user-api-token}}\""
security:
- X-XFERS-USER-API-KEY: []
parameters:
- name: id
in: path
description: Loan ID. You can find this from the response when you create loan.
required: true
explode: true
schema:
type: string
responses:
'200':
description: Success
content:
application/json:
examples:
succeess:
$ref: '#/components/examples/create_loan'
4XX:
$ref: '#/components/responses/v3Error:4XX'
/v3/loans/reconciliations:
post:
operationId: loansRecon
tags:
- Loans
x-code-samples:
- lang: Shell
source: "curl --location --request POST \"{base_url}/loans/reconciliations\" \\\r\n --header \"X-XFERS-USER-API-KEY: {{user-api-key}}\" \\\r\n --header \"Content-Type: application/x-www-form-urlencoded\" \\\r\n --data \"page=1&per_page=10&from=2015-01-26&to=2020-01-30\""
summary: Loans Reconciliation
description: Get Outstanding Loans. Response of this reconciliation request will be in callback.
security:
- X-XFERS-USER-API-KEY: []
requestBody:
required: true
content:
application/x-www-form-urlencoded:
schema:
properties:
page:
type: integer
default: 1
description: The page number of loan_reconciliation. Starts with 1. Automatically set to 1 if this is not present while per_page is present.
per_page:
type: string
description: ' The amount of outstanding loans per page. If this is null or not present, will return all outstanding loans.'
from:
type: string
description: Starting Date of the recon time.
to:
type: string
description: Ending Date of the recon time.
examples:
Request Body Example:
summary: Request Body Example
value:
page: '1'
per_page: '120000.0'
from: '2015-01-26'
to: '2020-01-30'
responses:
'200':
description: Success
content:
application/json:
example:
RESULT:
CODE: '00'
DESC: OK
CURRENTPAGE: '1'
TOTALPAGES: '3'
TOTALROWS: '21'
OSPRINCIPALTOTAL: '30500000.0000'
OSINTERESTTOTAL: '15755626.1000'
PRINCIPALTOTAL: '48250000.0000'
INTERESTTOTAL: '15947580.2700'
DATA:
- RECONDATA:
- ROWNUMBER: '0'
REFNO: A6
OSPRINCIPALREAL: '0.0000'
OSINTERESTREAL: '0.0000'
DPD: '0'
ACCNO: TK001.1
BOOKINGDATE: '2019-02-25'
PRINCIPAL: '10000000.0000'
INTEREST: '100.0000'
- ROWNUMBER: '1'
REFNO: CVY0JOS6E9
OSPRINCIPALREAL: '0.0000'
OSINTERESTREAL: '0.0000'
DPD: '0'
ACCNO: TK001.6
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '500000.0000'
INTEREST: '20833.3300'
- ROWNUMBER: '2'
REFNO: HUN0JOS7W7
OSPRINCIPALREAL: '0.0000'
OSINTERESTREAL: '0.0000'
DPD: '0'
ACCNO: TK001.9
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '500000.0000'
INTEREST: '20833.3300'
- ROWNUMBER: '3'
REFNO: NPM0JOR9955
OSPRINCIPALREAL: '1000000.0000'
OSINTERESTREAL: '38666.6700'
DPD: '-21'
ACCNO: TK001.17
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '1000000.0000'
INTEREST: '41666.6700'
- ROWNUMBER: '4'
REFNO: NPM0JOR9956
OSPRINCIPALREAL: '1000000.0000'
OSINTERESTREAL: '41666.6700'
DPD: '-21'
ACCNO: TK001.16
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '1000000.0000'
INTEREST: '41666.6700'
- ROWNUMBER: '5'
REFNO: NPM0JOR9957
OSPRINCIPALREAL: '1000000.0000'
OSINTERESTREAL: '41666.6700'
DPD: '-21'
ACCNO: TK001.15
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '1000000.0000'
INTEREST: '41666.6700'
- ROWNUMBER: '6'
REFNO: NPM0JOR996
OSPRINCIPALREAL: '1000000.0000'
OSINTERESTREAL: '41666.6700'
DPD: '-21'
ACCNO: TK001.18
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '1000000.0000'
INTEREST: '41666.6700'
- ROWNUMBER: '7'
REFNO: NPM0JOR997
OSPRINCIPALREAL: '1000000.0000'
OSINTERESTREAL: '41666.6700'
DPD: '-21'
ACCNO: TK001.19
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '1000000.0000'
INTEREST: '41666.6700'
- ROWNUMBER: '8'
REFNO: NPM0JOR998
OSPRINCIPALREAL: '1000000.0000'
OSINTERESTREAL: '41666.6700'
DPD: '-21'
ACCNO: TK001.20
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '1000000.0000'
INTEREST: '41666.6700'
- ROWNUMBER: '9'
REFNO: NPM0JOR999
OSPRINCIPALREAL: '1000000.0000'
OSINTERESTREAL: '41666.6700'
DPD: '-21'
ACCNO: TK001.21
BOOKINGDATE: '2019-03-01'
PRINCIPAL: '1000000.0000'
INTEREST: '41666.6700'
4XX:
$ref: '#/components/responses/v3Error:4XX'
components:
examples:
XFE403:
summary: XFE403 - ...
value:
error: string
error_code: XFE403
error_handling: '...'
XFE111:
summary: XFE1 - Duplicate credentials
value:
error: string
error_code: XFE111
error_handling: Particulars already exist. Please make sure you entered the correct parameters.
XFE3:
summary: XFE3 - Internal Error
value:
error: string
error_code: XFE3
error_handling: Unexpected error. Try again later or contact customer support at https://bit.ly/XfersSupport.
XFE312:
summary: XFE312 - Conditions not met to close account
value:
error: string
error_code: XFE312
error_handling: Invalid request to close account. Follow instruction in the response.
XFE1:
summary: XFE1 - Server busy
value:
error: string
error_code: XFE1
error_handling: Follow instructions in the response.
XFE311:
summary: XFE311 - Cannot be different wallet type
value:
error: string
error_code: XFE311
error_handling: Follow instruction in response or contact customer support at https://bit.ly/XfersSupport.
XFE301:
summary: XFE301 - Account locked
value:
error: string
error_code: XFE301
error_handling: Request not available. Please contact customer support at https://bit.ly/XfersSupport.
XFE108:
summary: XFE108 - More user information required
value:
error: string
error_code: XFE108
error_handling: Follow instructions in the response.
XFE107:
summary: XFE107 - Only enter one auth_code
value:
error: string
error_code: XFE107
error_handling: Do not enter both OTP or Google Auth OTP. Only need to enter one.
XFE402:
summary: XFE402 - Cannot use placeholder account
value:
error: string
error_code: XFE402
error_handling: Follow instructions in response.
XFE502:
summary: XFE502 - Unexpected BANK API error
value:
error: string
error_code: XFE502
error_handling: Try again later or contact customer support at https://bit.ly/XfersSupport.
XFE106:
summary: XFE106 - No auth_code provided
value:
error: string
error_code: XFE106
error_handling: Enter either phone OTP or Google Auth OTP
XFE407:
summary: XFE407 - Conditions to charge card not met
value:
error: string
error_code: XFE407
error_handling: Invalid request for this transaction. Make sure you entered the correct txn_id.
XFE409:
summary: XFE409 - Order id exist
value:
error: string
error_code: XFE409
error_handling: Please enter another order_id.
XFE105:
summary: XFE105 - Captcha error
value:
error: string
error_code: XFE1
error_handling: Follow instructions in the response.
XFE404:
summary: XFE404 - Forex not supported
value:
error: string
error_code: XFE404
error_handling: Make sure you call the correct API or contact customer support at https://bit.ly/XfersSupport.
XFE109:
summary: XFE109 - Invalid credentials
value:
error: string
error_code: XFE109
error_handling: Make sure you entered the correct credentials.
XFE104:
summary: XFE104 - Media provided too large
value:
error: string
error_code: XFE104
error_handling: Media too big. Follow the guidelines in the response.
XFE15:
summary: XFE15 - Required parameter empty
value:
error: string
error_code: XFE15
error_handling: Make sure you entered the correct required parameter.
XFE14:
summary: XFE14 - API only allowed for fully verified user
value:
error: string
error_code: XFE14
error_handling: Please submit KYC data to get your account fully verified.
XFE2:
summary: XFE2 - Access denied
value:
error: string
error_code: XFE2
error_handling: Make sure you call the correct API or contact customer support at https://bit.ly/XfersSupport.
XFE506:
summary: XFE506 - Bank account already taken
value:
error: string
error_code: XFE506
error_handling: Please use another bank account.
XFE309:
summary: XFE309 - Cannot use same account
value:
error: string
error_code: XFE309
error_handling: Follow instructions in the response.
XFE13:
summary: XFE13 - Record not found
value:
error: string
error_code: XFE13
error_handling: Please check that you provided the correct API Key and the correct parameters.
XFE8:
summary: XFE8 - Cannot retrieve media
value:
error: string
error_code: XFE8
error_handling: Cannot retrieve media. Please enter a new URL or try again later.
XFE7:
summary: XFE7 - Database error
value:
error: string
error_code: XFE7
error_handling: Follow instructions in the response.
XFE408:
summary: XFE408 - Invalid charge request
value:
error: string
error_code: XFE408
error_handling: Invalid request. Please follow instructions in response or contact customer support at https://bit.ly/XfersSupport.
XFE302:
summary: XFE302 - Account deleted
value:
error: string
error_code: XFE302
error_handling: Request not available. Please contact customer support at https://bit.ly/XfersSupport.
XFE201:
summary: XFE201 - Not yet a merchant
value:
error: string
error_code: XFE201
error_handling: Please verify your merchant or business account.
XFE103:
summary: XFE103 - ...
value:
error: string
error_code: XFE103
error_handling: Follow instructions in the response.
XFE406:
summary: XFE406 - Cannot refund prepaid transaction
value:
error: string
error_code: XFE406
error_handling: Please choose another transaction to refund.
XFE401:
summary: XFE401 - Cannot refund charge
value:
error: string
error_code: XFE401
error_handling: Invalid request. Please call another API or Contact customer support at https://bit.ly/XfersSupport.
XFE503:
summary: XFE503 - Failed name check
value:
error: string
error_code: XFE503
error_handling: Bank account name and name provided have to be similar.
XFE410:
summary: XFE410 - Invalid application fee
value:
error: string
error_code: XFE410
error_handling: Invalid request. Please make changes to the parameters as stated in the response.
XFE304:
summary: XFE304- Account closed
value:
error: string
error_code: XFE304
error_handling: Request not available. Please contact customer support at https://bit.ly/XfersSupport.
XFE110:
summary: XFE110 - Cannot sign up twice
value:
error: string
error_code: XFE110
error_handling: Please sign in instead
XFE504:
summary: XFE504 - Maximum number of bank account
value:
error: string
error_code: XFE504
error_handling: Delete existing bank accounts.
XFE16:
summary: XFE16 - Invalid request
value:
error: string
error_code: XFE16
error_handling: API request not supported. Make sure you entered the correct API key or contact customer support at https://bit.ly/XfersSupport.
XFE310:
summary: XFE310 - Cannot use same account
value:
error: string
error_code: XFE310
error_handling: Follow instructions in the response.
XFE9:
summary: XFE9 - ....
value:
error: string
error_code: XFE9
error_handling: '...'
XFE601:
summary: XFE601 - Conditions to withdraw not met. Can be solved by changing amount
value:
error: string
error_code: XFE601
error_handling: Your withdrawal does not meet the conditions required. Please follow the instructions in the response.
create_loan:
value:
customer_data:
din: string content
custtype: 1
fullname: name01
custname: name01
title: sh
custaddress: string content
custrt: string content
custrw: string content
custkel: string content
custkec: string content
custcity: string content
custprov: string content
custzip: string content
custdati: '0102'
idtype: 1
idnumber: idnumber
idexpired: '2019-01-01'
gender: 1
maritalstatus: 2
birthdate: '1980-01-04'
birthplace: bekasi
birthdati: '0102'
worksince: '2014-01-01'
employeests: 1
contractend: '2014-01-01'
lasteducation: '0100'
economycode: '011110'
debiturcode: '907'
mmn: ibu kandung
npwp: no npwp
homestatus: 1
livedsince: '2000-01-01'
phonearea: area
phoneno: '12323535'
mobileno: 0878978979
dependent: 0
grossincome: 5000000
expenses: 1000000
sameidhomeaddr: 1
custaddresshome: string content
custrthome: string content
custrwhome: string content
custkelhome: string content
custkechome: string content
custcityhome: string content
custprovhome: string content
custziphome: string content
custdatihome: '0102'
spousename: string content
spousebirthdate: '1980-01-01'
spousebirthplace: string content
spouseidtype: 1
spouseidnumber: string content
spousephoneno: string content
spousemobileno: string content
spouseoffice: string content
spouseoffinephone: string content
relativestype: 1
relativesname: string content
custaddressrel: string content
custrtrel: string content
custrwrel: string content
custkelrel: string content
custkecrel: string content
custcityrel: string content
custprovrel: string content
custziprel: string content
phonenorel: string content
companyname: string content
companyaddr: string content
companycity: string content
companyzip: string content
companyphone: string content
deedno: string content
deeddate: '2019-01-01'
corporatetype: string content
jobid: '002'
jobtitleid: '50'
countryid: id
branchcode: '000'
loan_data:
refno: ref11
objectvalue: '10000000.0'
principaltotal: '1000000.0'
tenor: '1'
loantype: 0
effectiverate: '12.0'
installment: '1000000.0'
firstinstdate: '2018-11-01'
admfee: '0.0'
inscode: '001'
inspremi: '0.0'
insonloan: '0.0'
installmenttype: 1
branchcode: '000'
typeofuseid: '89'
orientationofuseid: '9'
debiturcatid: '10'
portfoliocatid: string content
credittypeid: '20'
creditattributeid: '20'
creditcategoryid: '10'
fincat: '000'
installfeeaccount: '50000.0'
collateral_data:
productcode: C304
merkcode: mrk
modelcode: mdl
collateralno: collno939854
collateraldate: '2018-01-01'
collateraladdress: string content
collateralcityid: '0102'
collateralname: collname
collateralownerid: collid935790
collateraldesctype: string content
engineno: string content
chassisno: string content
collateralyear: 2018
buildyear: 2018
condition: 1
color: string content
collateralkind: KTA01
collateralpurpose: string content
policeno: string
stnkexpired: '2030-01-01'
surveydate: '2018-01-01'
bindtypecode: '99'
collateraltypecode: '250'
sbrankcode: string content
collateralvalue: 100000000
dealercode: TK
installment_data:
period: '1.0'
duedate: '2018-12-12'
principal: '1000000.0'
interest: '10000000.0'
installfee: '50000.0'
XFE10:
summary: XFE10 - Invalid environment
value:
error: string
error_code: XFE10
error_handling: Request not supported for this environment.
XFE4:
summary: XFE4 - Authentication field empty
value:
error: string
error_code: XFE4
error_handling: Follow instructions in the response.
XFE307:
summary: XFE307 - ...
value:
error: string
error_code: XFE307
error_handling: '...'
XFE303:
summary: XFE303 - Account terminated
value:
error: string
error_code: XFE303
error_handling: Request not available. Please contact customer support at https://bit.ly/XfersSupport.
XFE101:
summary: XFE101 - Not local number
value:
error: string
error_code: XFE101
error_handling: Follow instructions in the response.
XFE505:
summary: XFE505 - Bank abbrev provided invalid
value:
error: string
error_code: XFE505
error_handling: Use GET {{base-api-url}}api/v3/banks to get the correct bank abbrev.
XFE6:
summary: XFE6 - Invalid signature
value:
error: string
error_code: XFE6
error_handling: Follow instructions in the response.
XFE405:
summary: XFE405 - Charge cannot be refunded
value:
error: string
error_code: XFE405
error_handling: Only completed contract can be refun
# --- truncated at 32 KB (45 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/xfers/refs/heads/main/openapi/xfers-loans-api-openapi.yml