CrediLinq — Create and disburse a loan

# generated: 2026-07-18
# method: generated
# source: openapi/credilinqai-openapi.yml
arazzo: 1.0.1
info:
  title: CrediLinq — Create and disburse a loan
  version: 1.0.0
  description: Authenticate, confirm the credit line, preview the schedule, create a drawdown, and disburse it.
  x-realizes-capability-ids:
  - BC-1320.30
  x-capability-derivation:
    method: 'deterministic join: sourceDescriptions -> per-tag OpenAPI -> tag/capability edge. No classification at this step.'
    min_confidence: 0.7
    sources:
    - capability_id: BC-1320.30
      capability_name: Loan Servicing Management
      spec: credilinqai-loans-api-openapi.yml
      confidence: 0.72
    model: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0
sourceDescriptions:
- name: authenticationApi
  url: ../openapi/credilinqai-authentication-api-openapi.yml
  type: openapi
- name: customersApi
  url: ../openapi/credilinqai-customers-api-openapi.yml
  type: openapi
- name: loansApi
  url: ../openapi/credilinqai-loans-api-openapi.yml
  type: openapi
workflows:
- workflowId: createAndDisburseLoan
  summary: Create a BNPL drawdown for an approved customer and disburse it.
  inputs:
    type: object
    properties:
      client_id: {type: string}
      client_secret: {type: string}
      customerReferenceNo: {type: string}
  steps:
  - stepId: authenticate
    operationId: AuthenticationController_generateToken
    requestBody:
      contentType: application/json
      payload:
        client_id: $inputs.client_id
        client_secret: $inputs.client_secret
    outputs:
      access_token: $response.body#/data/access_token
  - stepId: creditLine
    operationId: ClientController_getCustomerCreditLineDetails
    parameters:
    - name: customerReferenceNo
      in: path
      value: $inputs.customerReferenceNo
  - stepId: previewSchedule
    operationId: DrawdownController_calculateRepaymentScheduleBNPL
  - stepId: createLoan
    operationId: DrawdownController_createDrawdownBNPL
    outputs:
      loanId: $response.body#/data/loanId
  - stepId: disburseLoan
    operationId: DrawdownController_disburseDrawdownBNPL
  - stepId: loanSummary
    operationId: DrawdownController_getDrawdownBNPL
    parameters:
    - name: loanId
      in: path
      value: $steps.createLoan.outputs.loanId
  outputs:
    loanId: $steps.createLoan.outputs.loanId