Credilinq.ai Loans API

openapi: 3.2.0
info:
  title: CrediLinq Authentication Loans API
  description: 'CrediLinq embedded finance API: B2B PayLater and GMV Financing for platforms and marketplaces. Covers Auth0 token generation, merchant onboarding and eligibility, customer and director KYC, credit line and loan (drawdown) management, payments and reconciliation, reporting, and demographic reference data.'
  version: '1.0'
  contact:
    name: CrediLinq Support
    email: support@credilinq.ai
    url: https://docs.credilinq.ai/
servers:
- url: https://sandbox-api.credilinq.ai
  description: Sandbox
- url: https://stage-api.credilinq.ai
  description: Staging
- url: https://api.credilinq.ai
  description: Production
security:
- access-token: []
tags:
- name: Loans
paths:
  /v1/loan/calculateloanschedule:
    post:
      operationId: DrawdownController_calculateRepaymentScheduleBNPL
      summary: Preview Loan
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CalculateLoanScheduleV1Dto'
      responses:
        '200':
          description: Preview Your Loan Details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/GetCalculateLoanResponse'
        '400':
          description: Invalid Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BadRequestDrawdownResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '404':
          description: Requested Data Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CustomerNotFoundResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - Loans
      security:
      - access-token: []
  /v1/loan:
    post:
      operationId: DrawdownController_createDrawdownBNPL
      summary: Create Loan
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      - name: idempotency-key
        in: header
        description: Idempotency Key for retries
        schema:
          type: string
          default: ''
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateLoanV1Dto'
      responses:
        '200':
          description: Loan created successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CreateDrawdownResponse'
        '400':
          description: Invalid Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BadRequestDrawdownResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '404':
          description: Requested Data Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CustomerNotFoundResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - Loans
      security:
      - access-token: []
  /v1/loan/disburse:
    post:
      operationId: DrawdownController_disburseDrawdownBNPL
      summary: Disburse loan
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/DisburseLoanDto'
      responses:
        '200':
          description: Success
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DisburseDrawdownResponse'
        '400':
          description: Invalid Request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BadRequestDrawdownResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '404':
          description: Requested Data Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DrawdownNotFoundResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - Loans
      security:
      - access-token: []
  /v1/loan/summary/{loanId}:
    get:
      operationId: DrawdownController_getDrawdownBNPL
      summary: Loan Summary
      description: ''
      parameters:
      - name: accept-language
        in: header
        description: 'Language of the response, supported languages: en-us, in'
        schema:
          type: string
          default: en-us
      - name: loanId
        required: true
        in: path
        schema:
          type: string
      responses:
        '200':
          description: Loan summary details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/GetLoanSummaryResponse'
        '401':
          description: Invalid credentials
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UnauthorizedResponse'
        '403':
          description: Forbidden resource
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ForbiddenResponse'
        '404':
          description: Requested Data Not Found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DrawdownNotFoundResponse'
        '500':
          description: Internal Server Error, Some problem is there, please try after sometime
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/InternalErrorResponse'
      tags:
      - Loans
      security:
      - access-token: []
components:
  schemas:
    LoanSummaryResponse:
      type: object
      properties:
        loanId:
          type: string
          default: string
          description: Id of the created loan
        loanStatus:
          type: string
          description: "Status of loan\n    \n We support these three statuses,\n    \n 1. ```pending-for-approval``` - Loan is pending for approval\n    \n 2. ```waiting-for-disbursal``` - Loan is pending for disbursal,\n    \n 3. ```active``` - Loan is active,\n    \n 4. ```rejected``` - Loan is rejected for some reason,\n    \n 5. ```closed``` - Loan is paid & closed"
          example: active
        loanReferenceNo:
          type: string
          default: BNPL180820235070
          description: Loan Reference number
        loanType:
          type: string
          description: "Type of loan\n    \n We support these 4 types,\n    \n 1. ```BNPL``` - Buyer Financing\n    \n 2. ```BNPL_Term``` - Buyer Financing Term Loan\n    \n 3. ```GMV``` - Seller Financing\n    \n 4. ```GMV_Term``` - Seller Financing Term Loan"
          example: BNPL
        customerReferenceNo:
          type: string
          default: ''
          description: Customer Reference number, for which loan is created
        loanTerm:
          type: number
          example: 30
          description: Duration of the loan. Based on loan terms selected at the cusomer level, The customer for whom loan is being created should be
          enum:
          - 30
          - 45
          - 60
          - 90
          - 120
          - 150
          - 180
          - 210
          - 240
          - 270
          - 300
          - 330
          - 360
          default: 30
        loanAmount:
          type: number
          description: Loan Amount
          example: 3500
        totalServiceFee:
          type: number
          description: Total Service fee applied on loan
          example: 99.17
        totalServiceFeeDue:
          type: number
          description: Total Service fee Due for loan
          example: 99.17
        expectedRepaymentAmount:
          type: number
          description: Total Expected Repayment Amount
          default: 3599.17
        totalDueAmount:
          type: number
          description: Total Due amount that is remaining to repay
          default: 3599.17
        loanDueDate:
          type: string
          description: Loan Due Date eg. 18 September 2023
          default: 18 September 2023
          example: 18 September 2023
        dueDatePostGracePeriod:
          type: string
          description: Due date with Grace Period, eg. Loan Due date is 18 September 2023, and grace period is 3 days. so dueDatePostGracePeriod will be 21 September 2023
          default: 18 September 2023
          example: 21 September 2023
        gracePeriodInDays:
          type: number
          description: Grace Period(In Days), After which loan goes into overdue.
          default: 3
          example: 3
        totalPenaltyDue:
          type: number
          description: Penalty outstanding that needs to repay
          default: 0
          example: 0
        currency:
          type: string
          default: SGD
          description: Currency Code
        requestedDate:
          type: string
          description: Loan Due Date eg. 18 Aug 2023
          default: 18 Aug 2023
          example: 18 Aug 2023
        repaymentSchedule:
          description: Repayment schedule for loan
          type: array
          items:
            $ref: '#/components/schemas/RepaymentScheduleV2Response'
        payments:
          description: All payments done by customer for the loan
          type: array
          items:
            $ref: '#/components/schemas/LoanPayment'
      required:
      - loanId
      - loanStatus
      - loanReferenceNo
      - loanType
      - customerReferenceNo
      - loanTerm
      - loanAmount
      - totalServiceFee
      - totalServiceFeeDue
      - expectedRepaymentAmount
      - totalDueAmount
      - loanDueDate
      - dueDatePostGracePeriod
      - gracePeriodInDays
      - totalPenaltyDue
      - currency
      - requestedDate
      - repaymentSchedule
      - payments
    GetCalculateLoanResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 200
          description: The HTTP status code of the error
        data:
          description: Response Data from the operation
          allOf:
          - $ref: '#/components/schemas/CalculateLoanResponse'
        message:
          type: string
          default: Success
          description: Human-readable message containing all available details about the operation
        success:
          type: boolean
          default: true
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - data
      - message
      - success
    InternalErrorResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 500
          description: The HTTP status code of the error
        error:
          type: string
          default: string
          description: Human-readable generic error message
        errorCode:
          type: string
          default: E_INTERNAL_ERROR
          description: Computer-readable code for error handling
        message:
          type: string
          default: string
          description: Human-readable error message containing all available details about how the error occurred
        success:
          type: boolean
          default: false
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - error
      - errorCode
      - message
      - success
    CustomerNotFoundResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 404
          description: The HTTP status code of the error
        error:
          type: string
          default: string
          description: Human-readable generic error message
        errorCode:
          type: string
          default: E_C_CUSTOMER_NOT_FOUND
          description: Computer-readable code for error handling
        message:
          type: string
          default: string
          description: Human-readable error message containing all available details about how the error occurred
        success:
          type: boolean
          default: false
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - error
      - errorCode
      - message
      - success
    CalculateLoanResponse:
      type: object
      properties:
        customerReferenceNo:
          type: string
          default: ''
          description: Customer Reference number, for which loan is created
        loanTerm:
          type: number
          example: 30
          description: Duration of the loan. Based on loan terms selected at the cusomer level, The customer for whom loan is being created should be
          enum:
          - 30
          - 45
          - 60
          - 90
          - 120
          - 150
          - 180
          - 210
          - 240
          - 270
          - 300
          - 330
          - 360
          default: 30
        totalDueAmount:
          type: number
          description: Total Loan Due Amount
          default: 2000
        loanDueDate:
          type: string
          description: Total Loan Due Amount in UTC Format eg. 2023-03-30T11:46:42.195Z
          default: '2025-01-08T05:12:17.406Z'
        disbursalAmount:
          type: number
          description: Loan Amount
          default: 2000
        chargesApplied:
          type: number
          description: Total Amount of Charges Applied on Loan Amount
          default: 50
        totalRepaymentExpected:
          type: number
          description: Total Repayment Expected
          default: 2000
        currency:
          type: string
          description: Currency Code
          default: SGD
      required:
      - customerReferenceNo
      - loanTerm
      - totalDueAmount
      - loanDueDate
      - disbursalAmount
      - chargesApplied
      - totalRepaymentExpected
      - currency
    DrawdownNotFoundResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 404
          description: The HTTP status code of the error
        error:
          type: string
          default: string
          description: Human-readable generic error message
        errorCode:
          type: string
          default: E_D_NOT_FOUND
          description: Computer-readable code for error handling
        message:
          type: string
          default: string
          description: Human-readable error message containing all available details about how the error occurred
        success:
          type: boolean
          default: false
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - error
      - errorCode
      - message
      - success
    GetLoanSummaryResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 200
          description: The HTTP status code of the error
        data:
          description: Response Data from the operation
          allOf:
          - $ref: '#/components/schemas/LoanSummaryResponse'
        message:
          type: string
          default: Success
          description: Human-readable message containing all available details about the operation
        success:
          type: boolean
          default: true
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - data
      - message
      - success
    LoanPayment:
      type: object
      properties:
        paymentId:
          type: string
          default: string
          description: Id of the payment
        paymentDate:
          type: string
          default: '2025-01-08T05:12:17.404Z'
          description: Date of the payment in UTC Format eg. 2023-03-30T11:46:42.195Z
        paymentAmount:
          type: number
          default: 1000
          description: Payment Amount
        paymentMethod:
          type: string
          default: 1000
          description: Payment Amount
          example: Bank Transfer/UEN Payment/QR Code Payment
        paymentReferenceNo:
          type: string
          default: string
          description: Payment reference number provided while making payment
        accountNumber:
          type: string
          default: string
          description: "Account Number varies based on payment types.\n      \n\nSo for bank transfer payment( this field will contain ```bank account number``` & for UEN number payment this will contain ```UEN Number```"
        accountName:
          type: string
          default: string
          description: Account Name to which payment has been made.
        bankName:
          type: string
          default: string
          description: "Bank Name varies based on payment types.\n      \n\nSo for bank transfer payment this field will be present, for rest of the types it will be empty"
        bankSwiftCode:
          type: string
          default: string
          description: "Bank Swift Code varies based on payment types.\n      \n\nSo for bank transfer payment this field will be present, for rest of the types it will be empty"
        paymentStatus:
          type: number
          default: 2
          description: "We have 3 types of payment status codes. \n    \n For payment rejected: ```0``` \n    \n For payment done, but verification pending: ```1```\n    \n For payment done & verified: ```2```"
        loanId:
          type: string
          default: string
          description: Loan Id, for which payment has been made.
        customerReferenceNo:
          type: string
          default: string
          description: Customer Reference Number, for which payment has been made.
        metadata:
          type: string
          default: string
          description: Metadata for payments. It can be used for reporting, reconciliation purpose.
        createdAt:
          type: string
          default: '2025-01-08T05:12:17.405Z'
          description: Created Timestamp of the payment in UTC Format eg. 2023-03-30T11:46:42.195Z
        updatedAt:
          type: string
          default: '2025-01-08T05:12:17.405Z'
          description: Updated Timestamp of the payment in UTC Format eg. 2023-03-30T11:46:42.195Z
        currency:
          type: string
          default: SGD
          description: Currency Code
      required:
      - paymentId
      - paymentDate
      - paymentAmount
      - paymentMethod
      - paymentReferenceNo
      - accountNumber
      - accountName
      - bankName
      - bankSwiftCode
      - paymentStatus
      - loanId
      - customerReferenceNo
      - metadata
      - createdAt
      - updatedAt
      - currency
    UnauthorizedResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 401
          description: The HTTP status code of the error
        error:
          type: string
          default: string
          description: Human-readable generic error message
        errorCode:
          type: string
          default: E_UNAUTHORIZED
          description: Computer-readable code for error handling
        message:
          type: string
          default: string
          description: Human-readable error message containing all available details about how the error occurred
        success:
          type: boolean
          default: false
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - error
      - errorCode
      - message
      - success
    DisburseLoanDto:
      type: object
      properties:
        loanId:
          type: string
          default: ''
          example: c3eb1619-ff24-4773-97d8-b05264621e60
          description: Loan Id
        metadata:
          type: string
          description: Metadata for loans. It can be used for reporting, reconciliation purpose.
          example: ''
      required:
      - loanId
    RepaymentScheduleV2Response:
      type: object
      properties:
        dueDate:
          type: string
          description: Loan Due Date eg. 18 September 2023
          default: 18 September 2023
          example: 18 September 2023
        totalDueForPeriod:
          type: number
          description: Total due payment for current period
          example: 3599.17
        penaltyDueForPeriod:
          type: number
          description: Total due penalty for current period
          example: 0
        totalServiceFeeForPeriod:
          type: number
          description: Total Service fee for current period
          example: 99.17
        totalServiceFeeDueForPeriod:
          type: number
          description: Total Service fee due for current period
          example: 99.17
        principalDueForPeriod:
          type: number
          description: Total due principal for current period
          example: 3500
        dueDatePostGracePeriod:
          type: string
          description: Due date with grace period eg. 21 September 2023
          example: 21 September 2023
        paid:
          type: boolean
          description: indicates that payment is completed or not
          example: false
      required:
      - dueDate
      - totalDueForPeriod
      - penaltyDueForPeriod
      - totalServiceFeeForPeriod
      - totalServiceFeeDueForPeriod
      - principalDueForPeriod
      - dueDatePostGracePeriod
      - paid
    ForbiddenResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 403
          description: The HTTP status code of the error
        error:
          type: string
          default: string
          description: Human-readable generic error message
        errorCode:
          type: string
          default: E_FORBIDDEN
          description: Computer-readable code for error handling
        message:
          type: string
          default: string
          description: Human-readable error message containing all available details about how the error occurred
        success:
          type: boolean
          default: false
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - error
      - errorCode
      - message
      - success
    DisburseDrawdownResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 200
          description: The HTTP status code of the error
        data:
          description: Response Data from the operation
          allOf:
          - $ref: '#/components/schemas/DisburseLoanStatusResponse'
        message:
          type: string
          default: Success
          description: Human-readable message containing all available details about the operation
        success:
          type: boolean
          default: true
          description: A boolean indicating whether this was a success response or an error response
      required:
      - statusCode
      - data
      - message
      - success
    DisburseLoanStatusResponse:
      type: object
      properties:
        loanId:
          type: string
          default: string
          description: Id of the created loan
        loanReferenceNo:
          type: string
          default: string
          description: Reference Number of the created loan for eg. BNPL***
        customerReferenceNo:
          type: string
          default: ''
          description: Customer Reference number, for which loan is created
        loanTerm:
          type: number
          example: 30
          description: Duration of the loan. Based on loan terms selected at the cusomer level, The customer for whom loan is being created should be
          enum:
          - 30
          - 45
          - 60
          - 90
          - 120
          - 150
          - 180
          - 210
          - 240
          - 270
          - 300
          - 330
          - 360
          default: 30
        loanType:
          type: string
          description: "Type of loan\n    \n We support these two types,\n    \n 1. ```BNPL``` - Buyer Financing\n    \n 2. ```GMV``` - Seller Financing"
          example: BNPL
        loanStatus:
          type: string
          description: "Status of loan\n    \n We support these three statuses,\n    \n 1. ```pending-for-approval``` - Loan is pending for approval\n    \n 2. ```waiting-for-disbursal``` - Loan is pending for disbursal,\n    \n 3. ```active``` - Loan is active,\n    \n 4. ```rejected``` - Loan is rejected for some reason,\n    \n 5. ```closed``` - Loan is paid & closed"
          example: active
        disbursalAmount:
          type: number
          description: Loan Amount
          default: 2000
        totalDueAmount:
          type: number
          description: Total Loan Due Amount
          default: 2000
        loanDueDate:
          type: string
          description: Loan Due Date in Local Format eg. 21 Aug 2023
          default: 21 August 2023
          example: 21 August 2023
        loanDueDateUTC:
          type: string
          description: Loan Due Date in UTC Format eg. 2023-08-20T18:30:00.000Z
          default: '2023-08-20T18:30:00.000Z'
          example: '2023-08-20T18:30:00.000Z'
        dueDatePostGracePeriod:
          type: string
          description: Loan Due Date with grace period in Local Format eg. 24 Aug 2023
          default: 24 August 2023
          example: 24 August 2023
        dueDatePostGracePeriodUTC:
          type: string
          description: Loan Due Date with grace period in UTC Format eg. 2023-08-23T18:30:00.000Z
          default: '2023-08-23T18:30:00.000Z'
          example: '2023-08-23T18:30:00.000Z'
        gracePeriodInDays:
          type: number
          description: Grace Period(In Days), After which loan goes into overdue.
          default: 3
          example: 3
        charges:
          type: number
          description: Total Monthly Charges(%) Applied on Loan Amount
          default: 1
        chargesApplied:
          type: number
          description: Total Amount of Charges Applied on Loan Amount
          default: 50
        customerApprovedCredit:
          type: number
          description: Customer Approved Credit Line
          default: 20000
        customerAvailableCredit:
          type: number
          description: Customer Remaining Credit Line after loan
          default: 17500
        remark:
          type: string
          description: Remark given while requesting for loan
          default: string
        metadata:
          type: string
          default: string
          description: Metadata for loans. It can be used for reporting, reconciliation purpose.
        createdAt:
          type: string
          default: '2025-01-08T05:12:17.405Z'
          description: Created Timestamp of the created loan in UTC Format eg. 2023-03-30T11:46:42.195Z
        updatedAt:
          type: string
          default: '2025-01-08T05:12:17.405Z'
          description: Updated Timestamp of the created loan in UTC Format eg. 2023-03-30T11:46:42.195Z
        currency:
          type: string
          default: SGD
          description: Currency Code
      required:
      - loanId
      - loanReferenceNo
      - customerReferenceNo
      - loanTerm
      - loanType
      - loanStatus
      - disbursalAmount
      - totalDueAmount
      - loanDueDate
      - loanDueDateUTC
      - dueDatePostGracePeriod
      - dueDatePostGracePeriodUTC
      - gracePeriodInDays
      - charges
      - chargesApplied
      - customerApprovedCredit
      - customerAvailableCredit
      - remark
      - metadata
      - createdAt
      - updatedAt
      - currency
    BadRequestDrawdownResponse:
      type: object
      properties:
        statusCode:
          type: number
          default: 400
        error:
          default: ''
          oneOf:
          - type: string
          - type: array
            items:
              type: string
        errorCode:
          default: ''
          oneOf:
          - type: string
          - type: array
            items:
              type: string
        message:
          default: Error
          oneOf:
          - type: string
          - type: array
            items:
              type: string
        success:
          type: boolean
          default: false
      required:
      - statusCode
      - error
      - errorCode
      - message
      - success
    LoanResponse:
      type: object
      properties:
        loanId:
          type: string
          default: string
          description: Id of the created loan
        loanReferenceNo:
          type: string
          default: string
          description: Reference Number of the created loan for eg. BNPL***
        customerReferenceNo:
          type: string
          default: ''
          description: Customer Reference number, for which loan is created
        loanTerm:
          type: number
          example: 30
          description: Duration of the loan. Based on loan terms selected at the cusomer level, The customer for whom loan is being created should be
          enum:
          - 30
          - 45
          - 60
          - 90
          - 120
          - 150
          - 180
          - 210
          - 240
          - 270
          - 300
          - 330
          - 360
          default: 30
        loanType:
          type: string
          description: "Type of loan\n    \n We support these two types,\n    \n 1. ```BNPL``` - Buyer Financing\n    \n 2. ```GMV``` - Seller Financing"
          example: BNPL
        loanStatus:
          type: string
          description: "Status of loan\n    \n We support these three statuses,\n    \n 1. ```pending-for-approval``` - Loan is pending for approval\n    \n 2. ```waiting-for-disbursal``` - Loan is pending for disbursal,\n    \n 3. ```active``` - Loan is active,\n    \n 4. ```rejected``` - Loan is rejected for some reason,\n    \n 5. ```closed``` - Loan is paid & closed"
          example: waiting-for-disbursal
   

# --- truncated at 32 KB (38 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/credilinqai/refs/heads/main/openapi/credilinqai-loans-api-openapi.yml