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OpenAPI Specification
openapi: 3.2.0
info:
title: Automated Spreading and Analysis Api-Key Loans API
version: 1.3.1
description: "This [REST API](https://en.wikipedia.org/wiki/Representational_state_transfer) allows you to interact with the Automated Spreading processing and insights engine. \n\n# Authentication\n\nThis API uses API keys generated from a Automated Spreading User account. To get access to your User account, speak with your Automated Spreading account manager.\n\n# Accepted Media Types\n\n| File Type | Extension(s) | Content-Type(s) |\n| -------------------------------- |-------------- | ------------ |\n| PDF File | .pdf | `application/pdf` , `application/x-pdf` |\n| Excel File | .xls | `application/vnd.ms-excel` |\n| Excel File | .xlsx | `application/vnd.openxmlformats-officedocument.spreadsheetml.sheet` |\n| Excel File | .xlsm | `application/vnd.ms-excel.sheet.macroEnabled.12` |\n| PNG Image | .png | `image/png` |\n| GIF Image | .gif | `image/gif` |\n| JPG Image | .jpg, .jpeg | `image/jpeg` |\n| GIF Image | .gif | `image/gif` |\n| JSON File | .json | `application/json` |\n\n\n# Getting Started\n\n1. [Create a Borrower](#operation/createBorrower) \n2. [Add a file](#operation/createDocumentFile) for that Borrower.\n3. Analyze in the Automated Spreading App\n\n****"
x-logo:
url: https://manual-public-web-static-resources.s3.amazonaws.com/public-api/Moodys-icon.svg
contact:
name: Moody's Automated Spreading Customer Support
email: MA_NMR_Support@moodys.com
servers:
- url: https://api.fincura.com
description: Base URL declared by the provider in apis.yml (roadmap#122).
security:
- API_Key: []
tags:
- name: Loans
description: A Borrower loan record in our system.
paths:
/v1/loan:
get:
operationId: listLoans
description: List Loan records
parameters:
- name: limit
required: false
in: query
description: Number of results to return per page.
schema:
type: integer
- name: offset
required: false
in: query
description: The initial index from which to return the results.
schema:
type: integer
- name: borrower_uuid
required: false
in: query
description: Borrower to filter results for
schema:
type: string
- name: search
required: false
in: query
description: A search term.
schema:
type: string
responses:
'200':
content:
application/json:
schema:
type: object
required:
- count
- results
properties:
count:
type: integer
example: 123
next:
type:
- string
- 'null'
format: uri
example: http://api.example.org/accounts/?offset=400&limit=100
previous:
type:
- string
- 'null'
format: uri
example: http://api.example.org/accounts/?offset=200&limit=100
results:
type: array
items:
$ref: '#/components/schemas/Loan'
description: ''
tags:
- Loans
summary: List Loans
post:
operationId: createLoan
description: Create a new Loan record
parameters: []
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/Loan'
application/x-www-form-urlencoded:
schema:
$ref: '#/components/schemas/Loan'
multipart/form-data:
schema:
$ref: '#/components/schemas/Loan'
responses:
'201':
content:
application/json:
schema:
$ref: '#/components/schemas/Loan'
description: ''
tags:
- Loans
summary: Create a new Loan
/v1/loan/{uuid}:
get:
operationId: retrieveLoan
description: Retrieve a Loan
parameters:
- name: uuid
in: path
required: true
description: ''
schema:
type: string
- name: borrower_uuid
required: false
in: query
description: Borrower to filter results for
schema:
type: string
- name: search
required: false
in: query
description: A search term.
schema:
type: string
responses:
'200':
content:
application/json:
schema:
$ref: '#/components/schemas/Loan'
description: ''
tags:
- Loans
summary: Retrieve a Loan
patch:
operationId: partialUpdateLoan
description: ''
parameters:
- name: uuid
in: path
required: true
description: ''
schema:
type: string
- name: borrower_uuid
required: false
in: query
description: Borrower to filter results for
schema:
type: string
- name: search
required: false
in: query
description: A search term.
schema:
type: string
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/Loan'
application/x-www-form-urlencoded:
schema:
$ref: '#/components/schemas/Loan'
multipart/form-data:
schema:
$ref: '#/components/schemas/Loan'
responses:
'200':
content:
application/json:
schema:
$ref: '#/components/schemas/Loan'
description: ''
tags:
- Loans
summary: Update a Loan
delete:
operationId: destroyLoan
description: Delete a loan from Fincura.
parameters:
- name: uuid
in: path
required: true
description: ''
schema:
type: string
- name: borrower_uuid
required: false
in: query
description: Borrower to filter results for
schema:
type: string
- name: search
required: false
in: query
description: A search term.
schema:
type: string
responses:
'204':
description: ''
tags:
- Loans
summary: Delete a Loan
components:
schemas:
Loan:
type: object
properties:
uuid:
type: string
format: uuid
readOnly: true
title:
type: string
description: Title of the Loan. Must be unique for the Borrower
maxLength: 200
description:
type:
- string
- 'null'
created_date:
type: string
format: date-time
readOnly: true
external_id:
type:
- string
- 'null'
description: External ID is used to uniquely identify a record from your system in our system. Must be unique across records.
maxLength: 250
loan_id:
type:
- string
- 'null'
maxLength: 250
contract_type:
enum:
- LEASE
- LOAN
- NOT_APPLICABLE
type: string
borrower_uuid:
type: string
format: uuid
description: UUID of the borrower for this loan. (see [Borrowers](#tag/Borrowers))
borrower_info:
type: object
properties:
name:
type: string
maxLength: 500
industry:
enum:
- UNKNOWN
- AGRICULTURE_FORESTRY_FISHING
- CONSTRUCTION
- MINING
- TRANSPORTATION_AND_PUBLIC_UTILITIES
- WHOLESALE_TRADE
- RETAIL_TRADE
- MANUFACTURING
- FINANCE_INSURANCE_REAL_ESTATE
- SERVICES
- PUBLIC_ADMINISTRATION
type: string
naics_code:
type:
- integer
- 'null'
maximum: 999999
minimum: 0
address:
type:
- string
- 'null'
city:
type:
- string
- 'null'
maxLength: 255
state:
type:
- string
- 'null'
maxLength: 50
zipcode:
type:
- string
- 'null'
maxLength: 20
country:
type:
- string
- 'null'
maxLength: 255
email:
type:
- string
- 'null'
format: email
maxLength: 254
company_notes:
type:
- string
- 'null'
dun_bradstreet_score:
type:
- integer
- 'null'
maximum: 100
minimum: 0
paynet_score:
type:
- string
- 'null'
maxLength: 50
required:
- name
description: Borrower information specific to this loan (does not update the underlying Borrower)
principal:
type: number
multipleOf: 0.01
maximum: 1000000000000000000
minimum: 0
description: Original principal value
interest_rate:
type: number
multipleOf: 0.0001
maximum: 100
minimum: 0
interest_type:
enum:
- FIXED
- ADJUSTABLE
type: string
term_months:
type: integer
payment_type:
enum:
- PRINCIPAL_AND_INTEREST
- PRINCIPAL_PLUS_INTEREST
- IO_PERIOD
type: string
state:
enum:
- PROPOSED
- APPROVED
- DECLINED
- ACTIVE
- PAID_OFF
- DESISTED
type: string
payment_status:
enum:
- CURRENT
- GRACE_PERIOD
- DELINQUENT
type: string
start_date:
type:
- string
- 'null'
format: date
end_date:
type: string
format: date
readOnly: true
description: Loan end date. Calculated field
monthly_payment:
type: number
multipleOf: 0.01
maximum: 1000000000000000000
minimum: -1000000000000000000
readOnly: true
description: calculated field
payments_remaining:
type: integer
readOnly: true
description: Calculated field
outstanding_principal:
type: number
multipleOf: 0.01
maximum: 1000000000000000000
minimum: -1000000000000000000
readOnly: true
description: calculated field
interest_accrued:
type: number
multipleOf: 0.01
maximum: 1000000000000000000
minimum: -1000000000000000000
readOnly: true
description: calculated field
loan_to_value:
type: number
multipleOf: 0.01
maximum: 10000
minimum: -10000
readOnly: true
description: calculated field
scorecard:
enum:
- PASSED
- FAILED
- NOT_APPLICABLE
type:
- string
- 'null'
collateral_type:
enum:
- NONE
- CASH
- AR
- IP
- REAL_ESTATE
- EQUIPMENT
type: string
collateral_value:
type:
- number
- 'null'
multipleOf: 0.01
maximum: 1000000000000000000
minimum: 0
collateral_life_months:
type: integer
description: The life of the collateral in months
residual_value:
type:
- number
- 'null'
multipleOf: 0.01
maximum: 1000000000000000000
minimum: 0
balloon_payment:
type:
- number
- 'null'
multipleOf: 0.01
maximum: 1000000000000000000
minimum: 0
last_payment_date:
type:
- string
- 'null'
format: date
compliance_info:
type: object
properties:
ofac_sanctions:
type: boolean
pacer_bankruptcies:
type: boolean
state_court_claims:
type: boolean
divisions_of_corp_report:
type: boolean
description: Compliance information for this loan and borrower
template_uuid:
type: string
format: uuid
writeOnly: true
description: DSRC template to use for finanical information
periods:
type: array
items:
type: object
properties:
reporting_period:
type: string
maxLength: 200
preparation_type:
type: string
maxLength: 200
required:
- reporting_period
- preparation_type
writeOnly: true
description: ReportingPeriod's to include in the loan financial information
documents:
type: array
items:
type: object
properties:
uuid:
type: string
format: uuid
status:
type: string
readOnly: true
created_date:
type: string
format: date-time
readOnly: true
filename:
type: string
readOnly: true
maxLength: 200
statement_types:
type: array
items: {}
readOnly: true
default:
- OTHER
custom_attributes:
type: object
readOnly: true
description: Additional DocumentFile's to be included with loan information
financials:
type: object
properties:
data_overrides:
type: array
items:
type: array
items:
type: string
template_items:
type: array
items:
type: object
properties:
ref:
type: string
readOnly: true
label:
type: string
readOnly: true
item_type:
type: string
readOnly: true
text_format:
enum:
- NUMBER
- PERCENT
- DAYS
- RATIO
type: string
readOnly: true
original_equation:
type: string
readOnly: true
equation_override:
type: string
readOnly: true
line_item_id:
type: integer
readOnly: true
display_bold:
type: boolean
readOnly: true
num_decimals:
type: integer
readOnly: true
readOnly: true
data_columns:
type: array
items:
type: object
properties:
header:
type: string
readOnly: true
statement_date:
type: string
format: date
readOnly: true
reporting_period:
type: string
readOnly: true
preparation_type:
type: string
readOnly: true
months_in_interval:
type: integer
readOnly: true
reporting_interval:
type: string
readOnly: true
prepared_by:
type: string
readOnly: true
cells:
type: array
items:
type: object
properties:
line_item_id:
type: integer
readOnly: true
ref:
type: string
readOnly: true
calculated_value:
type: object
properties:
value:
type: number
multipleOf: 0.01
maximum: 1000000000000000000
minimum: -1000000000000000000
readOnly: true
readOnly: true
readOnly: true
readOnly: true
required:
- data_overrides
analysis_commentary:
type:
- string
- 'null'
guarantors:
type: array
items:
type: object
properties:
first_name:
type: string
maxLength: 255
last_name:
type: string
maxLength: 255
credit_score:
type: string
maxLength: 255
credit_score_source:
type: string
description: Reporting agency for credit score
maxLength: 255
required:
- first_name
- last_name
prior_year_financials:
type: object
properties:
statement_date:
type: string
format: date
readOnly: true
preparation_type:
type: string
readOnly: true
net_income:
type: number
multipleOf: 0.01
maximum: 1000000000000000000
minimum: -1000000000000000000
readOnly: true
readOnly: true
custom_attributes:
type: object
required:
- title
- borrower_uuid
- borrower_info
- principal
- term_months
securitySchemes:
API_Key:
type: http
scheme: bearer
bearerFormat: JWT
x-tagGroups:
- name: Tenant
tags:
- Api-Key
- TenantSettings
- name: Templates
tags:
- SpreadingTemplate
- DscrTemplate
- GlobalCashflowTemplate
- name: Borrower
tags:
- Borrowers
- Files
- Loans
- Requirements
- Portfolios
- name: Normalized Data
tags:
- DataViews
- Templates
- name: Analysis
tags:
- DscrAnalysis
- GlobalCashflowAnalysis
- name: Events
tags:
- Webhooks
- name: Embedded UI
tags:
- EmbeddedDocument
- EmbeddedFinancials
- EmbeddedDscrAnalysis
- EmbeddedGlobalCashflowAnalysis