BankSync Loans API
The Loans API from BankSync — 1 operation(s) for loans.
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OpenAPI Specification
openapi: 3.2.0
info:
title: BankSync Loans API
version: 1.0.0
description: Connect bank accounts and sync financial data to Notion, Google Sheets, and Airtable. Authenticate with an API key (X-API-Key header) or a Firebase ID token (Bearer). Every /v1 request counts toward a per-workspace, per-minute rate limit set by the plan; on Free and Starter only GET /v1/whoami answers (metered at the Standard rate) and every other /v1 operation returns 403 (Standard 10, Professional 20, Business 30). Over the limit, any operation returns 429 with Retry-After, X-RateLimit-Limit and X-RateLimit-Policy headers; wait Retry-After seconds before retrying. See https://banksync.io/docs/api/rest-api#rate-limits.
contact:
name: BankSync Support
url: https://banksync.io
servers:
- url: https://api.banksync.io
description: Production
tags:
- name: Loans
paths:
/v1/banks/{bid}/accounts/{aid}/loan:
get:
operationId: getLoan
summary: Get loan or liability details for an account
description: 'Responses may be served from a cache up to 6 hours old: `X-BankSync-Cache` says `hit`, `miss` or `bypass`, and `Age` is the cached answer''s age in seconds.'
tags:
- Loans
security:
- apiKey: []
- bearerAuth: []
parameters:
- schema:
type: string
description: Bank ID
required: true
description: Bank ID
name: bid
in: path
- schema:
type: string
description: Account ID
required: true
description: Account ID
name: aid
in: path
responses:
'200':
description: Loan / liability details for the account
content:
application/json:
schema:
type: object
properties:
success:
type: boolean
enum:
- true
data:
type: object
properties:
accountId:
type: string
loanType:
type: string
principalBalance:
type: number
originationPrincipalAmount:
type: number
interestRatePercentage:
type: number
nextPaymentAmount:
type: number
nextPaymentDueDate:
type: string
maturityDate:
type: string
isOverdue:
type: boolean
currency:
type: string
required:
- accountId
additionalProperties:
nullable: true
required:
- success
- data
'401':
description: Unauthorized
content:
application/json:
schema:
type: object
properties:
success:
type: boolean
enum:
- false
error:
type: string
code:
type: string
recovery:
oneOf:
- type: object
properties:
action:
type: string
enum:
- retry
afterSeconds:
type: integer
minimum: 1
maximum: 86400
required:
- action
- afterSeconds
- type: object
properties:
action:
type: string
enum:
- restart_pagination
required:
- action
- type: object
properties:
action:
type: string
enum:
- resync
required:
- action
- type: object
properties:
action:
type: string
enum:
- reconnect
required:
- action
- type: object
properties:
action:
type: string
enum:
- contact_support
required:
- action
referenceId:
type: string
details:
type: array
items:
type: object
properties:
field:
type: string
message:
type: string
required:
- message
required:
- success
- error
'403':
description: Forbidden
content:
application/json:
schema:
type: object
properties:
success:
type: boolean
enum:
- false
error:
type: string
code:
type: string
recovery:
oneOf:
- type: object
properties:
action:
type: string
enum:
- retry
afterSeconds:
type: integer
minimum: 1
maximum: 86400
required:
- action
- afterSeconds
- type: object
properties:
action:
type: string
enum:
- restart_pagination
required:
- action
- type: object
properties:
action:
type: string
enum:
- resync
required:
- action
- type: object
properties:
action:
type: string
enum:
- reconnect
required:
- action
- type: object
properties:
action:
type: string
enum:
- contact_support
required:
- action
referenceId:
type: string
details:
type: array
items:
type: object
properties:
field:
type: string
message:
type: string
required:
- message
required:
- success
- error
'404':
description: No loan data found
content:
application/json:
schema:
type: object
properties:
success:
type: boolean
enum:
- false
error:
type: string
code:
type: string
recovery:
oneOf:
- type: object
properties:
action:
type: string
enum:
- retry
afterSeconds:
type: integer
minimum: 1
maximum: 86400
required:
- action
- afterSeconds
- type: object
properties:
action:
type: string
enum:
- restart_pagination
required:
- action
- type: object
properties:
action:
type: string
enum:
- resync
required:
- action
- type: object
properties:
action:
type: string
enum:
- reconnect
required:
- action
- type: object
properties:
action:
type: string
enum:
- contact_support
required:
- action
referenceId:
type: string
details:
type: array
items:
type: object
properties:
field:
type: string
message:
type: string
required:
- message
required:
- success
- error
components:
securitySchemes:
apiKey:
type: apiKey
in: header
name: X-API-Key
description: API key — pass in the X-API-Key header. Obtain from Developer Settings in the BankSync app.
bearerAuth:
type: http
scheme: bearer
description: Firebase ID token — pass as a Bearer token in the Authorization header.