KakaoBank website screenshot

KakaoBank

KakaoBank is South Korea's leading internet-only bank, offering REST APIs for account management, fund transfers, loans, credit scoring, and open banking data connectivity for the Korean market. Founded in 2016 and backed by Kakao Corp., KakaoBank serves over 26 million customers through a fully mobile and API-first digital banking platform.

KakaoBank publishes 5 APIs on the APIs.io network. Tagged areas include Banking, Finance, Open Banking, Korea, and Fintech.

KakaoBank’s developer surface includes documentation, engineering blog, pricing, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
20.1/100 emerging ▬ flat Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessFreemium
5 APIs
BankingFinanceOpen BankingKoreaFintechAccount ManagementTransfersLoansCredit ScoringMobile Banking

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 20.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 2.2 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 2.7 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/kakaobank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

KakaoBank Account Management API

REST API for managing KakaoBank accounts including demand deposits, savings accounts, and group accounts. Provides access to account balances, transaction history, and account h...

KakaoBank Transfer API

REST API enabling fund transfers between KakaoBank accounts and external bank accounts within South Korea's open banking network. Supports peer-to-peer transfers, interbank tran...

KakaoBank Loan API

REST API for loan origination and management including credit loans, business owner credit loans, and housing-related loans. Provides programmatic access to loan applications, r...

KakaoBank Credit Scoring API

REST API providing alternative credit scoring capabilities powered by KakaoBank's data-driven credit models. Integrates with partners such as NICE Credit to assess creditworthin...

KakaoBank Open Banking API

REST API connecting to South Korea's national open banking switchboard, enabling aggregated views of balances and transactions from multiple financial institutions. Supports rea...

Pricing Plans 1

Published pricing tiers and plan structures.

Kakaobank Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Kakaobank Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Kakaobank Finops

FINOPS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Kakaobank Domain Security

TLSv1.2 · HSTS

SECURITY

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg
GitHubOrg

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage
StatusPage
 RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

X
X

Source (apis.yml)

apis.yml Raw ↑ 
aid: kakaobank
name: KakaoBank
description: KakaoBank is South Korea's leading internet-only bank, offering REST APIs for account management, fund transfers,
  loans, credit scoring, and open banking data connectivity for the Korean market. Founded in 2016 and backed by Kakao Corp.,
  KakaoBank serves over 26 million customers through a fully mobile and API-first digital banking platform.
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/kakaobank.png
url: https://raw.githubusercontent.com/api-evangelist/kakaobank/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Banking
- Finance
- Open Banking
- Korea
- Fintech
- Account Management
- Transfers
- Loans
- Credit Scoring
- Mobile Banking
apis:
- aid: kakaobank:account-management-api
  name: KakaoBank Account Management API
  description: REST API for managing KakaoBank accounts including demand deposits, savings accounts, and group accounts. Provides
    access to account balances, transaction history, and account holder information for authenticated users in the Korean
    market.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products
  baseURL: https://api.kakaobank.com
  tags:
  - Account Management
  - Deposits
  - Savings
  - Banking
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products
- aid: kakaobank:transfer-api
  name: KakaoBank Transfer API
  description: REST API enabling fund transfers between KakaoBank accounts and external bank accounts within South Korea's
    open banking network. Supports peer-to-peer transfers, interbank transfers, and overseas remittance services.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products
  baseURL: https://api.kakaobank.com
  tags:
  - Transfers
  - Payments
  - Open Banking
  - Remittance
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products
- aid: kakaobank:loan-api
  name: KakaoBank Loan API
  description: REST API for loan origination and management including credit loans, business owner credit loans, and housing-related
    loans. Provides programmatic access to loan applications, repayment schedules, and loan status queries with no prepayment
    penalties.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products/credit-loan
  baseURL: https://api.kakaobank.com
  tags:
  - Loans
  - Credit
  - Mortgage
  - Banking
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products/credit-loan
- aid: kakaobank:credit-scoring-api
  name: KakaoBank Credit Scoring API
  description: REST API providing alternative credit scoring capabilities powered by KakaoBank's data-driven credit models.
    Integrates with partners such as NICE Credit to assess creditworthiness beyond traditional metrics, enabling faster loan
    approvals for Korean market users.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products
  baseURL: https://api.kakaobank.com
  tags:
  - Credit Scoring
  - Alternative Credit
  - Risk Assessment
  - Fintech
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products
- aid: kakaobank:open-banking-api
  name: KakaoBank Open Banking API
  description: REST API connecting to South Korea's national open banking switchboard, enabling aggregated views of balances
    and transactions from multiple financial institutions. Supports real-time multi-account inquiries and in-app transfers
    across participating Korean banks per FSC open banking standards.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products
  baseURL: https://openapi.kakaobank.com
  tags:
  - Open Banking
  - Account Aggregation
  - Korea
  - FSC
  - Fintech
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products
common:
- type: DomainSecurity
  url: security/kakaobank-domain-security.yml
- type: Website
  url: https://www.kakaobank.com
- type: Documentation
  url: https://eng.kakaobank.com/products
- type: GitHubOrg
  url: https://github.com/kakaobank
- type: LinkedIn
  url: https://www.linkedin.com/company/kakaobank
- type: Blog
  url: https://tech.kakaobank.com
- type: Pricing
  url: https://eng.kakaobank.com/products
- type: StatusPage
  url: https://www.kakaobank.com
- type: X
  url: https://x.com/kakaobank
- type: Plans
  url: plans/kakaobank-plans-pricing.yml
- type: RateLimits
  url: rate-limits/kakaobank-rate-limits.yml
- type: FinOps
  url: finops/kakaobank-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com