KakaoBank

aid: kakaobank
name: KakaoBank
description: KakaoBank is South Korea's leading internet-only bank, offering REST APIs for account management, fund transfers,
  loans, credit scoring, and open banking data connectivity for the Korean market. Founded in 2016 and backed by Kakao Corp.,
  KakaoBank serves over 26 million customers through a fully mobile and API-first digital banking platform.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/kakaobank/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Banking
- Finance
- Open Banking
- Korea
- Fintech
- Account Management
- Transfers
- Loans
- Credit Scoring
- Mobile Banking
apis:
- aid: kakaobank:account-management-api
  name: KakaoBank Account Management API
  description: REST API for managing KakaoBank accounts including demand deposits, savings accounts, and group accounts. Provides
    access to account balances, transaction history, and account holder information for authenticated users in the Korean
    market.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products
  baseURL: https://api.kakaobank.com
  tags:
  - Account Management
  - Deposits
  - Savings
  - Banking
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products
- aid: kakaobank:transfer-api
  name: KakaoBank Transfer API
  description: REST API enabling fund transfers between KakaoBank accounts and external bank accounts within South Korea's
    open banking network. Supports peer-to-peer transfers, interbank transfers, and overseas remittance services.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products
  baseURL: https://api.kakaobank.com
  tags:
  - Transfers
  - Payments
  - Open Banking
  - Remittance
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products
- aid: kakaobank:loan-api
  name: KakaoBank Loan API
  description: REST API for loan origination and management including credit loans, business owner credit loans, and housing-related
    loans. Provides programmatic access to loan applications, repayment schedules, and loan status queries with no prepayment
    penalties.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products/credit-loan
  baseURL: https://api.kakaobank.com
  tags:
  - Loans
  - Credit
  - Mortgage
  - Banking
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products/credit-loan
- aid: kakaobank:credit-scoring-api
  name: KakaoBank Credit Scoring API
  description: REST API providing alternative credit scoring capabilities powered by KakaoBank's data-driven credit models.
    Integrates with partners such as NICE Credit to assess creditworthiness beyond traditional metrics, enabling faster loan
    approvals for Korean market users.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products
  baseURL: https://api.kakaobank.com
  tags:
  - Credit Scoring
  - Alternative Credit
  - Risk Assessment
  - Fintech
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products
- aid: kakaobank:open-banking-api
  name: KakaoBank Open Banking API
  description: REST API connecting to South Korea's national open banking switchboard, enabling aggregated views of balances
    and transactions from multiple financial institutions. Supports real-time multi-account inquiries and in-app transfers
    across participating Korean banks per FSC open banking standards.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://eng.kakaobank.com/products
  baseURL: https://openapi.kakaobank.com
  tags:
  - Open Banking
  - Account Aggregation
  - Korea
  - FSC
  - Fintech
  properties:
  - type: Documentation
    url: https://eng.kakaobank.com/products
common:
- type: Website
  url: https://www.kakaobank.com
- type: Documentation
  url: https://eng.kakaobank.com/products
- type: GitHubOrg
  url: https://github.com/kakaobank
- type: LinkedIn
  url: https://www.linkedin.com/company/kakaobank
- type: Blog
  url: https://tech.kakaobank.com
- type: Pricing
  url: https://eng.kakaobank.com/products
- type: StatusPage
  url: https://www.kakaobank.com
- type: X
  url: https://x.com/kakaobank
- type: Plans
  url: plans/kakaobank-plans-pricing.yml
- type: RateLimits
  url: rate-limits/kakaobank-rate-limits.yml
- type: FinOps
  url: finops/kakaobank-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com