Interswitch

Interswitch Loans API

The Loans API from Interswitch — 3 operation(s) for loans.

GitHub OpenAPI

Operations 3

POST /lending-service/api/v1/loans/{loanId}/fund Fund Loan #
POST /lending-service/api/v1/loans/{loanId}/debit Debit Loan Repayment #
PUT /lending-service/api/v1/loans/{loanId}/update Update Loan Status #

Documentation

📖
Documentation
https://docs.interswitchgroup.com/docs/web-checkout
📖
GettingStarted
https://docs.interswitchgroup.com/docs/quickstart
📖
Documentation
https://docs.interswitchgroup.com/docs/accept-payments
📖
Documentation
https://docs.interswitchgroup.com/docs/bills-payment
📖
Documentation
https://docs.interswitchgroup.com/docs/airtime-recharge
📖
Documentation
https://docs.interswitchgroup.com/docs/single-paycode
📖
Documentation
https://docs.interswitchgroup.com/docs/recurring-payments
📖
Documentation
https://docs.interswitchgroup.com/docs/home
📖
Documentation
https://docs.interswitchgroup.com/docs/nano-loans
📖
Documentation
https://docs.interswitchgroup.com/docs/customer-insights
📖
Documentation
https://docs.interswitchgroup.com/docs/transaction-search

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/interswitch/refs/heads/main/openapi/interswitch-loans-api-openapi.yml

Schemas & Data

📊
JSONSchema
https://raw.githubusercontent.com/api-evangelist/interswitch/refs/heads/main/json-schema/interswitch-payment-schema.json

Other Resources

🔗
JSONLD
https://raw.githubusercontent.com/api-evangelist/interswitch/refs/heads/main/json-ld/interswitch-context.jsonld

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OpenAPI Specification

interswitch-loans-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Interswitch Lending Loans API
  description: 'Marketplace lending APIs connecting loan providers and distribution

    channels — list providers, fetch offers, accept offers, fund loans, debit

    for repayment, and inspect customer loan status. Supports PCI-DSS-licensed

    and hosted-fields integrations and powers Nano Loans, Salary Lending, and

    Value Financing.

    '
  version: '2024-01-01'
servers:
- url: https://sandbox.interswitchng.com
  description: Sandbox
- url: https://saturn.interswitchng.com
  description: Production
security:
- BearerAuth: []
tags:
- name: Loans
paths:
  /lending-service/api/v1/loans/{loanId}/fund:
    post:
      tags:
      - Loans
      summary: Fund Loan
      description: Disburse accepted loan funds to the borrower.
      operationId: fundLoan
      parameters:
      - in: path
        name: loanId
        required: true
        schema:
          type: string
      responses:
        '200':
          description: Funded.
  /lending-service/api/v1/loans/{loanId}/debit:
    post:
      tags:
      - Loans
      summary: Debit Loan Repayment
      operationId: debitLoanRepayment
      parameters:
      - in: path
        name: loanId
        required: true
        schema:
          type: string
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - amount
              properties:
                amount:
                  type: integer
                paymentMethodId:
                  type: string
      responses:
        '200':
          description: Debited.
  /lending-service/api/v1/loans/{loanId}/update:
    put:
      tags:
      - Loans
      summary: Update Loan Status
      operationId: updateLoanStatus
      parameters:
      - in: path
        name: loanId
        required: true
        schema:
          type: string
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required:
              - status
              properties:
                status:
                  type: string
                  enum:
                  - ACTIVE
                  - CLOSED
                  - DEFAULTED
                  - WRITTEN_OFF
      responses:
        '200':
          description: Updated.
components:
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer