Agora Data

Agora Data, Inc. is an Arlington, Texas fintech that provides capital, analytics and loan-servicing technology to the non-prime and Buy Here Pay Here (BHPH) automotive finance market. Its platform lets independent auto dealers and other loan originators publish, analyze and sell their retail installment contract portfolios: AgoraCapital provides structured financing that connects originators to capital-markets funding, AgoraInsights delivers portfolio performance analytics, AgoraPortal is the originator-facing management console, and Nuron is the proprietary AI risk, pricing and fraud modeling system trained on a large non-prime auto finance dataset. Agora runs a public loan-data import API at api.agoradata.com that dealer management system (DMS) vendors and integration partners use to upload, status-check and delete loan portfolio files, plus webhook receivers for iDMS and Auto Master file delivery.

Agora Data publishes 10 APIs on the APIs.io network, including Health API, Hooks API, Import API, and 7 more. Tagged areas include Company, Auto Finance, Automotive, Lending, and Financial-Services.

The Agora Data catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Agora Data’s developer surface includes engineering blog, support, getting-started guide, documentation, API reference, authentication, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub

39.4/100 developing ▬ flat Agent 38/100 agent ready saas Full breakdown ↓
scored 2026-09-02 · rubric v0.18.0

AccessSelf serve

1 APIs 1 MCP Servers

Company Auto Finance Automotive Lending Financial-Services Fintech Loan Origination Data Analytics Artificial Intelligence Capital Markets

Kin Score

Kin Score How this is scored →
scored 2026-09-02 · rubric v0.18.0

Composite quality — 39.4/100 · developing

Contract Quality 13.3 / 25

Developer Ergonomics 11.8 / 20

Access Clarity 5.5 / 20

Operational Transparency 1.4 / 13

Contract Governance 0.5 / 12

Discoverability 6.9 / 10

Agent readiness — 38/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 6 / 6

Agentic Commerce Surface 0 / 5

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APIs 10

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 12

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Scopes 1

OAuth scopes governing access to this provider's APIs.

Agora Data Scopes

6 scopes · authorizationCode

6 scopes

SCOPES

Get Started 3

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Login

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

WellKnown

MCPServer

AgentSkill

LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Webhooks

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 3

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

ContactUs

ContactUs

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 4

The organization behind the API

Website

About

Blog

Careers

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: agora-data
name: Agora Data
x-enrichment:
  date: '2026-08-06'
  status: enriched
  artifacts_added: 21
  pass: local-v1
description: 'Agora Data, Inc. is an Arlington, Texas fintech that provides capital, analytics and loan-servicing technology
  to the non-prime and Buy Here Pay Here (BHPH) automotive finance market. Its platform lets independent auto dealers and
  other loan originators publish, analyze and sell their retail installment contract portfolios: AgoraCapital provides structured
  financing that connects originators to capital-markets funding, AgoraInsights delivers portfolio performance analytics,
  AgoraPortal is the originator-facing management console, and Nuron is the proprietary AI risk, pricing and fraud modeling
  system trained on a large non-prime auto finance dataset. Agora runs a public loan-data import API at api.agoradata.com
  that dealer management system (DMS) vendors and integration partners use to upload, status-check and delete loan portfolio
  files, plus webhook receivers for iDMS and Auto Master file delivery.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  - scopes
  - security
  generated: '2026-09-02'
  method: derived
image: https://agoradata.com/wp-content/uploads/2023/06/AgoraData_Logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/agora-data/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-06'
modified: '2026-08-06'
tags:
- Company
- Auto Finance
- Automotive
- Lending
- Financial-Services
- Fintech
- Loan Origination
- Data Analytics
- Artificial Intelligence
- Capital Markets
tags_raw:
- Company
- Auto Finance
- Automotive
- Lending
- Financial Services
- Fintech
- Loan Origination
- Data Analytics
- Artificial Intelligence
- Capital Markets
apis:
- aid: agora-data:agora-data-health-api
  name: Agora Data Health API
  description: The Health API from Agora Data — 1 operation(s) for health.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/agora-data-health-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-hooks-api
  name: Agora Data Hooks API
  description: The Hooks API from Agora Data — 2 operation(s) for hooks.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Hooks
  properties:
  - type: OpenAPI
    url: openapi/agora-data-hooks-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-import-api
  name: Agora Data Import API
  description: The Import API from Agora Data — 7 operation(s) for import.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Import
  properties:
  - type: OpenAPI
    url: openapi/agora-data-import-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-inventory-api
  name: Agora Data Inventory API
  description: The Inventory API from Agora Data — 1 operation(s) for inventory.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Inventory
  properties:
  - type: OpenAPI
    url: openapi/agora-data-inventory-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-loans-api
  name: Agora Data Loans API
  description: The Loans API from Agora Data — 3 operation(s) for loans.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Loans
  properties:
  - type: OpenAPI
    url: openapi/agora-data-loans-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-login-api
  name: Agora Data Login API
  description: The Login API from Agora Data — 1 operation(s) for login.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Login
  properties:
  - type: OpenAPI
    url: openapi/agora-data-login-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-oauth-api
  name: Agora Data OAUTH API
  description: The Oauth API from Agora Data — 2 operation(s) for oauth.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Authentication
  tags_raw:
  - Oauth
  properties:
  - type: OpenAPI
    url: openapi/agora-data-oauth-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-providers-api
  name: Agora Data Providers API
  description: The Providers API from Agora Data — 2 operation(s) for providers.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Providers
  properties:
  - type: OpenAPI
    url: openapi/agora-data-providers-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-status-api
  name: Agora Data Status API
  description: The Status API from Agora Data — 1 operation(s) for status.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Status
  properties:
  - type: OpenAPI
    url: openapi/agora-data-status-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-uploads-api
  name: Agora Data Uploads API
  description: The Uploads API from Agora Data — 1 operation(s) for uploads.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Uploads
  properties:
  - type: OpenAPI
    url: openapi/agora-data-uploads-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://agoradata.com/
- type: About
  url: https://agoradata.com/about-us/
- type: Blog
  url: https://agoradata.com/revenews/
- type: Support
  url: https://support.agoradata.com/hc/en-us
- type: HelpCenter
  url: https://support.agoradata.com/hc/en-us
- type: ContactUs
  url: https://agoradata.com/contact-us/
- type: GettingStarted
  url: https://agoradata.com/get-started-onramp-subprime-auto-finance/
- type: Login
  url: https://portal.agoradata.com/
- type: DeveloperPortal
  url: https://api.agoradata.com/docs
- type: Documentation
  url: https://api.agoradata.com/redoc
- type: APIReference
  url: https://api.agoradata.com/docs
- type: GitHubOrganization
  url: https://github.com/AgoraData
- type: TermsOfService
  url: https://agoradata.com/terms/
- type: PrivacyPolicy
  url: https://agoradata.com/privacy-policy/
- type: Careers
  url: https://agoradata.com/careers/
- type: DomainSecurity
  url: security/agora-data-domain-security.yml
- type: AgenticAccess
  url: agentic-access/agora-data-agentic-access.yml
- type: Authentication
  url: authentication/agora-data-authentication.yml
- type: OAuthScopes
  url: scopes/agora-data-scopes.yml
- type: WellKnown
  url: well-known/agora-data-well-known.yml
- type: Conventions
  url: conventions/agora-data-conventions.yml
- type: ErrorCatalog
  url: errors/agora-data-problem-types.yml
- type: Lifecycle
  url: lifecycle/agora-data-lifecycle.yml
- type: Conformance
  url: conformance/agora-data-conformance.yml
- type: DataModel
  url: data-model/agora-data-data-model.yml
- type: Webhooks
  url: asyncapi/agora-data-webhooks.yml
- type: MCPServer
  url: mcp/agora-data-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/agora-data-llms.txt
- type: Overlay
  url: overlays/agora-data-openapi-overlay.yaml

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