Agora Data website screenshot

Agora Data

Agora Data, Inc. is an Arlington, Texas fintech that provides capital, analytics and loan-servicing technology to the non-prime and Buy Here Pay Here (BHPH) automotive finance market. Its platform lets independent auto dealers and other loan originators publish, analyze and sell their retail installment contract portfolios: AgoraCapital provides structured financing that connects originators to capital-markets funding, AgoraInsights delivers portfolio performance analytics, AgoraPortal is the originator-facing management console, and Nuron is the proprietary AI risk, pricing and fraud modeling system trained on a large non-prime auto finance dataset. Agora runs a public loan-data import API at api.agoradata.com that dealer management system (DMS) vendors and integration partners use to upload, status-check and delete loan portfolio files, plus webhook receivers for iDMS and Auto Master file delivery.

Agora Data publishes 10 APIs on the APIs.io network, including Health API, Hooks API, Import API, and 7 more. Tagged areas include Company, Auto Finance, Automotive, Lending, and Financial Services.

The Agora Data catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Agora Data’s developer surface includes engineering blog, support, getting-started guide, documentation, API reference, authentication, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub
45.1/100 developing ▬ flat Agent 40/100 agent ready Full breakdown ↓
scored 2026-08-12 · rubric v0.11.0
10 APIs 1 MCP Servers
CompanyAuto FinanceAutomotiveLendingFinancial ServicesFintechLoan OriginationData AnalyticsArtificial IntelligenceCapital Markets

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-12 · rubric v0.11.0
Composite quality — 45.1/100 · developing
Contract Quality 14.7 / 25
Developer Ergonomics 11.2 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 1.7 / 13
Governance 1.4 / 12
Discoverability 9.3 / 10
Agent readiness — 40/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/agora-data: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 10

Individual APIs this provider publishes, each with its own machine-readable definition.

Agora Data Health API

The Health API from Agora Data — 1 operation(s) for health.

Agora Data Hooks API

The Hooks API from Agora Data — 2 operation(s) for hooks.

Agora Data Import API

The Import API from Agora Data — 7 operation(s) for import.

Agora Data Inventory API

The Inventory API from Agora Data — 1 operation(s) for inventory.

Agora Data Loans API

The Loans API from Agora Data — 3 operation(s) for loans.

Agora Data Login API

The Login API from Agora Data — 1 operation(s) for login.

Agora Data OAUTH API

The Oauth API from Agora Data — 2 operation(s) for oauth.

Agora Data Providers API

The Providers API from Agora Data — 2 operation(s) for providers.

Agora Data Status API

The Status API from Agora Data — 1 operation(s) for status.

Agora Data Uploads API

The Uploads API from Agora Data — 1 operation(s) for uploads.

Scroll for all 10

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

agora-data-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Agora Data Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Agora Data Authentication

apiKey/oauth2/openIdConnect · 7 schemes

SECURITY

Agora Data Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Agora Data Scopes

6 scopes · authorizationCode

6 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Agora Data Agentic Access

21 operations · 13 acting

21 operations · 13 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

GettingStarted
GettingStarted
 Login
Login
 DeveloperPortal
DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 WellKnown
WellKnown
 MCPServer
MCPServer
 AgentSkill
AgentSkill
 LLMsTxt
LLMsTxt

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel
 Webhooks
Webhooks

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 OAuthScopes
OAuthScopes

Operate 3

Status, limits, changes, and where to get help

Support
Support
 HelpCenter
HelpCenter
 ContactUs
ContactUs

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 4

The organization behind the API

Website
Website
 About
About
 Blog
Blog
 Careers
Careers

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: agora-data
name: Agora Data
x-enrichment:
  date: '2026-08-06'
  status: enriched
  artifacts_added: 21
  pass: local-v1
description: 'Agora Data, Inc. is an Arlington, Texas fintech that provides capital, analytics and loan-servicing technology
  to the non-prime and Buy Here Pay Here (BHPH) automotive finance market. Its platform lets independent auto dealers and
  other loan originators publish, analyze and sell their retail installment contract portfolios: AgoraCapital provides structured
  financing that connects originators to capital-markets funding, AgoraInsights delivers portfolio performance analytics,
  AgoraPortal is the originator-facing management console, and Nuron is the proprietary AI risk, pricing and fraud modeling
  system trained on a large non-prime auto finance dataset. Agora runs a public loan-data import API at api.agoradata.com
  that dealer management system (DMS) vendors and integration partners use to upload, status-check and delete loan portfolio
  files, plus webhook receivers for iDMS and Auto Master file delivery.'
image: https://agoradata.com/wp-content/uploads/2023/06/AgoraData_Logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/agora-data/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-06'
modified: '2026-08-06'
tags:
- Company
- Auto Finance
- Automotive
- Lending
- Financial Services
- Fintech
- Loan Origination
- Data Analytics
- Artificial Intelligence
- Capital Markets
apis:
- aid: agora-data:agora-data-health-api
  name: Agora Data Health API
  description: The Health API from Agora Data — 1 operation(s) for health.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/agora-data-health-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-hooks-api
  name: Agora Data Hooks API
  description: The Hooks API from Agora Data — 2 operation(s) for hooks.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Hooks
  properties:
  - type: OpenAPI
    url: openapi/agora-data-hooks-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-import-api
  name: Agora Data Import API
  description: The Import API from Agora Data — 7 operation(s) for import.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Import
  properties:
  - type: OpenAPI
    url: openapi/agora-data-import-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-inventory-api
  name: Agora Data Inventory API
  description: The Inventory API from Agora Data — 1 operation(s) for inventory.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Inventory
  properties:
  - type: OpenAPI
    url: openapi/agora-data-inventory-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-loans-api
  name: Agora Data Loans API
  description: The Loans API from Agora Data — 3 operation(s) for loans.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Loans
  properties:
  - type: OpenAPI
    url: openapi/agora-data-loans-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-login-api
  name: Agora Data Login API
  description: The Login API from Agora Data — 1 operation(s) for login.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Login
  properties:
  - type: OpenAPI
    url: openapi/agora-data-login-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-oauth-api
  name: Agora Data OAUTH API
  description: The Oauth API from Agora Data — 2 operation(s) for oauth.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Oauth
  properties:
  - type: OpenAPI
    url: openapi/agora-data-oauth-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-providers-api
  name: Agora Data Providers API
  description: The Providers API from Agora Data — 2 operation(s) for providers.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Providers
  properties:
  - type: OpenAPI
    url: openapi/agora-data-providers-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-status-api
  name: Agora Data Status API
  description: The Status API from Agora Data — 1 operation(s) for status.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Status
  properties:
  - type: OpenAPI
    url: openapi/agora-data-status-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
- aid: agora-data:agora-data-uploads-api
  name: Agora Data Uploads API
  description: The Uploads API from Agora Data — 1 operation(s) for uploads.
  humanURL: https://api.agoradata.com/docs
  baseURL: https://api.agoradata.com
  tags:
  - Uploads
  properties:
  - type: OpenAPI
    url: openapi/agora-data-uploads-api-openapi.yml
  - type: Documentation
    url: https://api.agoradata.com/redoc
  - type: APIReference
    url: https://api.agoradata.com/docs
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://agoradata.com/
- type: About
  url: https://agoradata.com/about-us/
- type: Blog
  url: https://agoradata.com/revenews/
- type: Support
  url: https://support.agoradata.com/hc/en-us
- type: HelpCenter
  url: https://support.agoradata.com/hc/en-us
- type: ContactUs
  url: https://agoradata.com/contact-us/
- type: GettingStarted
  url: https://agoradata.com/get-started-onramp-subprime-auto-finance/
- type: Login
  url: https://portal.agoradata.com/
- type: DeveloperPortal
  url: https://api.agoradata.com/docs
- type: Documentation
  url: https://api.agoradata.com/redoc
- type: APIReference
  url: https://api.agoradata.com/docs
- type: GitHubOrganization
  url: https://github.com/AgoraData
- type: TermsOfService
  url: https://agoradata.com/terms/
- type: PrivacyPolicy
  url: https://agoradata.com/privacy-policy/
- type: Careers
  url: https://agoradata.com/careers/
- type: DomainSecurity
  url: security/agora-data-domain-security.yml
- type: AgenticAccess
  url: agentic-access/agora-data-agentic-access.yml
- type: Authentication
  url: authentication/agora-data-authentication.yml
- type: OAuthScopes
  url: scopes/agora-data-scopes.yml
- type: WellKnown
  url: well-known/agora-data-well-known.yml
- type: Conventions
  url: conventions/agora-data-conventions.yml
- type: ErrorCatalog
  url: errors/agora-data-problem-types.yml
- type: Lifecycle
  url: lifecycle/agora-data-lifecycle.yml
- type: Conformance
  url: conformance/agora-data-conformance.yml
- type: DataModel
  url: data-model/agora-data-data-model.yml
- type: Webhooks
  url: asyncapi/agora-data-webhooks.yml
- type: MCPServer
  url: mcp/agora-data-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/agora-data-llms.txt
- type: Overlay
  url: overlays/agora-data-openapi-overlay.yaml