Blend
Blend (Blend Labs) is a cloud digital-lending and account-opening platform for banks, credit unions, and mortgage lenders. Its Builder platform powers consumer-facing origination for mortgage (home lending), consumer lending (home equity, personal loans, credit cards, auto), and deposit account opening. The Blend Public API is a documented REST surface (developers.blend.com) that lets lenders and their technology partners create and manage lending applications, borrowers/parties, documents and disclosures, pricing, closings and eSignature packages, follow-ups (tasks), assignments, and webhook event notifications, and to export industry-standard loan files (Fannie Mae 3.2, MISMO 3.3.1/3.4) into a loan origination system (LOS). API access is credential-gated - tokens are issued to Blend customers and certified integration partners rather than through open self-service signup.
APIs
Blend Home Lending Applications API
Create, list, retrieve, update, and delete home lending (mortgage) applications. Manage LOS milestones, decisions, intent-to-proceed, underwriting results, activities, and lende...
Blend Borrowers & Parties API
Manage the parties (borrowers, coborrowers, realtors) on an application - add and update parties, capture eConsent, and attach party employers, other incomes, and borrower posit...
Blend Documents & Disclosures API
Retrieve application and borrower documents, upload documents, read document metadata and export statuses, pull tax transcripts, and export the industry-standard loan applicatio...
Blend Products & Pricing API
Apply a priced product to a loan application, aligning the selected rate and product to the borrower's chosen loan terms.
Blend Closings & eSignature API
Create and manage closings and eSignature packages - draft and send pre-closing and closing documents, manage eNotes, schedule Remote Online Notarization (RON) sessions, retriev...
Blend Follow-ups (Tasks) API
Create, list, retrieve, update, and remove follow-ups (borrower tasks and conditions) on an application to request documents or actions from borrowers during the origination wor...
Blend Events & Webhooks API
Standard webhook event notifications (Application Submitted, Documents Submitted, Consumer Information Updated, Application Information Updated) plus a REST events surface to li...
Blend Consumer Lending & Deposit Accounts API
Retrieve and update consumer lending applications and their documents, read account-opening applications, and list deposit account applications, products, and fundings for the b...
Blend Lenders & Assignments API
Create, list, update, and remove lender users, and assign lender users (primary assignee and assignees) to applications so the right loan officers and processors own each loan.
Blend Reporting API
Pull reporting datasets across the platform - loans, borrowers, lender users and metrics, borrower workflows/activities, follow-ups, document metadata, connectivity metrics, and...