Morty

Morty is a digital mortgage platform and modular, embeddable mortgage infrastructure company (a Techstars-backed fintech). It gives loan officers, brokers, realtors, and fintech partners an all-in-one, compliance-ready stack to launch and scale a mortgage business without building from scratch: a Loan Origination System (LOS), Point-of-Sale (POS), a real-time Product & Pricing Engine (PPE), a lender network (25+ lenders), processing and fulfillment, and Rosey AI automation. Partners can embed mortgage into their own product via Morty's embeddable widgets and "real-time pricing, eligibility, and overlays via API," with an API key provisioned through a partnership (Contact Sales). Morty publishes no public OpenAPI, developer portal, or /.well-known API surface today — the API is partner-gated.

Morty is profiled on the APIs.io network. Tagged areas include Company, Mortgage, Lending, Fintech, and Mortgage Infrastructure.

Morty’s developer surface includes documentation, support, signup flow, pricing, engineering blog, authentication, changelog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

24.7/100 emerging ▬ flat Agent 10/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5

AccessSelf serve

0 APIs

CompanyMortgageLendingFintechMortgage InfrastructureLoan OriginationPricing EngineEmbedded FinanceAPI

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5

Composite quality — 24.7/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 7.0 / 20

Commercial Clarity 8.9 / 20

Operational Transparency 2.1 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 10/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/morty: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

SignUp

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Components

Components

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

ChangeLog

ChangeLog

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: morty
name: Morty
description: 'Morty is a digital mortgage platform and modular, embeddable mortgage infrastructure company (a Techstars-backed
  fintech). It gives loan officers, brokers, realtors, and fintech partners an all-in-one, compliance-ready stack to launch
  and scale a mortgage business without building from scratch: a Loan Origination System (LOS), Point-of-Sale (POS), a real-time
  Product & Pricing Engine (PPE), a lender network (25+ lenders), processing and fulfillment, and Rosey AI automation. Partners
  can embed mortgage into their own product via Morty''s embeddable widgets and "real-time pricing, eligibility, and overlays
  via API," with an API key provisioned through a partnership (Contact Sales). Morty publishes no public OpenAPI, developer
  portal, or /.well-known API surface today — the API is partner-gated.'
url: https://raw.githubusercontent.com/api-evangelist/morty/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://morty-cms.s3.us-east-2.amazonaws.com/public/Morty_Logo_Square.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Mortgage
- Lending
- Fintech
- Mortgage Infrastructure
- Loan Origination
- Pricing Engine
- Embedded Finance
- API
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://morty.com/
- type: DeveloperPortal
  url: https://platform.morty.com/
- type: Documentation
  url: https://platform.morty.com/docs/
- type: Support
  url: https://platform.morty.com/faq/
- type: SignUp
  url: https://platform.morty.com/join/
- type: Pricing
  url: https://www.morty.com/pricing
- type: Blog
  url: https://www.morty.com/blog
- type: PrivacyPolicy
  url: https://www.morty.com/legal/privacy
- type: TermsOfService
  url: https://www.morty.com/legal/tos
- type: Integrations
  url: https://www.morty.com/integrations
- type: Components
  url: components/morty-components.yml
- type: Authentication
  url: authentication/morty-authentication.yml
- type: DomainSecurity
  url: security/morty-domain-security.yml
- type: LLMsTxt
  url: llms/morty-llms.txt
- type: ChangeLog
  url: changelog/morty-changelog.yml
  name: Morty Platform Updates changelog
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 1
  pass: local-v1