AutoFi
AutoFi ("The Sales Momentum Company") is an AI-powered automotive commerce platform that connects online and in-store car-buying experiences for dealerships, OEMs, lenders, and online marketplaces. Its products span digital retailing (online financing exploration and personalized deal paths with real payments and options), showroom solutions (in-store deal-structuring tools that preserve dealership profitability and buyer transparency), Dealmaker deal structuring, and Smartlink lead management. AutoFi publicly documents a REST API — the Lending-as-a-Service surface — at api.autofi.com covering JWT client credential authorization, loan application creation and retrieval, Dealmaker and credit application submission, dealer lookup, cash/finance/lease payment estimation, and prequalification, with a UAT sandbox that can simulate lender decisions. AutoFi was surfaced as a portfolio company of 500 Global.
AutoFi publishes 7 API contracts indexed on the APIs.io network, including Authorization API, Calculate Payment API, Dealers API, and 4 more. Tagged areas include Company, Automotive, Fintech, Digital Retail, and Auto Finance.
The AutoFi catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
AutoFi’s developer surface includes documentation, API reference, engineering blog, support, signup flow, authentication, sandbox, and 28 more developer resources.
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Franchise Registries (registered franchisors, IFA, POS franchise partners) | undeclared | - | - | 1 |
| Consumer Lending Licensing (UK, US, Canada credit licence registers) | undeclared | - | - | 1 |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 3
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 7
Individual APIs this provider publishes, each with its own machine-readable definition.
AutoFi MCP Server
Live, OAuth-protected Model Context Protocol server served from the WordPress installation behind autofi.com, discovered through RFC 9728 protected-resource metadata. It is a si...
AutoFi Authorization API
To authorize requests to the AutoFi API you will need an `Access Token` (JWT). Requesting an `Access Token` requires authentication credentials which you can retrieve from the A...
AutoFi Calculate Payment API
The Calculate Payment API from AutoFi — 3 operation(s) for calculate payment.
AutoFi Dealers API
A `dealer` is a required entity when requesting to create a loan application. If the dealer does not exist you need to first create the `dealer` to acquire the unique `dealer co...
AutoFi Dealmaker API
The Dealmaker API from AutoFi — 2 operation(s) for dealmaker.
AutoFi Loan Applications API
This section provides the methods available to submit and retrieve loan applications for your organization.
AutoFi Prequalification API
The Prequalification API from AutoFi — 1 operation(s) for prequalification.
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Open Collections 1
Open, tool-agnostic API collections (OpenAPI-derived and Bruno).
AutoFi API
OPEN COLLECTIONMCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
AutoFi MCP Server
AutoFi serves a live, OAuth-protected Model Context Protocol server from the WordPress installation that runs autofi.com. It was discovered through the RFC 9728 protected-resour...
MCP SERVERAgent Skills 4
Packaged agent skills for driving this provider's APIs from an AI assistant.
Authorize against the AutoFi API
AGENT SKILLEstimate cash, finance and lease payments
AGENT SKILLRun a prequalification for a shopper
AGENT SKILLAutoFi API pricing
Rate limits
- : 1500 undocumented
- : 3000 undocumented
Pricing Plans 1
Published pricing tiers and plan structures.
Autofi Plans Pricing
PLANSRate Limits 1
Documented rate limits and quota policies.
Autofi Rate Limits
RATE LIMITSFinOps 1
Cost, billing, and metering signals for API financial operations.
Autofi Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Autofi Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
AutoFi API Rules
SPECTRALOpenAPI Overlays 1
Overlays applied on top of this provider's contracts. Each card says who wrote it: a document the provider publishes, or one API Evangelist derived or generated.
Autofi Api Overlay
DERIVEDSecurity Posture 4
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Scopes 1
OAuth scopes governing access to this provider's APIs.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 3
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 6
Pagination, idempotency, versioning, errors, and events
Build 3
SDKs, sample code, and the tooling you integrate with
Access & Security 7
Authentication, authorization, and security posture
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Operate 3
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 2
The organization behind the API
Other 1
Properties that don't map to a standard resource type
Source (apis.yml)
AutoFi API — frequently asked questions
Does AutoFi have an API?
Yes. APIs.io lists 7 APIs from AutoFi, including AutoFi MCP Server, AutoFi Authorization API and AutoFi Calculate Payment API, and 4 more.
Is there an OpenAPI specification for the AutoFi API?
Yes. APIs.io indexes 6 OpenAPI specifications for AutoFi, each linked for download from this page.
How do I authenticate with the AutoFi API?
AutoFi documents its authentication (http · 1 scheme). The details are profiled on APIs.io as Autofi Authentication.
Does AutoFi have an MCP server?
Yes. APIs.io lists 1 MCP server for AutoFi: AutoFi serves a live, OAuth-protected Model Context Protocol server from the WordPress installation that runs autofi.com. It was discovered through the RFC 9728 protected-resource metadata document at
Is the AutoFi API ready for AI agents?
AutoFi has a Kin Score of 53.6 out of 100 (developing) and an Agent Readiness score of 48.4 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.