Figure Technology Solutions website screenshot

Figure Technology Solutions

Figure Technology Solutions is a Reno, Nevada financial-technology company (founded 2018) that builds and operates blockchain-based platforms for lending, capital markets, and asset management. Its public Partner APIs let integrators originate and manage Home Equity Line of Credit (HELOC) loans end to end: non-licensed pre-qualification and offer retrieval, full HELOC inquiry lifecycle management (start inquiry, select property, add income/SSN, verify liens, select offer, documents), loan-originator directory management, and Portfolio Manager reporting over owned and pledged loan pools. Figure also runs Figure Connect, a blockchain-based loan marketplace connecting loan sellers and buyers. The REST/JSON APIs authenticate with an apikey header and protect PII in transit with JWE encryption (RSA-OAEP-256 + A256GCM).

Figure Technology Solutions publishes 8 APIs on the APIs.io network, including Encryption API, HELOC application requests API, HELOC Offers API, and 5 more. Tagged areas include Company, Fintech, Lending, HELOC, and Home Equity.

The Figure Technology Solutions catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Figure Technology Solutions’ developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, sandbox, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub
42.7/100 developing ▬ flat Agent 38/100 agent ready Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessSelf serve
8 APIs 1 MCP Servers
CompanyFintechLendingHELOCHome EquityMortgageCapital MarketsBlockchainLoan OriginationFinancial-Services

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 42.7/100 · developing
Contract Quality 14.6 / 25
Developer Ergonomics 11.3 / 20
Access Clarity 4.2 / 20
Operational Transparency 2.4 / 13
Contract Governance 2.0 / 12
Discoverability 8.2 / 10
Agent readiness — 38/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 6 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/figure-technology-solutions: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Figure Technology Solutions Encryption API

The Encryption API from Figure Technology Solutions — 1 operation(s) for encryption.

Figure Technology Solutions HELOC application requests API

The HELOC application requests API from Figure Technology Solutions — 19 operation(s) for heloc application requests.

Figure Technology Solutions HELOC Offers API

The HELOC Offers API from Figure Technology Solutions — 2 operation(s) for heloc offers.

Figure Technology Solutions Loan Originator requests API

The Loan Originator requests API from Figure Technology Solutions — 1 operation(s) for loan originator requests.

Figure Technology Solutions Loan Tape V1 API

The Loan Tape V1 API from Figure Technology Solutions — 6 operation(s) for loan tape v1.

Figure Technology Solutions Loan Tape V2 API

The Loan Tape V2 API from Figure Technology Solutions — 3 operation(s) for loan tape v2.

Figure Technology Solutions Payment History V1 API

The Payment History V1 API from Figure Technology Solutions — 3 operation(s) for payment history v1.

Figure Technology Solutions Payment History V2 API

The Payment History V2 API from Figure Technology Solutions — 1 operation(s) for payment history v2.

Scroll for all 8

Open Collections 9

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

HELOC Inquiries Encryption API

OPEN COLLECTION

HELOC Inquiries Encryption HELOC application requests API

OPEN COLLECTION

HELOC Inquiries Encryption HELOC Offers API

OPEN COLLECTION

HELOC Inquiries Encryption Loan Originator requests API

OPEN COLLECTION

HELOC Inquiries Encryption Loan Tape V1 API

OPEN COLLECTION

HELOC Inquiries Encryption Loan Tape V2 API

OPEN COLLECTION

HELOC Inquiries Encryption Payment History V1 API

OPEN COLLECTION

HELOC Inquiries Encryption Payment History V2 API

OPEN COLLECTION

Scroll for all 9

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Figure Technology Solutions MCP Server

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Figure Technology Solutions Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Figure Technology Solutions Authentication

apiKey · 2 schemes

SECURITY

Figure Technology Solutions Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Figure Technology Solutions Agentic Access

36 operations · 15 acting

36 operations · 15 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 6

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 MCPServer
MCPServer
 WellKnown
WellKnown
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill
 AgentSkill
AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Lifecycle
Lifecycle
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Conformance
Conformance
 DataModel
DataModel
 Webhooks
Webhooks

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 3

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 Deprecation
Deprecation

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 3

Properties that don't map to a standard resource type

Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: figure-technology-solutions
name: Figure Technology Solutions
description: 'Figure Technology Solutions is a Reno, Nevada financial-technology company (founded 2018) that builds and operates
  blockchain-based platforms for lending, capital markets, and asset management. Its public Partner APIs let integrators originate
  and manage Home Equity Line of Credit (HELOC) loans end to end: non-licensed pre-qualification and offer retrieval, full
  HELOC inquiry lifecycle management (start inquiry, select property, add income/SSN, verify liens, select offer, documents),
  loan-originator directory management, and Portfolio Manager reporting over owned and pledged loan pools. Figure also runs
  Figure Connect, a blockchain-based loan marketplace connecting loan sellers and buyers. The REST/JSON APIs authenticate
  with an apikey header and protect PII in transit with JWE encryption (RSA-OAEP-256 + A256GCM).'
url: https://raw.githubusercontent.com/api-evangelist/figure-technology-solutions/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- dcm-ventures
x-tier: enriched
x-tier-reason: real-developer-surface
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
image: https://docs.figure.com/img/docusaurus-social-card.jpg
tags:
- Company
- Fintech
- Lending
- HELOC
- Home Equity
- Mortgage
- Capital Markets
- Blockchain
- Loan Origination
- Financial-Services
tags_raw:
- Company
- Fintech
- Lending
- HELOC
- Home Equity
- Mortgage
- Capital Markets
- Blockchain
- Loan Origination
- Financial Services
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: figure-technology-solutions:figure-technology-solutions-encryption-api
  name: Figure Technology Solutions Encryption API
  description: The Encryption API from Figure Technology Solutions — 1 operation(s) for encryption.
  humanURL: https://docs.figure.com/heloc-inquiries/guide
  baseURL: https://api.figure.com
  tags:
  - Encryption
  properties:
  - type: OpenAPI
    url: openapi/figure-technology-solutions-encryption-api-openapi.yml
  - type: Documentation
    url: https://docs.figure.com/heloc-inquiries/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-inquiries/api
  - type: Documentation
    url: https://docs.figure.com/heloc-pre-qualification/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-pre-qualification/api
  - type: Documentation
    url: https://docs.figure.com/portfolio-manager/api
  - type: APIReference
    url: https://docs.figure.com/portfolio-manager/api
- aid: figure-technology-solutions:figure-technology-solutions-heloc-application-requests-api
  name: Figure Technology Solutions HELOC application requests API
  description: The HELOC application requests API from Figure Technology Solutions — 19 operation(s) for heloc application
    requests.
  humanURL: https://docs.figure.com/heloc-inquiries/guide
  baseURL: https://api.figure.com
  tags:
  - HELOC application requests
  properties:
  - type: OpenAPI
    url: openapi/figure-technology-solutions-heloc-application-requests-api-openapi.yml
  - type: Documentation
    url: https://docs.figure.com/heloc-inquiries/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-inquiries/api
  - type: Documentation
    url: https://docs.figure.com/heloc-pre-qualification/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-pre-qualification/api
  - type: Documentation
    url: https://docs.figure.com/portfolio-manager/api
  - type: APIReference
    url: https://docs.figure.com/portfolio-manager/api
- aid: figure-technology-solutions:figure-technology-solutions-heloc-offers-api
  name: Figure Technology Solutions HELOC Offers API
  description: The HELOC Offers API from Figure Technology Solutions — 2 operation(s) for heloc offers.
  humanURL: https://docs.figure.com/heloc-inquiries/guide
  baseURL: https://api.figure.com
  tags:
  - HELOC Offers
  properties:
  - type: OpenAPI
    url: openapi/figure-technology-solutions-heloc-offers-api-openapi.yml
  - type: Documentation
    url: https://docs.figure.com/heloc-inquiries/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-inquiries/api
  - type: Documentation
    url: https://docs.figure.com/heloc-pre-qualification/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-pre-qualification/api
  - type: Documentation
    url: https://docs.figure.com/portfolio-manager/api
  - type: APIReference
    url: https://docs.figure.com/portfolio-manager/api
- aid: figure-technology-solutions:figure-technology-solutions-loan-originator-requests-api
  name: Figure Technology Solutions Loan Originator requests API
  description: The Loan Originator requests API from Figure Technology Solutions — 1 operation(s) for loan originator requests.
  humanURL: https://docs.figure.com/heloc-inquiries/guide
  baseURL: https://api.figure.com
  tags:
  - Loan Originator requests
  properties:
  - type: OpenAPI
    url: openapi/figure-technology-solutions-loan-originator-requests-api-openapi.yml
  - type: Documentation
    url: https://docs.figure.com/heloc-inquiries/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-inquiries/api
  - type: Documentation
    url: https://docs.figure.com/heloc-pre-qualification/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-pre-qualification/api
  - type: Documentation
    url: https://docs.figure.com/portfolio-manager/api
  - type: APIReference
    url: https://docs.figure.com/portfolio-manager/api
- aid: figure-technology-solutions:figure-technology-solutions-loan-tape-v1-api
  name: Figure Technology Solutions Loan Tape V1 API
  description: The Loan Tape V1 API from Figure Technology Solutions — 6 operation(s) for loan tape v1.
  humanURL: https://docs.figure.com/heloc-inquiries/guide
  baseURL: https://api.figure.com
  tags:
  - Loan Tape V1
  properties:
  - type: OpenAPI
    url: openapi/figure-technology-solutions-loan-tape-v1-api-openapi.yml
  - type: Documentation
    url: https://docs.figure.com/heloc-inquiries/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-inquiries/api
  - type: Documentation
    url: https://docs.figure.com/heloc-pre-qualification/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-pre-qualification/api
  - type: Documentation
    url: https://docs.figure.com/portfolio-manager/api
  - type: APIReference
    url: https://docs.figure.com/portfolio-manager/api
- aid: figure-technology-solutions:figure-technology-solutions-loan-tape-v2-api
  name: Figure Technology Solutions Loan Tape V2 API
  description: The Loan Tape V2 API from Figure Technology Solutions — 3 operation(s) for loan tape v2.
  humanURL: https://docs.figure.com/heloc-inquiries/guide
  baseURL: https://api.figure.com
  tags:
  - Loan Tape V2
  properties:
  - type: OpenAPI
    url: openapi/figure-technology-solutions-loan-tape-v2-api-openapi.yml
  - type: Documentation
    url: https://docs.figure.com/heloc-inquiries/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-inquiries/api
  - type: Documentation
    url: https://docs.figure.com/heloc-pre-qualification/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-pre-qualification/api
  - type: Documentation
    url: https://docs.figure.com/portfolio-manager/api
  - type: APIReference
    url: https://docs.figure.com/portfolio-manager/api
- aid: figure-technology-solutions:figure-technology-solutions-payment-history-v1-api
  name: Figure Technology Solutions Payment History V1 API
  description: The Payment History V1 API from Figure Technology Solutions — 3 operation(s) for payment history v1.
  humanURL: https://docs.figure.com/heloc-inquiries/guide
  baseURL: https://api.figure.com
  tags:
  - Payment History V1
  properties:
  - type: OpenAPI
    url: openapi/figure-technology-solutions-payment-history-v1-api-openapi.yml
  - type: Documentation
    url: https://docs.figure.com/heloc-inquiries/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-inquiries/api
  - type: Documentation
    url: https://docs.figure.com/heloc-pre-qualification/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-pre-qualification/api
  - type: Documentation
    url: https://docs.figure.com/portfolio-manager/api
  - type: APIReference
    url: https://docs.figure.com/portfolio-manager/api
- aid: figure-technology-solutions:figure-technology-solutions-payment-history-v2-api
  name: Figure Technology Solutions Payment History V2 API
  description: The Payment History V2 API from Figure Technology Solutions — 1 operation(s) for payment history v2.
  humanURL: https://docs.figure.com/heloc-inquiries/guide
  baseURL: https://api.figure.com
  tags:
  - Payment History V2
  properties:
  - type: OpenAPI
    url: openapi/figure-technology-solutions-payment-history-v2-api-openapi.yml
  - type: Documentation
    url: https://docs.figure.com/heloc-inquiries/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-inquiries/api
  - type: Documentation
    url: https://docs.figure.com/heloc-pre-qualification/guide
  - type: APIReference
    url: https://docs.figure.com/heloc-pre-qualification/api
  - type: Documentation
    url: https://docs.figure.com/portfolio-manager/api
  - type: APIReference
    url: https://docs.figure.com/portfolio-manager/api
common:
- type: DomainSecurity
  url: security/figure-technology-solutions-domain-security.yml
- type: AgenticAccess
  url: agentic-access/figure-technology-solutions-agentic-access.yml
- type: Authentication
  url: authentication/figure-technology-solutions-authentication.yml
- type: Website
  url: https://www.figure.com/
- type: DeveloperPortal
  url: https://docs.figure.com/
- type: Documentation
  url: https://docs.figure.com/
- type: APIReference
  url: https://docs.figure.com/heloc-inquiries/api
- type: GettingStarted
  url: https://docs.figure.com/getting-started
- type: Support
  url: https://www.figure.com/partner/success-center/
- type: Blog
  url: https://www.figure.com/newsroom/
- type: GitHubOrganization
  url: https://github.com/FigureTechnologies
- type: StatusPage
  url: https://status.figure.com/
- type: TermsOfService
  url: https://www.figure.com/terms/
- type: PrivacyPolicy
  url: https://www.figure.com/privacy/
- type: Deprecation
  url: lifecycle/figure-technology-solutions-lifecycle.yml
- type: Lifecycle
  url: lifecycle/figure-technology-solutions-lifecycle.yml
- type: Conventions
  url: conventions/figure-technology-solutions-conventions.yml
- type: Sandbox
  url: sandbox/figure-technology-solutions-sandbox.yml
- type: ErrorCatalog
  url: errors/figure-technology-solutions-problem-types.yml
- type: Conformance
  url: conformance/figure-technology-solutions-conformance.yml
- type: MCPServer
  url: mcp/figure-technology-solutions-mcp.yml
- type: DataModel
  url: data-model/figure-technology-solutions-data-model.yml
- type: WellKnown
  url: well-known/figure-technology-solutions-well-known.yml
- type: LLMsTxt
  url: llms/figure-technology-solutions-llms.txt
- type: Webhooks
  url: asyncapi/figure-technology-solutions-webhooks.yml
- type: Overlay
  name: HELOC Inquiries overlay
  url: overlays/figure-technology-solutions-heloc-inquiries-overlay.yaml
- type: Overlay
  name: HELOC Pre-Qualification overlay
  url: overlays/figure-technology-solutions-heloc-pre-qualification-overlay.yaml
- type: Overlay
  name: Portfolio Manager overlay
  url: overlays/figure-technology-solutions-portfolio-manager-overlay.yaml
- type: AgentSkill
  name: Run a Figure HELOC inquiry end to end
  url: skills/figure-technology-solutions-run-heloc-inquiry.md
- type: AgentSkill
  name: Pre-qualify a HELOC lead
  url: skills/figure-technology-solutions-prequalify-heloc.md
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence