Kredete

Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and operating across four continents. It moves money across 60+ markets at the mid-market rate with settlement in about ten seconds, issues US dollar Visa cards accepted in 170+ countries, opens multi-currency accounts in the customer's own name, pays yield on US dollar savings held through partner US chartered institutions, and reports rent and repayment history to the major US credit bureaus so customers build a US credit file. Kredete for Business adds multi-currency operating accounts, corporate cards, FedWire routing, payroll, and invoicing. An in-app agent runs these actions on the customer's behalf with confirmation. Kredete is a financial technology company, not a bank; remittance and banking services are provided by partner US licensed financial institutions. Backed by Partech and Techstars. As of this enrichment pass Kredete publishes no public developer API, developer portal, SDK, or machine-readable API description.

Kredete is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Payments, Remittance, and Cross-Border Payments.

Kredete’s developer surface includes engineering blog, support, pricing, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

19.8/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFinancial ServicesPaymentsRemittanceCross-Border PaymentsBankingCreditCardsSavingsFintechEmerging MarketsAfrica

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 19.8/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.3 / 20

Commercial Clarity 7.9 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/kredete: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 2

Authentication, authorization, and security posture

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

Contact

Contact

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

About

About

Source (apis.yml)

aid: kredete
name: Kredete
description: Kredete is an intelligent global finance app for diaspora and emerging-market communities, founded in 2022 and
  operating across four continents. It moves money across 60+ markets at the mid-market rate with settlement in about ten
  seconds, issues US dollar Visa cards accepted in 170+ countries, opens multi-currency accounts in the customer's own name,
  pays yield on US dollar savings held through partner US chartered institutions, and reports rent and repayment history to
  the major US credit bureaus so customers build a US credit file. Kredete for Business adds multi-currency operating accounts,
  corporate cards, FedWire routing, payroll, and invoicing. An in-app agent runs these actions on the customer's behalf with
  confirmation. Kredete is a financial technology company, not a bank; remittance and banking services are provided by partner
  US licensed financial institutions. Backed by Partech and Techstars. As of this enrichment pass Kredete publishes no public
  developer API, developer portal, SDK, or machine-readable API description.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kredete.io/og-image.png
url: https://raw.githubusercontent.com/api-evangelist/kredete/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- partech
- techstars
x-tier: stub
x-tier-reason: portfolio-lead
x-no-public-api: true
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial Services
- Payments
- Remittance
- Cross-Border Payments
- Banking
- Credit
- Cards
- Savings
- Fintech
- Emerging Markets
- Africa
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.kredete.io/
- type: Blog
  url: https://www.kredete.io/blog/
- type: Support
  url: https://www.kredete.io/faq/
- type: Pricing
  url: https://www.kredete.io/kredete-plus/
- type: TermsOfService
  url: https://www.kredete.io/legal/terms-of-service/
- type: PrivacyPolicy
  url: https://www.kredete.io/legal/privacy-policy/
- type: Compliance
  url: https://www.kredete.io/legal/licenses/
- type: About
  url: https://www.kredete.io/about/
- type: Contact
  url: https://www.kredete.io/contact/
- type: DomainSecurity
  url: security/kredete-domain-security.yml
- type: LLMsTxt
  url: llms/kredete-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence