Esusu

Esusu is a financial technology company that turns rent payments into credit history. Founded in 2018 by Abbey Wemimo and Samir Goel and headquartered in New York City, Esusu reports on-time rental payments to the three major credit bureaus (Equifax, TransUnion, and Experian) so renters can build and improve their credit scores. The platform serves renters, property owners and managers, employers, banks, and fintechs with rent reporting, credit building, rent relief, marketplace rewards, and income, identity, and SSN verification. For partners, Esusu offers embedded rent-reporting APIs, UI tools, and SDKs (behind a sandbox and self-service docs) so banks and fintechs can distribute rent reporting as a service. Backed by SoftBank Vision Fund 2 and Serena Ventures, Esusu reached a $1.2 billion valuation in 2025 and reports across millions of rental units in all 50 US states.

Esusu is profiled on the APIs.io network. Tagged areas include Company, Enterprise, Fintech, Financial Services, and Credit.

Esusu’s developer surface includes developer portal, support, engineering blog, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

19.6/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyEnterpriseFintechFinancial ServicesCreditCredit BuildingRent ReportingReal EstateIdentity VerificationIncome Verification

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 19.6/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 3.0 / 20

Commercial Clarity 8.4 / 20

Operational Transparency 1.4 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/esusu: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

Portal

Portal

Login

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Security

Security

Compliance

Compliance

VulnerabilityDisclosure

VulnerabilityDisclosure

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: esusu
name: Esusu
description: Esusu is a financial technology company that turns rent payments into credit history. Founded in 2018 by Abbey
  Wemimo and Samir Goel and headquartered in New York City, Esusu reports on-time rental payments to the three major credit
  bureaus (Equifax, TransUnion, and Experian) so renters can build and improve their credit scores. The platform serves renters,
  property owners and managers, employers, banks, and fintechs with rent reporting, credit building, rent relief, marketplace
  rewards, and income, identity, and SSN verification. For partners, Esusu offers embedded rent-reporting APIs, UI tools,
  and SDKs (behind a sandbox and self-service docs) so banks and fintechs can distribute rent reporting as a service. Backed
  by SoftBank Vision Fund 2 and Serena Ventures, Esusu reached a $1.2 billion valuation in 2025 and reports across millions
  of rental units in all 50 US states.
url: https://raw.githubusercontent.com/api-evangelist/esusu/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- softbank-vision-fund
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/68e4cb3f80596b64cbfc5505/68fb6891b669c716797f564a_Home.png
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Enterprise
- Fintech
- Financial Services
- Credit
- Credit Building
- Rent Reporting
- Real Estate
- Identity Verification
- Income Verification
apis: []
common:
- type: DomainSecurity
  url: security/esusu-domain-security.yml
- type: Website
  url: https://www.esusurent.com/
- type: Portal
  url: https://www.esusurent.com/banks-fintechs
  name: Banks & Fintechs (Embedded Rent Reporting APIs)
- type: Support
  url: https://esusu.zendesk.com/hc/en-us
  name: Esusu Help Center
- type: Blog
  url: https://www.esusurent.com/blog
- type: Login
  url: https://client.esusu.com/
  name: Properties Login
- type: TermsOfService
  url: https://www.esusurent.com/terms-conditions
- type: PrivacyPolicy
  url: https://www.esusurent.com/privacy-policy
- type: Security
  url: https://www.esusurent.com/security-at-esusu
- type: Compliance
  url: https://www.esusurent.com/security-at-esusu
- type: Conformance
  url: conformance/esusu-conformance.yml
- type: VulnerabilityDisclosure
  url: security/esusu-vulnerability-disclosure.yml
- type: LLMsTxt
  url: llms/esusu-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence