Clearscore

ClearScore is a London-founded fintech (2015) that gives consumers free access to their credit score and report and matches them to financial products — credit cards, loans, car finance, insurance and more — through a personalised financial marketplace. It also runs ClearScore Protect (dark-web identity monitoring), DriveScore (driving-behaviour scoring) and Open Banking features, and operates across the UK, South Africa, Australia, Canada and New Zealand. Its B2B arm, ClearScore Connect, exposes credit-data and eligibility services to partner lenders through a partner-gated developer portal (docs.clearscore.com). Backed by QED Investors. This profile was surfaced as a QED portfolio company and enriched by the API Evangelist pipeline; ClearScore's developer API is documented behind a password-gated ReadMe.io portal, so no public OpenAPI or machine-readable spec could be captured.

Clearscore is profiled on the APIs.io network. Tagged areas include Company, Credit, Credit Score, Fintech, and Financial-Services.

Clearscore’s developer surface includes documentation, engineering blog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.8/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Company Credit Credit Score Fintech Financial-Services Consumer Credit Open Banking Identity Protection

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 11.8/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 2.0 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 5.8 / 9

Regulatory Posture 2.7 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/clearscore: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: clearscore
name: Clearscore
description: ClearScore is a London-founded fintech (2015) that gives consumers free access to their credit score and report
  and matches them to financial products — credit cards, loans, car finance, insurance and more — through a personalised financial
  marketplace. It also runs ClearScore Protect (dark-web identity monitoring), DriveScore (driving-behaviour scoring) and
  Open Banking features, and operates across the UK, South Africa, Australia, Canada and New Zealand. Its B2B arm, ClearScore
  Connect, exposes credit-data and eligibility services to partner lenders through a partner-gated developer portal (docs.clearscore.com).
  Backed by QED Investors. This profile was surfaced as a QED portfolio company and enriched by the API Evangelist pipeline;
  ClearScore's developer API is documented behind a password-gated ReadMe.io portal, so no public OpenAPI or machine-readable
  spec could be captured.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://files.readme.io/4bbf0ba-ColourBlack-1.svg
url: https://raw.githubusercontent.com/api-evangelist/clearscore/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Credit
- Credit Score
- Fintech
- Financial-Services
- Consumer Credit
- Open Banking
- Identity Protection
tags_raw:
- Company
- Credit
- Credit Score
- Fintech
- Financial Services
- Consumer Credit
- Open Banking
- Identity Protection
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/clearscore-domain-security.yml
- type: Website
  url: https://www.clearscore.com
- type: DeveloperPortal
  url: https://docs.clearscore.com
- type: Documentation
  url: https://docs.clearscore.com
- type: GitHubOrganization
  url: https://github.com/clearscore
- type: Blog
  url: https://www.clearscore.com/learn
- type: PrivacyPolicy
  url: https://www.clearscore.com/privacy-policy
- type: TermsOfService
  url: https://www.clearscore.com/terms
- type: LLMsTxt
  url: llms/clearscore-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence