Agent Credit Bureau

Agent Credit Bureau provides AI agents with economic exposure data, offering pricing, methodology, risk disclosure, and evidence infrastructure. It enables agents to assess historical credit obligations, calculate principal‑time exposure, and integrate the OpenAPI specification for automated risk decisions. The service includes public identifiers, detailed credit reports, and exposure assessments, with transparent pricing in USDC and a focus on evidence‑first credit evaluation.

Agent Credit Bureau publishes 3 API contracts indexed on the APIs.io network: Agent API, Assess API, and Verify API. Tagged areas include Company, Finance, Credit, Artificial Intelligence, and Data.

The Agent Credit Bureau catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Agent Credit Bureau’s developer surface includes pricing, authentication, documentation, and 19 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

39.9/100 developing ▬ flat Agent 37/100 agent ready Full breakdown ↓
scored 2026-11-02 · rubric v0.26.0 · Show this score on your site →

AccessFreemiumSelf serve⚡ Free to try

1 published contract 1 MCP Servers 1 Agent Skills

Company Finance Credit Artificial Intelligence Data

Kin Score

Kin Score How this is scored →
scored 2026-11-02 · rubric v0.26.0

Composite quality — 39.9/100 · developing

Contract Quality 12.3 / 21

Developer Ergonomics 4.7 / 17

Access Clarity 8.9 / 17

Operational Transparency 0.0 / 11

Contract Governance 2.2 / 10

Discoverability 5.2 / 9

Regulatory Posture 2.9 / 15

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 8 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Horizontal (data, software, accessibility, platform) regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Developer Ergonomics scores 27.9 — up to +14.4 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points
Contract Quality scores 57.7 — up to +10.6 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/agentcreditdata-com/apis.yml: open an issue on github.com/api-evangelist/agentcreditdata-com to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 3

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Agent2Agent

measured — observed by APIs.io (conformant)

Model Context Protocol (MCP)

measured — observed by APIs.io (documented)

OpenAPI

measured — observed by APIs.io (published)

APIs 3

Individual APIs this provider publishes, each with its own machine-readable definition.

Agent Credit Bureau Agent API

The Agent API from Agent Credit Bureau — 4 operation(s) for agent.

Agent Credit Bureau Assess API

The Assess API from Agent Credit Bureau — 1 operation(s) for assess.

Agent Credit Bureau Verify API

The Verify API from Agent Credit Bureau — 1 operation(s) for verify.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Agent Credit Bureau MCP Server

Remote MCP server at agentcreditdata.com.

MCP SERVER

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

assess-agent-credit-exposure

AGENT SKILL

Pricing Plans 1

Published pricing tiers and plan structures.

Agentcreditdata Com Plans Pricing

3 plans

PLANS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Agentcreditdata Com Context

29 classes · 137 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Agent Credit Bureau API Rules

12 rules · 8 errors 1 warnings 3 info

SPECTRAL

JSON Schema 6

Standalone JSON Schema definitions for this provider's data models.

AgentResponse

4 properties

JSON SCHEMA

AssessResponse

3 properties

JSON SCHEMA

EvidenceResponse

5 properties

JSON SCHEMA

ObligationsResponse

6 properties

JSON SCHEMA

ReportSnapshot

15 properties

JSON SCHEMA

VerifyRequest

5 properties

JSON SCHEMA

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Agentcreditdata Com Authentication

apiKey · 1 scheme

SECURITY

Agentcreditdata Com Domain Security

TLSv1.3 · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Agentcreditdata Com Agentic Access

6 operations · 2 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgentSkill

LLMsTxt

MCPServer

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Spectral

JSONLD

Vocabulary

DataModel

ErrorCatalog

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

ToolCrosswalk

ToolCrosswalk

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

PrivacyPolicy

PrivacyPolicy

Pricing

Pricing

Company 1

The organization behind the API

Website

Website

Other 3

Properties that don't map to a standard resource type

AgentCard

AgentCard

Hosts

Hosts

Vendors

Vendors

Source (apis.yml)

aid: agentcreditdata-com
name: Agent Credit Bureau
description: Agent Credit Bureau provides AI agents with economic exposure data, offering pricing, methodology, risk disclosure,
  and evidence infrastructure. It enables agents to assess historical credit obligations, calculate principal‑time exposure,
  and integrate the OpenAPI specification for automated risk decisions. The service includes public identifiers, detailed
  credit reports, and exposure assessments, with transparent pricing in USDC and a focus on evidence‑first credit evaluation.
url: https://artifacts.apis.io/agentcreditdata-com/apis.yml
x-type: company
x-source: harvest:mcp-registry
x-tier: profiled
x-tier-reason: enrichment pass 2026-11-01 (modular-v1; was harvest)
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Freemium · Self-serve signup
  confidence: medium
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-02'
  method: derived
specificationVersion: '0.20'
created: '2026-10-31'
modified: '2026-10-31'
tags:
- Company
- Finance
- Credit
- Artificial Intelligence
- Data
tags_raw:
- Company
- Finance
- Credit
- AI
- Data
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/agentcreditdata-com-agentic-access.yml
- type: Plans
  url: plans/agentcreditdata-com-plans-pricing.yml
- type: Spectral
  url: rules/agentcreditdata-com-rules.yml
- type: JSONLD
  url: json-ld/agentcreditdata-com-context.jsonld
- type: Vocabulary
  url: vocabulary/agentcreditdata-com-vocabulary.yml
- type: AgentSkill
  url: skills/_index.yml
- type: DataModel
  url: data-model/agentcreditdata-com-data-model.yml
- type: ErrorCatalog
  url: errors/agentcreditdata-com-problem-types.yml
- type: Conformance
  url: conformance/agentcreditdata-com-conformance.yml
- type: LLMsTxt
  url: llms/agentcreditdata-com-llms.txt
- type: AgentCard
  url: a2a/agentcreditdata-com-a2a.yml
- type: ToolCrosswalk
  url: mcp/agentcreditdata-com-tool-crosswalk.yml
- type: MCPServer
  url: mcp/agentcreditdata-com-mcp.yml
- type: WellKnown
  url: well-known/agentcreditdata-com-well-known.yml
- type: Hosts
  url: hosts/agentcreditdata-com-hosts.yml
- type: Vendors
  url: vendors/agentcreditdata-com-vendors.yml
- type: PrivacyPolicy
  url: https://agentcreditdata.com/privacy
- type: Pricing
  url: https://agentcreditdata.com/pricing
- type: Authentication
  url: authentication/agentcreditdata-com-authentication.yml
- type: DomainSecurity
  url: security/agentcreditdata-com-domain-security.yml
- type: Website
  url: https://agentcreditdata.com/
- type: Documentation
  url: https://agentcreditdata.com/docs
apis:
- aid: agentcreditdata-com:agentcreditdata-com-agent-api
  name: Agent Credit Bureau Agent API
  description: The Agent API from Agent Credit Bureau — 4 operation(s) for agent.
  humanURL: https://agentcreditdata.com/docs
  baseURL: https://agentcreditdata.com
  tags:
  - Agents
  tags_raw:
  - Agent
  properties:
  - type: OpenAPI
    url: openapi/agentcreditdata-com-agent-api-openapi.yml
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-report-snapshot-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-obligations-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-verify-request-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-evidence-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-agent-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-assess-response-schema.json
- aid: agentcreditdata-com:agentcreditdata-com-assess-api
  name: Agent Credit Bureau Assess API
  description: The Assess API from Agent Credit Bureau — 1 operation(s) for assess.
  humanURL: https://agentcreditdata.com/docs
  baseURL: https://agentcreditdata.com
  tags:
  - Assess
  properties:
  - type: OpenAPI
    url: openapi/agentcreditdata-com-assess-api-openapi.yml
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-report-snapshot-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-obligations-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-verify-request-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-evidence-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-agent-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-assess-response-schema.json
- aid: agentcreditdata-com:agentcreditdata-com-verify-api
  name: Agent Credit Bureau Verify API
  description: The Verify API from Agent Credit Bureau — 1 operation(s) for verify.
  humanURL: https://agentcreditdata.com/docs
  baseURL: https://agentcreditdata.com
  tags:
  - Verify
  properties:
  - type: OpenAPI
    url: openapi/agentcreditdata-com-verify-api-openapi.yml
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-report-snapshot-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-obligations-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-verify-request-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-evidence-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-agent-response-schema.json
  - type: JSONSchema
    url: json-schema/agentcreditdata-com-assess-response-schema.json
x-enrichment:
  date: '2026-11-01'
  status: enriched
  artifacts_added: 25
  pass: modular-v1
  engine: identity=local,contract=local,surfaces=local,docs=local,regulatory=local

Agent Credit Bureau API — frequently asked questions

Does Agent Credit Bureau have an API?

Yes. APIs.io lists 3 APIs from Agent Credit Bureau, including Agent Credit Bureau Agent API, Agent Credit Bureau Assess API and Agent Credit Bureau Verify API.

Is there an OpenAPI specification for the Agent Credit Bureau API?

Yes. APIs.io indexes 3 OpenAPI specifications for Agent Credit Bureau, each linked for download from this page.

How do I authenticate with the Agent Credit Bureau API?

Agent Credit Bureau uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Agentcreditdata Com Authentication.

How much does the Agent Credit Bureau API cost?

APIs.io lists 3 pricing plans for Agent Credit Bureau, with each plan's price, limits and inclusions under Pricing Plans on this page.

Does Agent Credit Bureau have an MCP server?

Yes. APIs.io lists 1 MCP server for Agent Credit Bureau: Remote MCP server at agentcreditdata.com.

Is the Agent Credit Bureau API ready for AI agents?

Agent Credit Bureau has a Kin Score of 39.9 out of 100 (developing) and an Agent Readiness score of 36.8 (agent-ready), scored by API Evangelist on 2026-11-02.

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