Paidy

Paidy is a Japanese buy now, pay later (BNPL) and digital payment service that enables Japanese consumers to make purchases and pay later via monthly consolidated billing. Merchants integrate Paidy Checkout (JavaScript) and the Paidy REST API to accept deferred payments, manage authorizations, capture funds, issue refunds, and handle recurring payments via stored tokens.

3 APIs 0 Features

Buy Now Pay LaterBNPLPaymentsJapanCheckoutDeferred PaymentsRecurring PaymentsTokens

APIs

Paidy Payments API

REST API for managing Paidy payment authorizations, captures, refunds, updates, and closures. Merchants use this API to manage the lifecycle of payments created through Paidy Ch...

Paidy Tokens API

REST API for managing Paidy payment tokens used in recurring and subscription billing. Supports suspending, resuming, deleting, and retrieving tokens created during Paidy Checko...

Paidy Checkout

JavaScript-based checkout integration that enables consumers to authenticate with Paidy and authorize payments or create recurring payment tokens directly from the merchant chec...

Pricing Plans

Plans

1 plans

PLANS

Rate Limits

0 limits

RATE LIMITS

FinOps

Finops

FINOPS

Semantic Vocabularies

context Context

55 classes · 6 properties

JSON-LD

Example Payloads

Capture Payment

1 fields

EXAMPLE

Create Payment

8 fields

EXAMPLE

Payment Response

16 fields

EXAMPLE

Refund Payment

4 fields

EXAMPLE

Suspend Token

2 fields

EXAMPLE

Token Response

16 fields

EXAMPLE

Resources

Merchant Dashboard

Sources

name: Paidy
description: Paidy is a Japanese buy now, pay later (BNPL) and digital payment service that enables Japanese consumers to
  make purchases and pay later via monthly consolidated billing. Merchants integrate Paidy Checkout (JavaScript) and the Paidy
  REST API to accept deferred payments, manage authorizations, capture funds, issue refunds, and handle recurring payments
  via stored tokens.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Buy Now Pay Later
- BNPL
- Payments
- Japan
- Checkout
- Deferred Payments
- Recurring Payments
- Tokens
apis:
- name: Paidy Payments API
  description: REST API for managing Paidy payment authorizations, captures, refunds, updates, and closures. Merchants use
    this API to manage the lifecycle of payments created through Paidy Checkout or via stored payment tokens for recurring
    billing.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://paidy.com/docs/en/payments.html
  baseURL: https://api.paidy.com
  tags:
  - Payments
  - Capture
  - Refund
  - Authorize
  - BNPL
  - Japan
  properties:
  - type: Documentation
    url: https://paidy.com/docs/en/payments.html
  - type: OpenAPI
    url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/openapi/openapi.yml
  - type: Authentication
    url: https://paidy.com/docs/api/en/#section/Authentication
  - type: Webhooks
    url: https://paidy.com/docs/en/webhook.html
  - type: ChangeLog
    url: https://paidy.com/docs/en/updates.html
  - type: Testing
    url: https://paidy.com/docs/en/testing.html
  - type: Plans
    url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/plans/plans.yml
  - type: RateLimits
    url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/rate-limits/rate-limits.yml
  - type: FinOps
    url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/finops/finops.yml
  contact:
  - FN: Paidy Developer Support
    url: https://paidy.com/merchant/
    email: ''
- name: Paidy Tokens API
  description: REST API for managing Paidy payment tokens used in recurring and subscription billing. Supports suspending,
    resuming, deleting, and retrieving tokens created during Paidy Checkout for recurring payment authorization.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://paidy.com/docs/en/tokens.html
  baseURL: https://api.paidy.com
  tags:
  - Tokens
  - Recurring Payments
  - Subscriptions
  - BNPL
  - Japan
  properties:
  - type: Documentation
    url: https://paidy.com/docs/en/tokens.html
  - type: OpenAPI
    url: https://raw.githubusercontent.com/api-evangelist/paidy/refs/heads/main/openapi/openapi.yml
  - type: Authentication
    url: https://paidy.com/docs/api/en/#section/Authentication
  - type: Webhooks
    url: https://paidy.com/docs/en/webhook.html
  - type: ChangeLog
    url: https://paidy.com/docs/en/updates.html
  - type: Testing
    url: https://paidy.com/docs/en/testing.html
  contact:
  - FN: Paidy Developer Support
    url: https://paidy.com/merchant/
    email: ''
- name: Paidy Checkout
  description: JavaScript-based checkout integration that enables consumers to authenticate with Paidy and authorize payments
    or create recurring payment tokens directly from the merchant checkout page. Handles the consumer-facing authentication
    flow including SMS verification.
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://paidy.com/docs/en/paidycheckout.html
  baseURL: https://apps.paidy.com
  tags:
  - Checkout
  - JavaScript
  - Consumer Authentication
  - BNPL
  - Japan
  properties:
  - type: Documentation
    url: https://paidy.com/docs/en/paidycheckout.html
  - type: Authentication
    url: https://paidy.com/docs/api/en/#section/Authentication
  - type: Testing
    url: https://paidy.com/docs/en/testing.html
  contact:
  - FN: Paidy Developer Support
    url: https://paidy.com/merchant/
    email: ''
common:
- type: Documentation
  url: https://paidy.com/docs/en/
- type: APIReference
  url: https://paidy.com/docs/api/en/
- type: Merchant Dashboard
  url: https://merchant.paidy.com/
- type: Webhooks
  url: https://paidy.com/docs/en/webhook.html
- type: ChangeLog
  url: https://paidy.com/docs/en/updates.html
- type: Testing
  url: https://paidy.com/docs/en/testing.html
- type: Status
  url: https://paidy.com/
- type: TermsOfService
  url: https://paidy.com/merchant/
maintainers:
- FN: API Evangelist
  url: https://apievangelist.com
  email: info@apievangelist.com