Ava

Ava is a consumer financial-technology company that helps people build credit and reduce the cost of debt. Its products include the Ava Credit Builder Mastercard (a no-interest card usable at approved subscription merchants), a Save & Build secured savings loan, and rent and utility payment reporting to the three major U.S. credit bureaus (TransUnion, Equifax, Experian). Ava operates as a mobile app on a subscription model and partners with regulated banks and lenders (including Patriot Bank, N.A. and Pier Lending) to deliver its products. This profile was surfaced as a Greylock portfolio company and enriched by the API Evangelist pipeline; Ava is a consumer app and does not publish a public developer API.

Ava is profiled on the APIs.io network. Tagged areas include Company, Fintech, Credit Building, Consumer Finance, and Credit Score.

Ava’s developer surface includes engineering blog, pricing, support, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.9/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Fintech Credit Building Consumer Finance Credit Score Personal Finance Lending Mobile App

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 15.9/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.4 / 20

Access Clarity 9.5 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/ava: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Ava Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Ava Trust Center

SOC 2, ISO 27001, PCI DSS, NIST CSF

SECURITY

Resources

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

TrustCenter

TrustCenter

Compliance

Compliance

Operate 2

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: ava
name: Ava
description: Ava is a consumer financial-technology company that helps people build credit and reduce the cost of debt. Its
  products include the Ava Credit Builder Mastercard (a no-interest card usable at approved subscription merchants), a Save
  & Build secured savings loan, and rent and utility payment reporting to the three major U.S. credit bureaus (TransUnion,
  Equifax, Experian). Ava operates as a mobile app on a subscription model and partners with regulated banks and lenders (including
  Patriot Bank, N.A. and Pier Lending) to deliver its products. This profile was surfaced as a Greylock portfolio company
  and enriched by the API Evangelist pipeline; Ava is a consumer app and does not publish a public developer API.
url: https://raw.githubusercontent.com/api-evangelist/ava/refs/heads/main/apis.yml
x-type: company
x-source: greylock-portfolio
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
image: https://cdn.prod.website-files.com/64535b38dcff96926602d822/6489585aa9277d495f50890f_Home%20%2B%20Primary.webp
tags:
- Company
- Fintech
- Credit Building
- Consumer Finance
- Credit Score
- Personal Finance
- Lending
- Mobile App
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.meetava.com/
- type: Blog
  url: https://www.meetava.com/blog
- type: Pricing
  url: https://www.meetava.com/pricing
- type: Support
  url: https://www.meetava.com/contact
- type: HelpCenter
  url: https://www.meetava.com/faqs
- type: TermsOfService
  url: https://www.meetava.com/legal/terms
- type: PrivacyPolicy
  url: https://www.meetava.com/legal/privacy
- type: DomainSecurity
  url: security/ava-domain-security.yml
- type: TrustCenter
  url: security/ava-trust-center.yml
- type: Compliance
  url: https://www.meetava.com/legal/security
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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