Habito website screenshot

Habito

Habito is a UK-based digital mortgage broker that lets people research, compare, and apply for mortgages online across the whole of the market, pairing self-serve digital tools with human mortgage experts, alongside related home-buying services. Founded as a fintech in the consumer lending and real-estate space and backed by Ribbit Capital, Habito has since joined Monzo. The company operates a consumer web product (Webflow-hosted marketing site) and does not publish a public developer API program, developer portal, or OpenAPI at the time of this profile; this record is maintained by the API Evangelist network and reflects only publicly verifiable surfaces.

Habito is profiled on the APIs.io network. Tagged areas include Company, Fintech, Mortgages, Lending, and Financial Services.

Habito’s developer surface includes engineering blog and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub
11.4/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechMortgagesLendingFinancial ServicesReal EstateHome BuyingUnited Kingdom

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 11.4/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/habito: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Habito Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: habito
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/habito.png
name: Habito
description: Habito is a UK-based digital mortgage broker that lets people research, compare, and apply for mortgages online
  across the whole of the market, pairing self-serve digital tools with human mortgage experts, alongside related home-buying
  services. Founded as a fintech in the consumer lending and real-estate space and backed by Ribbit Capital, Habito has since
  joined Monzo. The company operates a consumer web product (Webflow-hosted marketing site) and does not publish a public
  developer API program, developer portal, or OpenAPI at the time of this profile; this record is maintained by the API Evangelist
  network and reflects only publicly verifiable surfaces.
url: https://raw.githubusercontent.com/api-evangelist/habito/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Mortgages
- Lending
- Financial Services
- Real Estate
- Home Buying
- United Kingdom
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/habito-domain-security.yml
- type: Website
  url: https://www.habito.com
- type: Blog
  url: https://www.habito.com/blog
- type: TermsOfService
  url: https://www.habito.com/terms
- type: PrivacyPolicy
  url: https://www.habito.com/privacy
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence