KreditBee

KreditBee is a Bengaluru, India digital lending platform founded in 2017 by Madhusudan Ekambaram, Vivek Veda and Karthikeyan Krishnaswamy, operated by Finnovation Tech Solutions Private Limited (CIN U74900KA2016PTC086953) and lending through its in-house RBI-registered NBFC KrazyBee Services Limited alongside partner banks and NBFCs. Its consumer products are instant personal loans from Rs 6,000 to Rs 10 lakh, business loans up to Rs 1 crore, two-wheeler loans up to Rs 5 lakh, loan against property, a flexi personal loan line, 24K digital gold, and free credit score reports, delivered through an Android and iOS app and a single-page web application that the company says serves over 7 crore registered Indian users. KreditBee publishes no public developer portal, no API documentation, no API reference, no SDKs and no machine-readable API description of any kind. Its only API host, api.kreditbee.in, is an AWS API Gateway behind Cloudflare that answers HTTP 403 ForbiddenException to every anonymous request and exists to serve the company's own mobile and web clients. Partner and lending-partner integrations are transacted through the /partner-with-us and /digital-lending-partners business pages rather than through any self-serve technical surface.

KreditBee is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Fintech, Lending, and Digital Lending.

KreditBee’s developer surface includes engineering blog, support, product news, and 23 more developer resources.

16.1/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
0 APIs
CompanyFinancial ServicesFintechLendingDigital LendingPersonal LoansConsumer CreditNBFCCredit ScoreIndiaMobile

Kin Score

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scored 2026-08-17 · rubric v0.11.0
Composite quality — 16.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 0.7 / 13
Governance 1.5 / 12
Discoverability 5.7 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/kreditbee: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Kreditbee Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 7

The organization behind the API

Scroll for all 7

Other 9

Properties that don't map to a standard resource type

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Source (apis.yml)

apis.yml Raw ↑
aid: kreditbee
name: KreditBee
description: KreditBee is a Bengaluru, India digital lending platform founded in 2017 by Madhusudan Ekambaram, Vivek Veda
  and Karthikeyan Krishnaswamy, operated by Finnovation Tech Solutions Private Limited (CIN U74900KA2016PTC086953) and lending
  through its in-house RBI-registered NBFC KrazyBee Services Limited alongside partner banks and NBFCs. Its consumer products
  are instant personal loans from Rs 6,000 to Rs 10 lakh, business loans up to Rs 1 crore, two-wheeler loans up to Rs 5 lakh,
  loan against property, a flexi personal loan line, 24K digital gold, and free credit score reports, delivered through an
  Android and iOS app and a single-page web application that the company says serves over 7 crore registered Indian users.
  KreditBee publishes no public developer portal, no API documentation, no API reference, no SDKs and no machine-readable
  API description of any kind. Its only API host, api.kreditbee.in, is an AWS API Gateway behind Cloudflare that answers HTTP
  403 ForbiddenException to every anonymous request and exists to serve the company's own mobile and web clients. Partner
  and lending-partner integrations are transacted through the /partner-with-us and /digital-lending-partners business pages
  rather than through any self-serve technical surface.
image: https://kb-serve-img.gumlet.io/krazybee/kreditbee_in/favicon_trhujWFuC.png
url: https://raw.githubusercontent.com/api-evangelist/kreditbee/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-04'
modified: '2026-08-04'
tags:
- Company
- Financial Services
- Fintech
- Lending
- Digital Lending
- Personal Loans
- Consumer Credit
- NBFC
- Credit Score
- India
- Mobile
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.kreditbee.in/
- type: Blog
  url: https://www.kreditbee.in/blog
- type: Support
  url: https://www.kreditbee.in/contact-us
- type: HelpCenter
  url: https://www.kreditbee.in/faq
- type: Login
  url: https://www.kreditbee.in/signin
- type: TermsOfService
  url: https://www.kreditbee.in/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.kreditbee.in/privacy-policy
- type: GitHubOrganization
  url: https://github.com/krazybee
- type: Careers
  url: https://www.kreditbee.in/careers
- type: AboutUs
  url: https://www.kreditbee.in/about-us
- type: CorporateInformation
  url: https://www.kreditbee.in/corporate-info
- type: SecurityCenter
  url: https://www.kreditbee.in/security-center
- type: GrievanceRedressal
  url: https://www.kreditbee.in/grievance-redressal
- type: ResponsibleLending
  url: https://www.kreditbee.in/responsible-lending
- type: Partners
  url: https://www.kreditbee.in/partner-with-us
- type: LendingPartners
  url: https://www.kreditbee.in/digital-lending-partners
- type: News
  url: https://www.kreditbee.in/news-board
- type: Sitemap
  url: https://www.kreditbee.in/sitemap.xml
- type: NBFC
  url: https://www.krazybee.com/
- type: AppStore
  url: https://apps.apple.com/in/app/kreditbee-personal-loans-upi/id1488736283
- type: GooglePlay
  url: https://play.google.com/store/apps/details?id=com.kreditbee.android
- type: SecondaryMarket
  url: https://www.hiive.com/securities/kreditbee-stock
- type: LLMsTxt
  url: llms/kreditbee-llms.txt
- type: Conformance
  url: conformance/kreditbee-conformance.yml
- type: DomainSecurity
  url: security/kreditbee-domain-security.yml
- type: x-evidence
  url: well-known/kreditbee-well-known.yml
x-enrichment:
  date: '2026-08-04'
  status: enriched
  artifacts_added: 4
  pass: local-v1