KreditBee

KreditBee is a Bengaluru, India digital lending platform founded in 2017 by Madhusudan Ekambaram, Vivek Veda and Karthikeyan Krishnaswamy, operated by Finnovation Tech Solutions Private Limited (CIN U74900KA2016PTC086953) and lending through its in-house RBI-registered NBFC KrazyBee Services Limited alongside partner banks and NBFCs. Its consumer products are instant personal loans from Rs 6,000 to Rs 10 lakh, business loans up to Rs 1 crore, two-wheeler loans up to Rs 5 lakh, loan against property, a flexi personal loan line, 24K digital gold, and free credit score reports, delivered through an Android and iOS app and a single-page web application that the company says serves over 7 crore registered Indian users. KreditBee publishes no public developer portal, no API documentation, no API reference, no SDKs and no machine-readable API description of any kind. Its only API host, api.kreditbee.in, is an AWS API Gateway behind Cloudflare that answers HTTP 403 ForbiddenException to every anonymous request and exists to serve the company's own mobile and web clients. Partner and lending-partner integrations are transacted through the /partner-with-us and /digital-lending-partners business pages rather than through any self-serve technical surface.

KreditBee is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Fintech, Lending, and Digital Lending.

KreditBee’s developer surface includes engineering blog, support, product news, and 23 more developer resources.

10.1/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
0 APIs
CompanyFinancial-ServicesFintechLendingDigital LendingPersonal LoansConsumer CreditNBFCCredit ScoreIndiaMobile

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/kreditbee: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Kreditbee Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 7

The organization behind the API

Scroll for all 7

Other 9

Properties that don't map to a standard resource type

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Source (apis.yml)

apis.yml Raw ↑
aid: kreditbee
name: KreditBee
description: KreditBee is a Bengaluru, India digital lending platform founded in 2017 by Madhusudan Ekambaram, Vivek Veda
  and Karthikeyan Krishnaswamy, operated by Finnovation Tech Solutions Private Limited (CIN U74900KA2016PTC086953) and lending
  through its in-house RBI-registered NBFC KrazyBee Services Limited alongside partner banks and NBFCs. Its consumer products
  are instant personal loans from Rs 6,000 to Rs 10 lakh, business loans up to Rs 1 crore, two-wheeler loans up to Rs 5 lakh,
  loan against property, a flexi personal loan line, 24K digital gold, and free credit score reports, delivered through an
  Android and iOS app and a single-page web application that the company says serves over 7 crore registered Indian users.
  KreditBee publishes no public developer portal, no API documentation, no API reference, no SDKs and no machine-readable
  API description of any kind. Its only API host, api.kreditbee.in, is an AWS API Gateway behind Cloudflare that answers HTTP
  403 ForbiddenException to every anonymous request and exists to serve the company's own mobile and web clients. Partner
  and lending-partner integrations are transacted through the /partner-with-us and /digital-lending-partners business pages
  rather than through any self-serve technical surface.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://kb-serve-img.gumlet.io/krazybee/kreditbee_in/favicon_trhujWFuC.png
url: https://raw.githubusercontent.com/api-evangelist/kreditbee/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-04'
modified: '2026-08-04'
tags:
- Company
- Financial-Services
- Fintech
- Lending
- Digital Lending
- Personal Loans
- Consumer Credit
- NBFC
- Credit Score
- India
- Mobile
tags_raw:
- Company
- Financial Services
- Fintech
- Lending
- Digital Lending
- Personal Loans
- Consumer Credit
- NBFC
- Credit Score
- India
- Mobile
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.kreditbee.in/
- type: Blog
  url: https://www.kreditbee.in/blog
- type: Support
  url: https://www.kreditbee.in/contact-us
- type: HelpCenter
  url: https://www.kreditbee.in/faq
- type: Login
  url: https://www.kreditbee.in/signin
- type: TermsOfService
  url: https://www.kreditbee.in/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.kreditbee.in/privacy-policy
- type: GitHubOrganization
  url: https://github.com/krazybee
- type: Careers
  url: https://www.kreditbee.in/careers
- type: AboutUs
  url: https://www.kreditbee.in/about-us
- type: CorporateInformation
  url: https://www.kreditbee.in/corporate-info
- type: SecurityCenter
  url: https://www.kreditbee.in/security-center
- type: GrievanceRedressal
  url: https://www.kreditbee.in/grievance-redressal
- type: ResponsibleLending
  url: https://www.kreditbee.in/responsible-lending
- type: Partners
  url: https://www.kreditbee.in/partner-with-us
- type: LendingPartners
  url: https://www.kreditbee.in/digital-lending-partners
- type: News
  url: https://www.kreditbee.in/news-board
- type: Sitemap
  url: https://www.kreditbee.in/sitemap.xml
- type: NBFC
  url: https://www.krazybee.com/
- type: AppStore
  url: https://apps.apple.com/in/app/kreditbee-personal-loans-upi/id1488736283
- type: GooglePlay
  url: https://play.google.com/store/apps/details?id=com.kreditbee.android
- type: SecondaryMarket
  url: https://www.hiive.com/securities/kreditbee-stock
- type: LLMsTxt
  url: llms/kreditbee-llms.txt
- type: Conformance
  url: conformance/kreditbee-conformance.yml
- type: DomainSecurity
  url: security/kreditbee-domain-security.yml
- type: x-evidence
  url: well-known/kreditbee-well-known.yml
x-enrichment:
  date: '2026-08-04'
  status: enriched
  artifacts_added: 4
  pass: local-v1

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