Upswing

Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and Mumbai. Its full-stack API platform lets consumer companies embed financial products such as deposits and lending from regulated partner banks (AU Small Finance Bank, DCB Bank, Utkarsh, Shivalik, Unity, South Indian Bank, Suryoday), while Upswing manages the bank integrations and compliance. Backed by QED Investors and Quona Capital. Upswing publishes no public developer portal or API documentation; its APIs are offered to partners under commercial agreements.

Upswing is profiled on the APIs.io network. Tagged areas include Company, Fintech, Open Finance, Embedded Finance, and Banking.

Upswing’s developer surface includes engineering blog, authentication, support, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub

7.5/100 minimal ▬ flat Agent 9/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

AccessSelf serve

0 APIs

Company Fintech Open Finance Embedded Finance Banking India Deposits Lending

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 7.5/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 2.3 / 15

Agent readiness — 9/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/upswing: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 2

Status, limits, changes, and where to get help

Contact

Contact

Support

Support

Company 5

The organization behind the API

Website

Blog

Careers

Partners

LinkedIn

Source (apis.yml)

aid: upswing
name: Upswing
description: Upswing Financial Technologies is an Indian open finance-as-a-service platform headquartered in Bengaluru and
  Mumbai. Its full-stack API platform lets consumer companies embed financial products such as deposits and lending from regulated
  partner banks (AU Small Finance Bank, DCB Bank, Utkarsh, Shivalik, Unity, South Indian Bank, Suryoday), while Upswing manages
  the bank integrations and compliance. Backed by QED Investors and Quona Capital. Upswing publishes no public developer portal
  or API documentation; its APIs are offered to partners under commercial agreements.
url: https://raw.githubusercontent.com/api-evangelist/upswing/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
image: https://cdn.prod.website-files.com/640f1cf7637b80779a61f818/65d309ac6e4a0177aef94e99_webclip.svg
tags:
- Company
- Fintech
- Open Finance
- Embedded Finance
- Banking
- India
- Deposits
- Lending
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 4
  pass: local-v1
common:
- type: DomainSecurity
  url: security/upswing-domain-security.yml
- type: Website
  url: https://upswing.one/
- type: Blog
  url: https://upswing.one/news
- type: Careers
  url: https://upswing.one/career
- type: Partners
  url: https://upswing.one/our-partners
- type: GitHubOrganization
  url: https://github.com/upswing-one
- type: LinkedIn
  url: https://www.linkedin.com/company/upswing-financial-technologies/
- type: Contact
  url: mailto:contact@upswing.one
- type: LLMsTxt
  url: llms/upswing-llms.txt
- type: WellKnown
  url: well-known/upswing-well-known.yml
- type: Authentication
  url: authentication/upswing-authentication.yml
- type: DeveloperPortal
  url: https://integration-docs.upswing.one
- type: Support
  url: https://zh.support.upswing.one/portal/en/home

Upswing

Kin Score

Security Posture 2

Upswing Authentication

Upswing Domain Security

Resources