Finova Capital

Finova Capital is a non-banking financial company (NBFC) licensed by the Reserve Bank of India, founded in 2015 by Mohit Sahney and Sunita Sahney and headquartered in Jaipur, Rajasthan. It provides secured lending to micro, small and medium enterprises (MSMEs) and self-employed customers across India, including MSME business loans, home loans, working capital and machinery loans, and personal loans, all secured against immovable property. Operating across 17 states through 450+ branches, Finova Capital is backed by investors including Peak XV Partners, Norwest Venture Partners, Faering Capital, Maj Invest, Sofina Ventures, Avataar Ventures and Madison India Capital. The company holds a Certificate of Registration issued by the RBI under Section 45-IA of the Reserve Bank of India Act, 1934. This is a financial-services provider with a public marketing and investor-relations website; it does not currently expose a public developer API surface.

Finova Capital is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, NBFC, Lending, and MSME.

Finova Capital’s developer surface includes engineering blog, support, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

10.6/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Financial-Services NBFC Lending MSME Housing Finance India Fintech

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 10.6/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 1.4 / 20

Access Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/finova: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Resources

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

About

About

Blog

Blog

Source (apis.yml)

aid: finova
name: Finova Capital
description: Finova Capital is a non-banking financial company (NBFC) licensed by the Reserve Bank of India, founded in 2015
  by Mohit Sahney and Sunita Sahney and headquartered in Jaipur, Rajasthan. It provides secured lending to micro, small and
  medium enterprises (MSMEs) and self-employed customers across India, including MSME business loans, home loans, working
  capital and machinery loans, and personal loans, all secured against immovable property. Operating across 17 states through
  450+ branches, Finova Capital is backed by investors including Peak XV Partners, Norwest Venture Partners, Faering Capital,
  Maj Invest, Sofina Ventures, Avataar Ventures and Madison India Capital. The company holds a Certificate of Registration
  issued by the RBI under Section 45-IA of the Reserve Bank of India Act, 1934. This is a financial-services provider with
  a public marketing and investor-relations website; it does not currently expose a public developer API surface.
url: https://raw.githubusercontent.com/api-evangelist/finova/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-sector: financial-services
x-backed-by:
- norwest-venture-partners
x-tier: stub
x-tier-reason: no-public-api-surface
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://finova.in/public/assets/front/images/fav.png
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial-Services
- NBFC
- Lending
- MSME
- Housing Finance
- India
- Fintech
tags_raw:
- Company
- Financial Services
- NBFC
- Lending
- MSME
- Housing Finance
- India
- Fintech
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://finova.in
- type: About
  url: https://finova.in/about-us
- type: Blog
  url: https://finova.in/blog
- type: Support
  url: https://finova.in/contact-us
- type: PrivacyPolicy
  url: https://finova.in/privacy-policy
- type: TermsOfService
  url: https://finova.in/terms-and-condition
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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