Finova Capital

Finova Capital is a non-banking financial company (NBFC) licensed by the Reserve Bank of India, founded in 2015 by Mohit Sahney and Sunita Sahney and headquartered in Jaipur, Rajasthan. It provides secured lending to micro, small and medium enterprises (MSMEs) and self-employed customers across India, including MSME business loans, home loans, working capital and machinery loans, and personal loans, all secured against immovable property. Operating across 17 states through 450+ branches, Finova Capital is backed by investors including Peak XV Partners, Norwest Venture Partners, Faering Capital, Maj Invest, Sofina Ventures, Avataar Ventures and Madison India Capital. The company holds a Certificate of Registration issued by the RBI under Section 45-IA of the Reserve Bank of India Act, 1934. This is a financial-services provider with a public marketing and investor-relations website; it does not currently expose a public developer API surface.

Finova Capital is profiled on the APIs.io network. Tagged areas include Company, Financial Services, NBFC, Lending, and MSME.

Finova Capital’s developer surface includes engineering blog, support, and 4 more developer resources.

12.3/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFinancial ServicesNBFCLendingMSMEHousing FinanceIndiaFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 12.3/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/finova: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Resources

Operate 1

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: finova
name: Finova Capital
description: Finova Capital is a non-banking financial company (NBFC) licensed by the Reserve Bank of India, founded in 2015
  by Mohit Sahney and Sunita Sahney and headquartered in Jaipur, Rajasthan. It provides secured lending to micro, small and
  medium enterprises (MSMEs) and self-employed customers across India, including MSME business loans, home loans, working
  capital and machinery loans, and personal loans, all secured against immovable property. Operating across 17 states through
  450+ branches, Finova Capital is backed by investors including Peak XV Partners, Norwest Venture Partners, Faering Capital,
  Maj Invest, Sofina Ventures, Avataar Ventures and Madison India Capital. The company holds a Certificate of Registration
  issued by the RBI under Section 45-IA of the Reserve Bank of India Act, 1934. This is a financial-services provider with
  a public marketing and investor-relations website; it does not currently expose a public developer API surface.
url: https://raw.githubusercontent.com/api-evangelist/finova/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-sector: financial-services
x-backed-by:
- norwest-venture-partners
x-tier: stub
x-tier-reason: no-public-api-surface
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://finova.in/public/assets/front/images/fav.png
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial Services
- NBFC
- Lending
- MSME
- Housing Finance
- India
- Fintech
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://finova.in
- type: About
  url: https://finova.in/about-us
- type: Blog
  url: https://finova.in/blog
- type: Support
  url: https://finova.in/contact-us
- type: PrivacyPolicy
  url: https://finova.in/privacy-policy
- type: TermsOfService
  url: https://finova.in/terms-and-condition
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence