Noble

Noble (operated by Benga Inc.) is a no-code risk and credit decisioning platform that provides risk infrastructure for the full customer lifecycle. Fintech companies, lenders, and banks use Noble to verify customer identity, aggregate and assess credit and financial-health data from multiple sources, build and launch automated underwriting and decisioning workflows with a no-code Workflow Builder, and monitor customer behavior and creditworthiness over time. Noble exposes this capability as a SaaS platform, an API, and an embeddable widget, plus pre-built data-partner integrations, so teams can build, launch, and scale digital financial products faster. Founded in 2021 and based in San Mateo, California, Noble is a Y Combinator company backed by Insight Partners, Paradigm, and Polychain.

Noble is profiled on the APIs.io network. Tagged areas include Company, Risk, Credit Decisioning, Underwriting, and Fintech.

Noble’s developer surface includes documentation, API reference, engineering blog, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

20.5/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyRiskCredit DecisioningUnderwritingFintechFinancial ServicesIdentity VerificationLendingNo-CodeAPI

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 20.5/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 5.2 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/noble: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: noble
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/noble.png
name: Noble
description: Noble (operated by Benga Inc.) is a no-code risk and credit decisioning platform that provides risk infrastructure
  for the full customer lifecycle. Fintech companies, lenders, and banks use Noble to verify customer identity, aggregate
  and assess credit and financial-health data from multiple sources, build and launch automated underwriting and decisioning
  workflows with a no-code Workflow Builder, and monitor customer behavior and creditworthiness over time. Noble exposes this
  capability as a SaaS platform, an API, and an embeddable widget, plus pre-built data-partner integrations, so teams can
  build, launch, and scale digital financial products faster. Founded in 2021 and based in San Mateo, California, Noble is
  a Y Combinator company backed by Insight Partners, Paradigm, and Polychain.
url: https://raw.githubusercontent.com/api-evangelist/noble/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- insight-partners
- paradigm
- polychain
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Risk
- Credit Decisioning
- Underwriting
- Fintech
- Financial Services
- Identity Verification
- Lending
- No-Code
- API
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/noble-domain-security.yml
- type: Website
  url: https://www.benoble.io/
- type: DeveloperPortal
  url: https://docs.benoble.io/
- type: Documentation
  url: https://docs.benoble.io/
- type: APIReference
  url: https://benoble.io/resources/api-documentation
- type: Login
  url: https://app.benoble.io/
- type: Blog
  url: https://www.benoble.io/product-updates/
- type: TermsOfService
  url: https://www.benoble.io/legal/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.benoble.io/legal/privacy
- type: LLMsTxt
  url: llms/noble-llms.txt
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 2
  pass: local-v1