Wagestream

Wagestream — trading as Stream since its 2025 rebrand — is a UK-founded, B Corp certified workplace financial wellbeing platform that gives hourly and salaried employees earned wage access (flexible pay), shift and pay tracking, workplace savings, budgeting tools, salary-deducted workplace loans, benefits and state-benefit claim support, financial coaching and discounts, delivered as a mobile app funded by the employer rather than the worker. Employers connect their HR, workforce management and payroll systems to Stream through the Wagestream Integrations API — a small, batch-oriented REST push API over employees, shifts (time and attendance), absences, off-cycle payments and Stream-generated enrolment banking records — or via SFTP file feeds and browser upload into the employer administration portal. The API is API-key authenticated, asynchronous (every write returns a transaction id polled through a matching GET), and idempotent through an optional per-request nonce.

Wagestream publishes 5 APIs on the APIs.io network, including Absences API, Employees API, Enrollment API, and 2 more. Tagged areas include Financial Wellbeing, Earned Wage Access, Fintech, Payroll, and Human Resources.

Wagestream’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, signup flow, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub

43.9/100 developing ▬ flat Agent 27/100 agent aware saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

2 APIs

Financial WellbeingEarned Wage Access Fintech Payroll Human Resources Workforce Management Time and Attendance Employee BenefitsWorkplace SavingsHR IntegrationsB Corp United Kingdom

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 43.9/100 · developing

Contract Quality 12.2 / 23

Developer Ergonomics 7.4 / 18

Access Clarity 7.6 / 18

Operational Transparency 2.2 / 12

Contract Governance 2.0 / 11

Discoverability 6.8 / 9

Create-or-Update Ergonomics 2.2 / 10

Agent readiness — 27/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/wagestream: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Wagestream Absences API

Operations relating to absences

Wagestream Employees API

Operations relating to employees

Wagestream Enrollment API

Operations relating to enrolling employees in Wagestream

Wagestream Off Cycle Payment API

Operations relating to off-cycle payments

Wagestream Shifts API

Operations relating to Shifts

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Wagestream Integrations Absences API

OPEN COLLECTION

Wagestream Integrations Employees API

OPEN COLLECTION

Wagestream Integrations Enrollment API

OPEN COLLECTION

Wagestream Integrations Off Cycle Payment API

OPEN COLLECTION

Wagestream Integrations Shifts API

OPEN COLLECTION

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wagestream Authentication

apiKey · 1 scheme

SECURITY

Wagestream Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Wagestream Trust Center

trust center published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Wagestream Agentic Access

11 operations · 6 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

AgenticAccess

LLMsTxt

AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

ErrorCodes

Lifecycle

Conformance

DataModel

Scroll for all 7

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

Authentication

DomainSecurity

TrustCenter

Compliance

Operate 2

Status, limits, changes, and where to get help

Support

Support

StatusPage

StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: wagestream
name: Wagestream
description: Wagestream — trading as Stream since its 2025 rebrand — is a UK-founded, B Corp certified workplace financial
  wellbeing platform that gives hourly and salaried employees earned wage access (flexible pay), shift and pay tracking, workplace
  savings, budgeting tools, salary-deducted workplace loans, benefits and state-benefit claim support, financial coaching
  and discounts, delivered as a mobile app funded by the employer rather than the worker. Employers connect their HR, workforce
  management and payroll systems to Stream through the Wagestream Integrations API — a small, batch-oriented REST push API
  over employees, shifts (time and attendance), absences, off-cycle payments and Stream-generated enrolment banking records
  — or via SFTP file feeds and browser upload into the employer administration portal. The API is API-key authenticated, asynchronous
  (every write returns a transaction id polled through a matching GET), and idempotent through an optional per-request nonce.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://stream.co/api/media/file/Home_Hero_Left.webp
url: https://raw.githubusercontent.com/api-evangelist/wagestream/refs/heads/main/apis.yml
x-type: company
specificationVersion: '0.23'
created: '2026-08-05'
modified: '2026-08-05'
tags:
- Financial Wellbeing
- Earned Wage Access
- Fintech
- Payroll
- Human Resources
- Workforce Management
- Time and Attendance
- Employee Benefits
- Workplace Savings
- HR Integrations
- B Corp
- United Kingdom
tags_raw:
- financial-wellbeing
- earned-wage-access
- fintech
- payroll
- human-resources
- workforce-management
- time-and-attendance
- employee-benefits
- workplace-savings
- hr-integrations
- b-corp
- united-kingdom
apis:
- aid: wagestream:wagestream-absences-api
  name: Wagestream Absences API
  description: Operations relating to absences
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - Absences
  tags_raw:
  - absences
  properties:
  - type: OpenAPI
    url: openapi/wagestream-absences-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
- aid: wagestream:wagestream-employees-api
  name: Wagestream Employees API
  description: Operations relating to employees
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - Employees
  tags_raw:
  - employees
  properties:
  - type: OpenAPI
    url: openapi/wagestream-employees-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
- aid: wagestream:wagestream-enrollment-api
  name: Wagestream Enrollment API
  description: Operations relating to enrolling employees in Wagestream
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - Enrollment
  tags_raw:
  - enrollment
  properties:
  - type: OpenAPI
    url: openapi/wagestream-enrollment-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
- aid: wagestream:wagestream-off-cycle-payment-api
  name: Wagestream Off Cycle Payment API
  description: Operations relating to off-cycle payments
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - off-cycle-payment
  properties:
  - type: OpenAPI
    url: openapi/wagestream-off-cycle-payment-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
- aid: wagestream:wagestream-shifts-api
  name: Wagestream Shifts API
  description: Operations relating to Shifts
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - Shifts
  tags_raw:
  - shifts
  properties:
  - type: OpenAPI
    url: openapi/wagestream-shifts-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
x-enrichment:
  date: '2026-08-05'
  status: enriched
  artifacts_added: 18
  pass: local-v1
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: X-MCPServerCandidate
  url: mcp/wagestream-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: Authentication
  url: authentication/wagestream-authentication.yml
- type: DomainSecurity
  url: security/wagestream-domain-security.yml
- type: Website
  url: https://stream.co/en
- type: DeveloperPortal
  url: https://connect.stream.co/
- type: Documentation
  url: https://connect.stream.co/docs/welcome
- type: APIReference
  url: https://connect.stream.co/reference
- type: GettingStarted
  url: https://connect.stream.co/docs/overview-1
- type: Support
  url: https://help.stream.co/
- type: Blog
  url: https://stream.co/en/articles
- type: GitHubOrganization
  url: https://github.com/wagestream
- type: SignUp
  url: https://stream.co/en/book-a-demo
- type: Login
  url: https://stream.co/en-us/login
- type: TermsOfService
  url: https://stream.co/en/terms-of-use
- type: PrivacyPolicy
  url: https://stream.co/en/privacy-policy
- type: TrustCenter
  url: https://trust.stream.co/
- type: Compliance
  url: https://stream.co/en-us/stream-licenses-compliance
- type: StatusPage
  url: https://status.stream.co/
- type: Integrations
  url: https://stream.co/en/products/integrations
- type: AgenticAccess
  url: agentic-access/wagestream-agentic-access.yml
- type: Conventions
  url: conventions/wagestream-conventions.yml
- type: Idempotency
  url: conventions/wagestream-conventions.yml
- type: ErrorCatalog
  url: errors/wagestream-problem-types.yml
- type: ErrorCodes
  url: errors/wagestream-error-codes.yml
- type: Lifecycle
  url: lifecycle/wagestream-lifecycle.yml
- type: Conformance
  url: conformance/wagestream-conformance.yml
- type: DataModel
  url: data-model/wagestream-data-model.yml
- type: Sandbox
  url: sandbox/wagestream-sandbox.yml
- type: Overlay
  url: overlays/wagestream-integrations-api-overlay.yaml
- type: LLMsTxt
  url: llms/wagestream-llms.txt
- type: AgentSkill
  url: skills/_index.yml

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