Wagestream

Wagestream — trading as Stream since its 2025 rebrand — is a UK-founded, B Corp certified workplace financial wellbeing platform that gives hourly and salaried employees earned wage access (flexible pay), shift and pay tracking, workplace savings, budgeting tools, salary-deducted workplace loans, benefits and state-benefit claim support, financial coaching and discounts, delivered as a mobile app funded by the employer rather than the worker. Employers connect their HR, workforce management and payroll systems to Stream through the Wagestream Integrations API — a small, batch-oriented REST push API over employees, shifts (time and attendance), absences, off-cycle payments and Stream-generated enrolment banking records — or via SFTP file feeds and browser upload into the employer administration portal. The API is API-key authenticated, asynchronous (every write returns a transaction id polled through a matching GET), and idempotent through an optional per-request nonce.

Wagestream publishes 5 APIs on the APIs.io network, including Absences API, Employees API, Enrollment API, and 2 more. Tagged areas include financial-wellbeing, earned-wage-access, fintech, payroll, and human-resources.

Wagestream’s developer surface includes authentication, documentation, API reference, getting-started guide, support, engineering blog, signup flow, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub
51.5/100 developing ▬ flat Agent 42/100 agent ready Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
5 APIs 1 MCP Servers
financial-wellbeingearned-wage-accessfintechpayrollhuman-resourcesworkforce-managementtime-and-attendanceemployee-benefitsworkplace-savingshr-integrationsb-corpunited-kingdom

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 51.5/100 · developing
Contract Quality 14.6 / 25
Developer Ergonomics 12.5 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 2.7 / 13
Governance 2.5 / 12
Discoverability 9.3 / 10
Agent readiness — 42/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/wagestream: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Wagestream Absences API

Operations relating to absences

Wagestream Employees API

Operations relating to employees

Wagestream Enrollment API

Operations relating to enrolling employees in Wagestream

Wagestream Off Cycle Payment API

Operations relating to off-cycle payments

Wagestream Shifts API

Operations relating to Shifts

Open Collections 6

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Wagestream Integrations Absences API

OPEN COLLECTION

Wagestream Integrations Employees API

OPEN COLLECTION

Wagestream Integrations Enrollment API

OPEN COLLECTION

Wagestream Integrations Off Cycle Payment API

OPEN COLLECTION

Wagestream Integrations Shifts API

OPEN COLLECTION

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

wagestream-mcp.yml

MCP SERVER

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wagestream Authentication

apiKey · 1 scheme

SECURITY

Wagestream Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Wagestream Trust Center

trust center published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Wagestream Agentic Access

11 operations · 6 acting

11 operations · 6 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 AgenticAccess
AgenticAccess
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 Idempotency
Idempotency
 ErrorCatalog
ErrorCatalog
 ErrorCodes
ErrorCodes
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Scroll for all 7

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

Authentication
Authentication
 DomainSecurity
DomainSecurity
 TrustCenter
TrustCenter
 Compliance
Compliance

Operate 2

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: wagestream
name: Wagestream
description: Wagestream — trading as Stream since its 2025 rebrand — is a UK-founded, B Corp certified workplace financial
  wellbeing platform that gives hourly and salaried employees earned wage access (flexible pay), shift and pay tracking, workplace
  savings, budgeting tools, salary-deducted workplace loans, benefits and state-benefit claim support, financial coaching
  and discounts, delivered as a mobile app funded by the employer rather than the worker. Employers connect their HR, workforce
  management and payroll systems to Stream through the Wagestream Integrations API — a small, batch-oriented REST push API
  over employees, shifts (time and attendance), absences, off-cycle payments and Stream-generated enrolment banking records
  — or via SFTP file feeds and browser upload into the employer administration portal. The API is API-key authenticated, asynchronous
  (every write returns a transaction id polled through a matching GET), and idempotent through an optional per-request nonce.
image: https://stream.co/api/media/file/Home_Hero_Left.webp
url: https://raw.githubusercontent.com/api-evangelist/wagestream/refs/heads/main/apis.yml
x-type: company
specificationVersion: '0.21'
created: '2026-08-05'
modified: '2026-08-05'
tags:
- financial-wellbeing
- earned-wage-access
- fintech
- payroll
- human-resources
- workforce-management
- time-and-attendance
- employee-benefits
- workplace-savings
- hr-integrations
- b-corp
- united-kingdom
apis:
- aid: wagestream:wagestream-absences-api
  name: Wagestream Absences API
  description: Operations relating to absences
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - absences
  properties:
  - type: OpenAPI
    url: openapi/wagestream-absences-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
- aid: wagestream:wagestream-employees-api
  name: Wagestream Employees API
  description: Operations relating to employees
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - employees
  properties:
  - type: OpenAPI
    url: openapi/wagestream-employees-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
- aid: wagestream:wagestream-enrollment-api
  name: Wagestream Enrollment API
  description: Operations relating to enrolling employees in Wagestream
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - enrollment
  properties:
  - type: OpenAPI
    url: openapi/wagestream-enrollment-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
- aid: wagestream:wagestream-off-cycle-payment-api
  name: Wagestream Off Cycle Payment API
  description: Operations relating to off-cycle payments
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - off-cycle-payment
  properties:
  - type: OpenAPI
    url: openapi/wagestream-off-cycle-payment-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
- aid: wagestream:wagestream-shifts-api
  name: Wagestream Shifts API
  description: Operations relating to Shifts
  humanURL: https://connect.stream.co/reference
  baseURL: https://publicapi.wagestream.io/pushapi-prod
  tags:
  - shifts
  properties:
  - type: OpenAPI
    url: openapi/wagestream-shifts-api-openapi.yml
  - type: Documentation
    url: https://connect.stream.co/docs/welcome
  - type: APIReference
    url: https://connect.stream.co/reference
  - type: GettingStarted
    url: https://connect.stream.co/docs/overview-1
  - type: Authentication
    url: https://connect.stream.co/docs/api-authentication-guide
x-enrichment:
  date: '2026-08-05'
  status: enriched
  artifacts_added: 18
  pass: local-v1
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: MCPServer
  url: mcp/wagestream-mcp.yml
- type: Authentication
  url: authentication/wagestream-authentication.yml
- type: DomainSecurity
  url: security/wagestream-domain-security.yml
- type: Website
  url: https://stream.co/en
- type: DeveloperPortal
  url: https://connect.stream.co/
- type: Documentation
  url: https://connect.stream.co/docs/welcome
- type: APIReference
  url: https://connect.stream.co/reference
- type: GettingStarted
  url: https://connect.stream.co/docs/overview-1
- type: Support
  url: https://help.stream.co/
- type: Blog
  url: https://stream.co/en/articles
- type: GitHubOrganization
  url: https://github.com/wagestream
- type: SignUp
  url: https://stream.co/en/book-a-demo
- type: Login
  url: https://stream.co/en-us/login
- type: TermsOfService
  url: https://stream.co/en/terms-of-use
- type: PrivacyPolicy
  url: https://stream.co/en/privacy-policy
- type: TrustCenter
  url: https://trust.stream.co/
- type: Compliance
  url: https://stream.co/en-us/stream-licenses-compliance
- type: StatusPage
  url: https://status.stream.co/
- type: Integrations
  url: https://stream.co/en/products/integrations
- type: AgenticAccess
  url: agentic-access/wagestream-agentic-access.yml
- type: Conventions
  url: conventions/wagestream-conventions.yml
- type: Idempotency
  url: conventions/wagestream-conventions.yml
- type: ErrorCatalog
  url: errors/wagestream-problem-types.yml
- type: ErrorCodes
  url: errors/wagestream-error-codes.yml
- type: Lifecycle
  url: lifecycle/wagestream-lifecycle.yml
- type: Conformance
  url: conformance/wagestream-conformance.yml
- type: DataModel
  url: data-model/wagestream-data-model.yml
- type: Sandbox
  url: sandbox/wagestream-sandbox.yml
- type: Overlay
  url: overlays/wagestream-integrations-api-overlay.yaml
- type: LLMsTxt
  url: llms/wagestream-llms.txt
- type: AgentSkill
  url: skills/_index.yml