Applepie Capital

ApplePie Capital is a San Francisco-based franchise-finance marketplace lender that connects franchisees and franchisors with the capital they need to start, refinance, and grow multi-unit franchise businesses. Founded in 2014 by Denise Thomas, the company operates an online lending platform focused exclusively on franchising, offering conventional term loans, SBA loans, refinancing, equipment financing, and accounts-receivable financing, and partnering with banks such as Fifth Third and providers like LSQ. ApplePie has provided billions in loans across 200+ franchise brand partners. It is backed by QED Investors and is tracked in the API Evangelist network as a fintech company profile; no public API or developer program has been identified as of this enrichment pass.

Applepie Capital is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Franchise Financing, and Small Business Loans.

Applepie Capital’s developer surface includes engineering blog, support, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

6.3/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Fintech LendingFranchise FinancingSmall Business LoansMarketplace Lending

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 6.3/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Access Clarity 1.3 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

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Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Applepie Capital Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Source (apis.yml)

aid: applepie-capital
name: Applepie Capital
description: ApplePie Capital is a San Francisco-based franchise-finance marketplace lender that connects franchisees and
  franchisors with the capital they need to start, refinance, and grow multi-unit franchise businesses. Founded in 2014 by
  Denise Thomas, the company operates an online lending platform focused exclusively on franchising, offering conventional
  term loans, SBA loans, refinancing, equipment financing, and accounts-receivable financing, and partnering with banks such
  as Fifth Third and providers like LSQ. ApplePie has provided billions in loans across 200+ franchise brand partners. It
  is backed by QED Investors and is tracked in the API Evangelist network as a fintech company profile; no public API or developer
  program has been identified as of this enrichment pass.
url: https://raw.githubusercontent.com/api-evangelist/applepie-capital/refs/heads/main/apis.yml
x-api-posture: no-product-api
x-api-posture-basis: observed
x-api-posture-note: It is backed by QED Investors and is tracked in the API Evangelist network as a fintech company profile;
  no public API or developer program has been identified as of this enrichment pass.
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://cdn.prod.website-files.com/66a3dd877baab2d1ec731a4d/67a5283a45e5bd7a48c827a4_APC-OpenGraph.jpg
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-17'
tags:
- Company
- Fintech
- Lending
- Franchise Financing
- Small Business Loans
- Marketplace Lending
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.applepiecapital.com
- type: Blog
  url: https://www.applepiecapital.com/blog
- type: Support
  url: https://www.applepiecapital.com/team#contact
- type: SignUp
  url: https://www.applepiecapital.com/get-started
- type: Login
  url: https://www.applepiecapital.com/ncino_login
- type: TermsOfService
  url: https://www.applepiecapital.com/legal/terms-of-use
- type: PrivacyPolicy
  url: https://www.applepiecapital.com/legal/privacy-notice
- type: LinkedIn
  url: https://www.linkedin.com/company/applepie-capital
- type: DomainSecurity
  url: security/applepie-capital-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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