Better

Better (Better Home & Finance Company, NASDAQ: BETR) is a New York-based digital homeownership company founded in 2014 by Vishal Garg. Its Tinman-powered platform delivers an end-to-end online mortgage experience - purchase loans, refinancing, cash-out refinancing, HELOCs, VA loans, and crypto-backed mortgages - alongside real estate agent matching, title and closing services, and homeowners insurance through Better+. Better became a Fannie Mae-approved seller/servicer in 2016, has funded over $100B in mortgages, and launched One Day Mortgage in 2023. It is backed by SoftBank Vision Fund, Bond Capital, Ally, Citi, Ping An, Goldman Sachs, KPCB, and American Express. Better publishes no public developer API; this profile captures its public web, consumer identity (AWS Cognito OIDC), and domain-security surface.

Better is profiled on the APIs.io network. Tagged areas include Company, Mortgage, Lending, Fintech, and Real Estate.

Better’s developer surface includes engineering blog, support, pricing, authentication, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

22.4/100 emerging ▬ flat Agent 9/100 agent aware Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0

AccessSelf serve

0 APIs

CompanyMortgageLendingFintechReal EstateHome EquityInsuranceFinancial Services

Kin Score

Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0

Composite quality — 22.4/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 3.0 / 17

Commercial Clarity 5.4 / 17

Operational Transparency 0.0 / 11

Governance 0.3 / 10

Discoverability 4.3 / 9

Regulatory Posture 9.5 / 15

Agent readiness — 9/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/better: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Scopes 1

OAuth scopes governing access to this provider's APIs.

Better Scopes

4 scopes · authorizationCode

4 scopes

SCOPES

Resources

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

OAuthScopes

OAuthScopes

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

AboutUs

AboutUs

Blog

Blog

Source (apis.yml)

aid: better
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/better.png
name: Better
description: 'Better (Better Home & Finance Company, NASDAQ: BETR) is a New York-based digital homeownership company founded
  in 2014 by Vishal Garg. Its Tinman-powered platform delivers an end-to-end online mortgage experience - purchase loans,
  refinancing, cash-out refinancing, HELOCs, VA loans, and crypto-backed mortgages - alongside real estate agent matching,
  title and closing services, and homeowners insurance through Better+. Better became a Fannie Mae-approved seller/servicer
  in 2016, has funded over $100B in mortgages, and launched One Day Mortgage in 2023. It is backed by SoftBank Vision Fund,
  Bond Capital, Ally, Citi, Ping An, Goldman Sachs, KPCB, and American Express. Better publishes no public developer API;
  this profile captures its public web, consumer identity (AWS Cognito OIDC), and domain-security surface.'
url: https://raw.githubusercontent.com/api-evangelist/better/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bond-capital
- softbank-vision-fund
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Mortgage
- Lending
- Fintech
- Real Estate
- Home Equity
- Insurance
- Financial Services
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://better.com
- type: AboutUs
  url: https://better.com/about-us
- type: Blog
  url: https://better.com/content
- type: Support
  url: https://better.com/about-us/contact-us
- type: Pricing
  url: https://better.com/mortgage-rates
- type: TermsOfService
  url: https://better.com/about-us/terms-of-use
- type: PrivacyPolicy
  url: https://better.com/about-us/privacy-policy
- type: WellKnown
  url: well-known/better-well-known.yml
- type: Authentication
  url: authentication/better-authentication.yml
- type: OAuthScopes
  url: scopes/better-scopes.yml
- type: Conformance
  url: conformance/better-conformance.yml
- type: DomainSecurity
  url: security/better-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence