Zed

Zed is a BSP-supervised fintech building a premium consumer credit card for Southeast Asians, headquartered in Manila with an engineering team in San Francisco. Its flagship product is the Zed Card, a Titanium Mastercard with no foreign transaction fees, no annual fees, flexible installments, and an accompanying mobile app that offers real-time statements, spend notifications, and unlimited self-destructing virtual cards for online purchases. The company raised a $16.5M Series A led by Accel with participation from Valar Ventures and fintech operators from Nubank, Square, and Mercury. Zed is a consumer-facing financial product and does not currently publish a public developer API, SDKs, or developer documentation.

Zed is profiled on the APIs.io network. Tagged areas include Company, Fintech, Credit Cards, Payments, and Mastercard.

Zed’s developer surface includes signup flow, support, and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.2/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech Credit Cards Payments Mastercard Consumer Finance Virtual Cards Mobile Banking Philippines Southeast Asia

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 11.2/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 5.8 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/zed: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: zed
name: Zed
description: Zed is a BSP-supervised fintech building a premium consumer credit card for Southeast Asians, headquartered in
  Manila with an engineering team in San Francisco. Its flagship product is the Zed Card, a Titanium Mastercard with no foreign
  transaction fees, no annual fees, flexible installments, and an accompanying mobile app that offers real-time statements,
  spend notifications, and unlimited self-destructing virtual cards for online purchases. The company raised a $16.5M Series
  A led by Accel with participation from Valar Ventures and fintech operators from Nubank, Square, and Mercury. Zed is a consumer-facing
  financial product and does not currently publish a public developer API, SDKs, or developer documentation.
url: https://raw.githubusercontent.com/api-evangelist/zed/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.zed.co/wp-content/uploads/2024/01/svgexport-1.svg
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Credit Cards
- Payments
- Mastercard
- Consumer Finance
- Virtual Cards
- Mobile Banking
- Philippines
- Southeast Asia
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.zed.co/
- type: SignUp
  url: https://waitlist.zed.co/sign-up
- type: Support
  url: https://www.zed.co/faqs/
- type: TermsOfService
  url: https://www.zed.co/user-agreement
- type: PrivacyPolicy
  url: https://www.zed.co/privacy-policy
- type: DomainSecurity
  url: security/zed-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1

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