8B Education Investments

8B Education Investments (legally 8B Finance, Inc., trading as 8B) is a New York headquartered education-finance company founded in 2017 by Lydiah Kemunto Bosire that helps African students pay for degrees at universities outside Africa. It operates a student-loan marketplace and eligibility comparison tool, an income-share and guarantee backed lending program originated with partner banks including Nelnet Bank, a University Reserve admissions product, and a free community platform of prospective and current students offering scholarships, courses, forums, events and job listings. 8B publishes no public developer program or API reference; the only machine-readable surfaces it serves are an llms.txt on its marketing site and an OAuth-protected Model Context Protocol endpoint exposed by its WordPress stack.

8B Education Investments is listed with 1 API on the APIs.io network. Tagged areas include Company, Education, Student Loans, Financial Services, and Lending.

8B Education Investments’ developer surface includes engineering blog, support, FAQ, authentication, and 17 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

21.5/100 emerging ▬ flat Agent 19/100 agent aware Front door AI 1/6 silent Heartbeat 38/100 slowing Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessSelf serve

1 API 1 MCP Servers

Company Education Student Loans Financial Services Lending Fintech Africa Higher Education Study Abroad Community

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 21.5/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 4.7 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.9 / 10

Discoverability 6.4 / 9

Regulatory Posture 5.1 / 15

Agent readiness — 19/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 5 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Education & Research regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link

8 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 19.0 — up to +16.2 composite points
Access Clarity scores 27.6 — up to +14.5 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/8b-education-investments/apis.yml: open an issue on github.com/api-evangelist/8b-education-investments to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Model Context Protocol (MCP)

measured — observed by APIs.io (platform)

OAuth 2.0 Protected Resource Metadata

measured — observed by APIs.io (verified)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

8B Model Context Protocol Server

An OAuth-protected Model Context Protocol endpoint served from 8B's own WordPress installation at www.8b.africa. Discovery is standards-conformant: an RFC 8414 authorization-ser...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

8B Model Context Protocol Server

Remote MCP server at www.8b.africa requiring OAuth.

MCP SERVER

8B Education Investments API pricing

Pricing Plans 1

Published pricing tiers and plan structures.

8B Education Investments Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

8B Education Investments Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

8B Education Investments Authentication

1 scheme

SECURITY

8B Education Investments Domain Security

TLSv1.3 · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

8B Education Investments Scopes

1 scope · authorization_code

1 scopes

SCOPES

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Design & Contract 2

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Conventions

Conventions

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 3

Status, limits, changes, and where to get help

Support

Support

FAQ

FAQ

RateLimits

RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Plans

Plans

Company 6

The organization behind the API

Website

About

Blog

BlogRSS

Newsroom

LinkedIn

Source (apis.yml)

aid: 8b-education-investments
name: 8B Education Investments
description: 8B Education Investments (legally 8B Finance, Inc., trading as 8B) is a New York headquartered education-finance
  company founded in 2017 by Lydiah Kemunto Bosire that helps African students pay for degrees at universities outside Africa.
  It operates a student-loan marketplace and eligibility comparison tool, an income-share and guarantee backed lending program
  originated with partner banks including Nelnet Bank, a University Reserve admissions product, and a free community platform
  of prospective and current students offering scholarships, courses, forums, events and job listings. 8B publishes no public
  developer program or API reference; the only machine-readable surfaces it serves are an llms.txt on its marketing site and
  an OAuth-protected Model Context Protocol endpoint exposed by its WordPress stack.
url: https://raw.githubusercontent.com/api-evangelist/8b-education-investments/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  - scopes
  - rate-limits
  - security
  generated: '2026-11-06'
  method: derived
image: https://www.8b.africa/wp-content/uploads/2022/06/cropped-8b-Icon-192x192.png
specificationVersion: '0.20'
created: '2026-09-05'
modified: '2026-09-05'
tags:
- Company
- Education
- Student Loans
- Financial Services
- Lending
- Fintech
- Africa
- Higher Education
- Study Abroad
- Community
tags_raw:
- Company
- Education
- Student Loans
- Financial Services
- Lending
- FinTech
- Africa
- Higher Education
- Study Abroad
- Community
- Financial-Services
position: Producing
apis:
- aid: 8b-education-investments:8b-education-investments-mcp
  name: 8B Model Context Protocol Server
  description: 'An OAuth-protected Model Context Protocol endpoint served from 8B''s own WordPress installation at www.8b.africa.
    Discovery is standards-conformant: an RFC 8414 authorization-server metadata document and an RFC 9728 protected-resource
    metadata document are both served anonymously, and an unauthenticated JSON-RPC tools/list returns HTTP 401 with a WWW-Authenticate
    Bearer challenge naming the resource metadata. The tool list itself is therefore auth-gated and was not enumerated. Authorship
    is platform, not provider: the server is registered by the WordPress MCP Adapter plugin family (three servers are exposed
    — mcp-oauth-server, mcp-adapter-default-server and amelia-mcp-server) rather than authored by 8B, but it is operated on
    8B''s own host under 8B''s own OAuth issuer.'
  humanURL: https://www.8b.africa/
  baseURL: https://www.8b.africa/wp-json/mcp/mcp-oauth-server
  image: https://www.8b.africa/wp-content/uploads/2022/06/cropped-8b-Icon-192x192.png
  tags:
  - MCP
  - Agents
  - OAuth
  - Authentication
  tags_raw:
  - MCP
  - Agents
  - OAuth
  - Authentication
  properties:
  - type: MCPServer
    url: mcp/8b-education-investments-mcp.yml
  - type: Authentication
    url: authentication/8b-education-investments-authentication.yml
  - type: OAuthScopes
    url: scopes/8b-education-investments-scopes.yml
  x-surface: platform-generated
  x-platform: wordpress
  x-platform-surface: mcp-plugin
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/8b-education-investments-domain-security.yml
- type: Website
  url: https://www.8b.africa/
- type: About
  url: https://www.8b.africa/about-8b/
- type: Blog
  url: https://www.8b.africa/blogs/
- type: BlogRSS
  url: https://www.8b.africa/feed/
- type: Support
  url: https://www.8b.africa/contact-us/
- type: Login
  url: https://www.8b.africa/community-login/
- type: TermsOfService
  url: https://www.8b.africa/terms-of-use/
- type: PrivacyPolicy
  url: https://www.8b.africa/privacy-policy/
- type: FAQ
  url: https://www.8b.africa/studentloans/financing-faq/
- type: Newsroom
  url: https://www.8b.africa/press/
- type: LinkedIn
  url: https://www.linkedin.com/company/8b-education-investment-fund
- type: MCPServer
  url: mcp/8b-education-investments-mcp.yml
- type: LLMsTxt
  url: llms/8b-education-investments-llms.txt
- type: WellKnown
  url: well-known/8b-education-investments-well-known.yml
- type: Authentication
  url: authentication/8b-education-investments-authentication.yml
- type: OAuthScopes
  url: scopes/8b-education-investments-scopes.yml
- type: Conformance
  url: conformance/8b-education-investments-conformance.yml
- type: Conventions
  url: conventions/8b-education-investments-conventions.yml
- type: RateLimits
  url: rate-limits/8b-education-investments-rate-limits.yml
- type: Plans
  url: plans/8b-education-investments-plans-pricing.yml
x-enrichment:
  date: '2026-09-05'
  status: enriched
  artifacts_added: 12
  pass: local-v3

8B Education Investments API — frequently asked questions

Does 8B Education Investments have an API?

Yes. APIs.io lists 1 API from 8B Education Investments, including 8B Model Context Protocol Server.

How do I authenticate with the 8B Education Investments API?

8B Education Investments documents its authentication (1 scheme). The details are profiled on APIs.io as 8B Education Investments Authentication.

Does 8B Education Investments have an MCP server?

Yes. APIs.io lists 1 MCP server for 8B Education Investments: Remote MCP server at www.8b.africa requiring OAuth.

Is the 8B Education Investments API ready for AI agents?

8B Education Investments has a Kin Score of 21.5 out of 100 (emerging) and an Agent Readiness score of 19.1 (agent-aware), scored by API Evangelist on 2026-11-06.

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