Nav

Nav Technologies, Inc. is a US financial-technology company (not a bank) that gives small business owners one place to see their business and personal credit, cash-flow health and funding eligibility, then matches them to a marketplace of financing and business credit card offers. Consumer-facing products are Nav Prime (business credit building with tradelines, five bureau scores from D&B, Experian, Equifax and TransUnion, bookkeeping and a FICO SBSS score), the Nav Credit Builder Card and a mobile app. The developer surface is the Nav Partner API — a REST API at api.nav.com used by embedded-finance platforms to create Nav accounts, change plans, end a partner relationship, resolve bureau credit visibility and mint single-use SSO tokens — together with the @navinc/widget-sdk embeddable widget SDK, which renders Nav business-credit UI inside a partner's own application as the custom element. Access is partner-gated: API keys are issued during onboarding and there is no self-serve developer signup.

Nav publishes 1 API on the APIs.io network. Tagged areas include Business Credit, Small Business, Financial-Services, Embedded Finance, and Lending.

Nav’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, signup flow, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub

41.7/100 developing ▬ flat Agent 12/100 agent aware saas Full breakdown ↓
scored 2026-09-02 · rubric v0.18.0

AccessFreemiumSelf serve⚡ Free to try

1 APIs 1 MCP Servers

Business Credit Small Business Financial-Services Embedded Finance Lending Credit Scores Credit ReportingFinancing MarketplaceFintech Partner API

Kin Score

Kin Score How this is scored →
scored 2026-09-02 · rubric v0.18.0

Composite quality — 41.7/100 · developing

Contract Quality 0.0 / 25

Developer Ergonomics 14.3 / 20

Access Clarity 15.3 / 20

Operational Transparency 3.1 / 13

Contract Governance 2.2 / 12

Discoverability 6.9 / 10

Agent readiness — 12/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Surface 0 / 5

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/nav: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Nav Partner API

REST API for Nav partner integrations. Partners authenticate with a Bearer token API key issued during onboarding and use it to create Nav accounts for their users, fetch accoun...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Rate Limits 1

Documented rate limits and quota policies.

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

SignUp

SignUp

Login

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

LLMsTxt

LLMsTxt

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Lifecycle

Components

Conformance

Conventions

Idempotency

ErrorCatalog

ErrorCatalog

DataModel

Scroll for all 8

Build 2

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 4

Status, limits, changes, and where to get help

Support

StatusPage

Deprecation

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

Pricing

TermsOfService

PrivacyPolicy

Plans

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: nav
name: Nav
description: 'Nav Technologies, Inc. is a US financial-technology company (not a bank) that gives small business owners one
  place to see their business and personal credit, cash-flow health and funding eligibility, then matches them to a marketplace
  of financing and business credit card offers. Consumer-facing products are Nav Prime (business credit building with tradelines,
  five bureau scores from D&B, Experian, Equifax and TransUnion, bookkeeping and a FICO SBSS score), the Nav Credit Builder
  Card and a mobile app. The developer surface is the Nav Partner API — a REST API at api.nav.com used by embedded-finance
  platforms to create Nav accounts, change plans, end a partner relationship, resolve bureau credit visibility and mint single-use
  SSO tokens — together with the @navinc/widget-sdk embeddable widget SDK, which renders Nav business-credit UI inside a partner''s
  own application as the <nav-credit-widget> custom element. Access is partner-gated: API keys are issued during onboarding
  and there is no self-serve developer signup.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  - rate-limits
  - security
  - sandbox
  generated: '2026-09-02'
  method: derived
image: https://api-docs.nav.com/img/nav-logo-on-light.svg
url: https://raw.githubusercontent.com/api-evangelist/nav/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-26'
modified: '2026-08-26'
tags:
- Business Credit
- Small Business
- Financial-Services
- Embedded Finance
- Lending
- Credit Scores
- Credit Reporting
- Financing Marketplace
- Fintech
- Partner API
tags_raw:
- Business Credit
- Small Business
- Financial Services
- Embedded Finance
- Lending
- Credit Scores
- Credit Reporting
- Financing Marketplace
- Fintech
- Partner API
apis:
- name: Nav Partner API
  description: REST API for Nav partner integrations. Partners authenticate with a Bearer token API key issued during onboarding
    and use it to create Nav accounts for their users, fetch account state, change an account's plan, end the partner relationship,
    resolve rolled-up bureau credit visibility for an account's business, manage the widget origin allow list, and mint single-use
    SSO tokens and login URLs (2-minute expiry) that hand a user into Nav or into an embedded Nav widget. Nine documented
    operations under /v1 with a matching sandbox environment. Nav publishes no machine-readable OpenAPI description of this
    API; the reference is hand-authored documentation.
  humanURL: https://api-docs.nav.com/docs/rest-api/partner-api
  baseURL: https://api.nav.com
  tags:
  - Business Credit
  - Embedded Finance
  - Partner API
  - Account
  - SSO
  tags_raw:
  - Business Credit
  - Embedded Finance
  - Partner API
  - Accounts
  - SSO
  properties:
  - type: Documentation
    url: https://api-docs.nav.com/docs/guides/intro
  - type: APIReference
    url: https://api-docs.nav.com/docs/rest-api/partner-api
  - type: Authentication
    url: authentication/nav-authentication.yml
  - type: Conventions
    url: conventions/nav-conventions.yml
  - type: Idempotency
    url: conventions/nav-conventions.yml
  - type: DataModel
    url: data-model/nav-data-model.yml
  - type: ErrorCatalog
    url: errors/nav-problem-types.yml
  - type: RateLimits
    url: rate-limits/nav-rate-limits.yml
  - type: Sandbox
    url: sandbox/nav-sandbox.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/nav-domain-security.yml
- type: Website
  url: https://www.nav.com/
- type: DeveloperPortal
  url: https://api-docs.nav.com/
- type: Documentation
  url: https://api-docs.nav.com/docs/guides/intro
- type: APIReference
  url: https://api-docs.nav.com/docs/rest-api/partner-api
- type: GettingStarted
  url: https://api-docs.nav.com/docs/widgets/getting-started
- type: Support
  url: https://help.nav.com/en/
- type: Blog
  url: https://www.nav.com/blog/
- type: Pricing
  url: https://www.nav.com/nav-prime/
- type: SignUp
  url: https://app.nav.com/registration/
- type: Login
  url: https://app.nav.com/login/
- type: TermsOfService
  url: https://www.nav.com/terms/
- type: PrivacyPolicy
  url: https://www.nav.com/privacy/
- type: StatusPage
  url: https://status.nav.com/
- type: Deprecation
  url: lifecycle/nav-lifecycle.yml
- type: Lifecycle
  url: lifecycle/nav-lifecycle.yml
- type: Packages
  url: packages/nav-packages.yml
- type: SDKs
  url: packages/nav-packages.yml
- type: Components
  url: components/nav-components.yml
- type: Conformance
  url: conformance/nav-conformance.yml
- type: Plans
  url: plans/nav-plans-pricing.yml
- type: RateLimits
  url: rate-limits/nav-rate-limits.yml
- type: Sandbox
  url: sandbox/nav-sandbox.yml
- type: Conventions
  url: conventions/nav-conventions.yml
- type: Idempotency
  url: conventions/nav-conventions.yml
- type: Authentication
  url: authentication/nav-authentication.yml
- type: ErrorCatalog
  url: errors/nav-problem-types.yml
- type: ErrorCatalog
  url: errors/nav-error-codes.yml
- type: DataModel
  url: data-model/nav-data-model.yml
- type: MCPServer
  url: mcp/nav-mcp.yml
- type: LLMsTxt
  url: llms/nav-llms.txt
x-enrichment:
  date: '2026-08-26'
  status: enriched
  artifacts_added: 16
  pass: local-v1

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/nav"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/nav/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/nav/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.

Nav