Rupifi

Rupifi is an India-based B2B payments and embedded-credit fintech that lets marketplaces, distributors, and brands offer their SME and retailer buyers a line of credit and Buy Now, Pay Later (BNPL) at checkout, with flexible 15/30/45/60/90-day repayment terms. Its platform connects three parties — anchors (brands/platforms), merchants (borrowers/retailers), and lenders — through digital onboarding, real-time credit assessment, and embedded B2B checkout. Products include B2B Credit (line of credit) and B2B Checkout, integrated by partners via the Rupifi developer portal and BNPL API.

Rupifi is profiled on the APIs.io network. Tagged areas include Company, Fintech, BNPL, Embedded Finance, and B2B Payments.

Rupifi’s developer surface includes documentation, API reference, support, and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.9/100 minimal ▬ flat Agent 5/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

0 APIs

Company Fintech BNPL Embedded Finance B2B Payments Lending India

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 9.9/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 4.7 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.3 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 5/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/rupifi: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 2

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Login

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Webhooks

Webhooks

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: rupifi
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/rupifi.png
name: Rupifi
description: Rupifi is an India-based B2B payments and embedded-credit fintech that lets marketplaces, distributors, and brands
  offer their SME and retailer buyers a line of credit and Buy Now, Pay Later (BNPL) at checkout, with flexible 15/30/45/60/90-day
  repayment terms. Its platform connects three parties — anchors (brands/platforms), merchants (borrowers/retailers), and
  lenders — through digital onboarding, real-time credit assessment, and embedded B2B checkout. Products include B2B Credit
  (line of credit) and B2B Checkout, integrated by partners via the Rupifi developer portal and BNPL API.
url: https://raw.githubusercontent.com/api-evangelist/rupifi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- bessemer-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- BNPL
- Embedded Finance
- B2B Payments
- Lending
- India
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.rupifi.com/
- type: DeveloperPortal
  url: https://developers.rupifi.com/
- type: Documentation
  url: https://developers.rupifi.com/bnpl/api
- type: APIReference
  url: https://developers.rupifi.com/api
- type: Webhooks
  url: https://developers.rupifi.com/webhooks/Lead-Webhook
- type: Login
  url: https://app.rupifi.com/
- type: Support
  url: https://www.rupifi.com/contact
- type: TermsOfService
  url: https://www.rupifi.com/terms
- type: PrivacyPolicy
  url: https://www.rupifi.com/privacy
- type: DomainSecurity
  url: security/rupifi-domain-security.yml
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 1
  pass: local-v1

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