Credit Genie

aid: credit-genie
name: Credit Genie
description: 'Credit Genie is a consumer fintech operated by Creditly Corp. (Wilmington, Delaware, founded 2019) that runs
  a mobile-first money app for people living between paychecks. Its Cash Boost product advances $10-$150 with no interest
  and no hard credit check, funded against a linked bank account rather than a credit score, while Money Manager layers spending
  tracking, cash-flow prediction and subscription detection on top of that same bank connection. A Line of Credit product
  and AskGenie, an AI financial assistant, are in early access. Creditly Corp. is registered with the California DFPI under
  the CCFPL (registration 04-CCFPL-1956127-3514680) and has raised roughly $21M from Fortress Investment Group, Khosla Ventures,
  Sutter Hill Ventures, Tippet Venture Partners and Gabriel Investments. Credit Genie is a direct-to-consumer app company:
  it publishes no public API, developer portal, or machine-readable contract of any kind.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - rate-limits
  - security
  generated: '2026-09-02'
  method: derived
image: https://creditgenie.com/images/app-logo.png
url: https://raw.githubusercontent.com/api-evangelist/credit-genie/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-11'
modified: '2026-08-11'
tags:
- Company
- Financial-Services
- Fintech
- Consumer Finance
- Lending
- Cash Advance
- Personal Finance
- Mobile Application
tags_raw:
- Company
- Financial Services
- Fintech
- Consumer Finance
- Lending
- Cash Advance
- Personal Finance
- Mobile Application
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.creditgenie.com/
- type: SignUp
  url: https://app.creditgenie.com
- type: Support
  url: https://creditgenie.zendesk.com/hc/en-us/
- type: TermsOfService
  url: https://www.creditgenie.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.creditgenie.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/CreditGenie
- type: Security
  url: https://creditgenie.com/.well-known/security.txt
- type: SecurityTxt
  url: well-known/credit-genie-security.txt
- type: WellKnown
  url: well-known/credit-genie-well-known.yml
- type: VulnerabilityDisclosure
  url: security/credit-genie-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/credit-genie-domain-security.yml
- type: LLMsTxt
  url: llms/credit-genie-llms.txt
- type: SecondaryMarket
  name: Forge Global listing
  url: https://forgeglobal.com/credit-genie_stock/
x-enrichment:
  date: '2026-08-11'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: Credit Genie ships only the consumer Cash Boost / Money Manager mobile app — there is no developer subdomain at
    all (api., developer. and docs.creditgenie.com return NXDOMAIN), the marketing host 404s /openapi.json, /swagger.json,
    /api-docs and /llms.txt, the first-party GitHub org github.com/CreditGenie holds zero public repositories, and the only
    machine-readable document the company serves anywhere is its RFC 9116 security.txt.
  evidence:
  - url: https://api.creditgenie.com/openapi.json
    status: 0
  - url: https://www.creditgenie.com/openapi.json
    status: 404
  - url: https://www.creditgenie.com/llms.txt
    status: 404
  - url: https://creditgenie.com/.well-known/api-catalog
    status: 404
  - url: https://creditgenie.com/.well-known/security.txt
    status: 200
  checked: '2026-08-11'