Credit Genie

Credit Genie is a consumer fintech operated by Creditly Corp. (Wilmington, Delaware, founded 2019) that runs a mobile-first money app for people living between paychecks. Its Cash Boost product advances $10-$150 with no interest and no hard credit check, funded against a linked bank account rather than a credit score, while Money Manager layers spending tracking, cash-flow prediction and subscription detection on top of that same bank connection. A Line of Credit product and AskGenie, an AI financial assistant, are in early access. Creditly Corp. is registered with the California DFPI under the CCFPL (registration 04-CCFPL-1956127-3514680) and has raised roughly $21M from Fortress Investment Group, Khosla Ventures, Sutter Hill Ventures, Tippet Venture Partners and Gabriel Investments. Credit Genie is a direct-to-consumer app company: it publishes no public API, developer portal, or machine-readable contract of any kind.

Credit Genie is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Fintech, Consumer Finance, and Lending.

Credit Genie’s developer surface includes signup flow, support, and 11 more developer resources.

🌐 Visit website 📡 Source on GitHub
15.5/100 emerging ▬ flat Agent 6/100 human only Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
0 APIs
CompanyFinancial ServicesFintechConsumer FinanceLendingCash AdvancePersonal FinanceMobile Application

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 15.5/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.9 / 20
Commercial Clarity 6.8 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 5.7 / 10
Agent readiness — 6/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 3 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/credit-genie: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Pricing Plans 1

Published pricing tiers and plan structures.

Credit Genie Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Credit Genie Rate Limits

0 limits

RATE LIMITS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Credit Genie Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Credit Genie Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp
SignUp

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown
WellKnown
 LLMsTxt
LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 4

Authentication, authorization, and security posture

Security
Security
 SecurityTxt
SecurityTxt
 VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 1

The organization behind the API

Website
Website

Other 1

Properties that don't map to a standard resource type

SecondaryMarket
SecondaryMarket

Source (apis.yml)

apis.yml Raw ↑ 
aid: credit-genie
name: Credit Genie
description: 'Credit Genie is a consumer fintech operated by Creditly Corp. (Wilmington, Delaware, founded 2019) that runs
  a mobile-first money app for people living between paychecks. Its Cash Boost product advances $10-$150 with no interest
  and no hard credit check, funded against a linked bank account rather than a credit score, while Money Manager layers spending
  tracking, cash-flow prediction and subscription detection on top of that same bank connection. A Line of Credit product
  and AskGenie, an AI financial assistant, are in early access. Creditly Corp. is registered with the California DFPI under
  the CCFPL (registration 04-CCFPL-1956127-3514680) and has raised roughly $21M from Fortress Investment Group, Khosla Ventures,
  Sutter Hill Ventures, Tippet Venture Partners and Gabriel Investments. Credit Genie is a direct-to-consumer app company:
  it publishes no public API, developer portal, or machine-readable contract of any kind.'
image: https://creditgenie.com/images/app-logo.png
url: https://raw.githubusercontent.com/api-evangelist/credit-genie/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-11'
modified: '2026-08-11'
tags:
- Company
- Financial Services
- Fintech
- Consumer Finance
- Lending
- Cash Advance
- Personal Finance
- Mobile Application
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.creditgenie.com/
- type: SignUp
  url: https://app.creditgenie.com
- type: Support
  url: https://creditgenie.zendesk.com/hc/en-us/
- type: TermsOfService
  url: https://www.creditgenie.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.creditgenie.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/CreditGenie
- type: Security
  url: https://creditgenie.com/.well-known/security.txt
- type: SecurityTxt
  url: well-known/credit-genie-security.txt
- type: WellKnown
  url: well-known/credit-genie-well-known.yml
- type: VulnerabilityDisclosure
  url: security/credit-genie-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/credit-genie-domain-security.yml
- type: LLMsTxt
  url: llms/credit-genie-llms.txt
- type: SecondaryMarket
  name: Forge Global listing
  url: https://forgeglobal.com/credit-genie_stock/
x-enrichment:
  date: '2026-08-11'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: Credit Genie ships only the consumer Cash Boost / Money Manager mobile app — there is no developer subdomain at
    all (api., developer. and docs.creditgenie.com return NXDOMAIN), the marketing host 404s /openapi.json, /swagger.json,
    /api-docs and /llms.txt, the first-party GitHub org github.com/CreditGenie holds zero public repositories, and the only
    machine-readable document the company serves anywhere is its RFC 9116 security.txt.
  evidence:
  - url: https://api.creditgenie.com/openapi.json
    status: 0
  - url: https://www.creditgenie.com/openapi.json
    status: 404
  - url: https://www.creditgenie.com/llms.txt
    status: 404
  - url: https://creditgenie.com/.well-known/api-catalog
    status: 404
  - url: https://creditgenie.com/.well-known/security.txt
    status: 200
  checked: '2026-08-11'