Roam

Roam (withroam.com) is a nationwide assumable-mortgage marketplace that helps homebuyers and sellers transact on homes carrying low-rate, legally assumable FHA and VA loans. A qualified buyer can take over a seller's existing mortgage, inheriting the original interest rate, remaining balance, and terms, which in a 6%+ market against sellers' 2-3% loans can save buyers hundreds of thousands in interest. Roam manages the end-to-end assumption process from buyer qualification and lender coordination through paperwork and a 45-day close, and offers proprietary secondary financing so buyers can put as little as 5% down. It is a proptech company backed by Fifth Wall and IVP. Roam publishes no public developer API; this profile captures its public web, security, and llms.txt surface.

Roam is profiled on the APIs.io network. Tagged areas include Company, Proptech, Real Estate, Mortgage, and Assumable Mortgage.

Roam’s developer surface includes engineering blog, support, FAQ, getting-started guide, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
15.8/100 emerging ▬ flat Agent 7/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyProptechReal EstateMortgageAssumable MortgageFHAVA LoanFintechMarketplaceHome Buying

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 15.8/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 3.5 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/roam: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Roam Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Roam Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted
GettingStarted

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt
LLMsTxt
 WellKnown
WellKnown

Access & Security 4

Authentication, authorization, and security posture

SecurityTxt
SecurityTxt
 DomainSecurity
DomainSecurity
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security

Operate 2

Status, limits, changes, and where to get help

Support
Support
 FAQ
FAQ

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: roam
name: Roam
description: Roam (withroam.com) is a nationwide assumable-mortgage marketplace that helps homebuyers and sellers transact
  on homes carrying low-rate, legally assumable FHA and VA loans. A qualified buyer can take over a seller's existing mortgage,
  inheriting the original interest rate, remaining balance, and terms, which in a 6%+ market against sellers' 2-3% loans can
  save buyers hundreds of thousands in interest. Roam manages the end-to-end assumption process from buyer qualification and
  lender coordination through paperwork and a 45-day close, and offers proprietary secondary financing so buyers can put as
  little as 5% down. It is a proptech company backed by Fifth Wall and IVP. Roam publishes no public developer API; this profile
  captures its public web, security, and llms.txt surface.
url: https://raw.githubusercontent.com/api-evangelist/roam/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- fifth-wall
- ivp
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
image: https://www.withroam.com/favicon.ico
tags:
- Company
- Proptech
- Real Estate
- Mortgage
- Assumable Mortgage
- FHA
- VA Loan
- Fintech
- Marketplace
- Home Buying
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.withroam.com/
- type: Blog
  url: https://www.withroam.com/blog
- type: Support
  url: https://www.withroam.com/contact
- type: FAQ
  url: https://www.withroam.com/faq
- type: GettingStarted
  url: https://www.withroam.com/how-it-works
- type: TermsOfService
  url: https://www.withroam.com/terms
- type: PrivacyPolicy
  url: https://www.withroam.com/privacy
- type: LLMsTxt
  url: llms/roam-llms.txt
- type: WellKnown
  url: well-known/roam-well-known.yml
- type: SecurityTxt
  url: well-known/roam-security.txt
- type: DomainSecurity
  url: security/roam-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/roam-vulnerability-disclosure.yml
- type: Security
  url: https://www.withroam.com/.well-known/security.txt
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 5
  pass: local-v1