Roam

Roam (withroam.com) is a nationwide assumable-mortgage marketplace that helps homebuyers and sellers transact on homes carrying low-rate, legally assumable FHA and VA loans. A qualified buyer can take over a seller's existing mortgage, inheriting the original interest rate, remaining balance, and terms, which in a 6%+ market against sellers' 2-3% loans can save buyers hundreds of thousands in interest. Roam manages the end-to-end assumption process from buyer qualification and lender coordination through paperwork and a 45-day close, and offers proprietary secondary financing so buyers can put as little as 5% down. It is a proptech company backed by Fifth Wall and IVP. Roam publishes no public developer API; this profile captures its public web, security, and llms.txt surface.

Roam is profiled on the APIs.io network. Tagged areas include Company, PropTech, Real-Estate, Mortgage, and Assumable Mortgage.

Roam’s developer surface includes engineering blog, support, FAQ, getting-started guide, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

6.7/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company PropTech Real-Estate MortgageAssumable MortgageFHAVA LoanFintech Marketplace Home Buying

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 6.7/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 1.0 / 20

Access Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.7 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

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Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Roam Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Roam Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

GettingStarted

GettingStarted

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Access & Security 4

Authentication, authorization, and security posture

SecurityTxt

SecurityTxt

DomainSecurity

DomainSecurity

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

Operate 2

Status, limits, changes, and where to get help

Support

Support

FAQ

FAQ

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: roam
name: Roam
description: Roam (withroam.com) is a nationwide assumable-mortgage marketplace that helps homebuyers and sellers transact
  on homes carrying low-rate, legally assumable FHA and VA loans. A qualified buyer can take over a seller's existing mortgage,
  inheriting the original interest rate, remaining balance, and terms, which in a 6%+ market against sellers' 2-3% loans can
  save buyers hundreds of thousands in interest. Roam manages the end-to-end assumption process from buyer qualification and
  lender coordination through paperwork and a 45-day close, and offers proprietary secondary financing so buyers can put as
  little as 5% down. It is a proptech company backed by Fifth Wall and IVP. Roam publishes no public developer API; this profile
  captures its public web, security, and llms.txt surface.
url: https://raw.githubusercontent.com/api-evangelist/roam/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- fifth-wall
- ivp
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
image: https://www.withroam.com/favicon.ico
tags:
- Company
- PropTech
- Real-Estate
- Mortgage
- Assumable Mortgage
- FHA
- VA Loan
- Fintech
- Marketplace
- Home Buying
tags_raw:
- Company
- Proptech
- Real Estate
- Mortgage
- Assumable Mortgage
- FHA
- VA Loan
- Fintech
- Marketplace
- Home Buying
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.withroam.com/
- type: Blog
  url: https://www.withroam.com/blog
- type: Support
  url: https://www.withroam.com/contact
- type: FAQ
  url: https://www.withroam.com/faq
- type: GettingStarted
  url: https://www.withroam.com/how-it-works
- type: TermsOfService
  url: https://www.withroam.com/terms
- type: PrivacyPolicy
  url: https://www.withroam.com/privacy
- type: LLMsTxt
  url: llms/roam-llms.txt
- type: WellKnown
  url: well-known/roam-well-known.yml
- type: SecurityTxt
  url: well-known/roam-security.txt
- type: DomainSecurity
  url: security/roam-domain-security.yml
- type: VulnerabilityDisclosure
  url: security/roam-vulnerability-disclosure.yml
- type: Security
  url: https://www.withroam.com/.well-known/security.txt
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 5
  pass: local-v1

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