Tienda Pago

Tienda Pago is a fintech lender providing working capital and short-term inventory financing to small retailers - bodegas, convenience stores, bars and restaurants - across Mexico and Peru. Operating as a non-regulated financial entity (SOFOM E.N.R.), it offers three core products: LanaYa instant cash deposits, buy-now-pay-later 7-day terms for buying inventory from distributors, and no-upfront-cash mobile phone top-up (recargas). The platform reports serving over 80,000 businesses and more than 18 million families through mobile apps and a web onboarding portal. It is backed by QED Investors. No public API, developer portal, or SDK surface has been identified.

Tienda Pago is profiled on the APIs.io network. Tagged areas include Company, Lending, Fintech, Payments, and Working Capital.

Tienda Pago’s developer surface includes signup flow and 4 more developer resources.

🌐 Visit website 📡 Source on GitHub

16.1/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyLendingFintechPaymentsWorking CapitalBuy Now Pay LaterMexicoPeruSmall Business

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 16.1/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Commercial Clarity 6.8 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/tienda-pago: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: tienda-pago
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/tienda-pago.png
name: Tienda Pago
description: 'Tienda Pago is a fintech lender providing working capital and short-term inventory financing to small retailers
  - bodegas, convenience stores, bars and restaurants - across Mexico and Peru. Operating as a non-regulated financial entity
  (SOFOM E.N.R.), it offers three core products: LanaYa instant cash deposits, buy-now-pay-later 7-day terms for buying inventory
  from distributors, and no-upfront-cash mobile phone top-up (recargas). The platform reports serving over 80,000 businesses
  and more than 18 million families through mobile apps and a web onboarding portal. It is backed by QED Investors. No public
  API, developer portal, or SDK surface has been identified.'
url: https://raw.githubusercontent.com/api-evangelist/tienda-pago/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Lending
- Fintech
- Payments
- Working Capital
- Buy Now Pay Later
- Mexico
- Peru
- Small Business
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/tienda-pago-domain-security.yml
- type: Website
  url: https://tiendapago.com
- type: SignUp
  url: https://onboarding.tiendapago.net/es-MX/auth
- type: PrivacyPolicy
  url: https://tiendapago.com/es-MX/privacy
- type: TermsOfService
  url: https://tiendapago.com/es-MX/contract
x-enrichment:
  date: '2026-07-21'
  status: minimal
  artifacts_added: 1
  pass: local-v1