Canadian Tire Bank

Canadian Tire Bank (operating as Canadian Tire Financial Services) is a federally regulated Schedule I bank, wholly owned by Canadian Tire Corporation, Limited and federally chartered in 2003. Headquartered in Oakville, Ontario with operations in St. Catharines and Welland, the bank is the financial-services arm of one of Canada's best-known retailers. It issues the Triangle Mastercard, Triangle World Mastercard, Triangle World Elite Mastercard, Gas Advantage and Cash Advantage Mastercards, and offers high-interest savings accounts and GICs, all tied to the Triangle Rewards loyalty program. On open finance, the bank exposes no first-party public developer API or banking API portal. Canada's Consumer-Driven Banking framework (Budget 2024 / Fall Economic Statement 2024, overseen by the FCAC) is legislated but not yet operational, so consumer data access today is voluntary and aggregator-based — Canadian Tire Bank card and account data is reached through aggregators such as Finicity (by Mastercard), Flinks and Plaid rather than a first-party API. The cantire.com developer portal is run by the retail parent Canadian Tire Corporation, not the bank, is gated behind sign-in, and its TLS certificate expired in February 2026.

Canadian Tire Bank is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Schedule I Bank, and Credit Cards.

Canadian Tire Bank’s developer surface includes authentication and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub

19.5/100 emerging ▬ flat Agent 14/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesBankingCanadaSchedule I BankCredit CardsMastercardConsumer-Driven BankingData Aggregation

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 19.5/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 2.2 / 20

Commercial Clarity 2.1 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 14/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

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Scopes 1

OAuth scopes governing access to this provider's APIs.

Canadian Tire Bank Scopes

4 scopes · authorizationCode

4 scopes

SCOPES

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Commercial 1

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

Company 3

The organization behind the API

Website

Website

About

About

LinkedIn

Source (apis.yml)

aid: canadian-tire-bank
url: https://raw.githubusercontent.com/api-evangelist/canadian-tire-bank/refs/heads/main/apis.yml
name: Canadian Tire Bank
kind: company
description: Canadian Tire Bank (operating as Canadian Tire Financial Services) is a federally regulated Schedule I bank,
  wholly owned by Canadian Tire Corporation, Limited and federally chartered in 2003. Headquartered in Oakville, Ontario with
  operations in St. Catharines and Welland, the bank is the financial-services arm of one of Canada's best-known retailers.
  It issues the Triangle Mastercard, Triangle World Mastercard, Triangle World Elite Mastercard, Gas Advantage and Cash Advantage
  Mastercards, and offers high-interest savings accounts and GICs, all tied to the Triangle Rewards loyalty program. On open
  finance, the bank exposes no first-party public developer API or banking API portal. Canada's Consumer-Driven Banking framework
  (Budget 2024 / Fall Economic Statement 2024, overseen by the FCAC) is legislated but not yet operational, so consumer data
  access today is voluntary and aggregator-based — Canadian Tire Bank card and account data is reached through aggregators
  such as Finicity (by Mastercard), Flinks and Plaid rather than a first-party API. The cantire.com developer portal is run
  by the retail parent Canadian Tire Corporation, not the bank, is gated behind sign-in, and its TLS certificate expired in
  February 2026.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Schedule I Bank
- Credit Cards
- Mastercard
- Consumer-Driven Banking
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/canadian-tire-bank-domain-security.yml
- type: WellKnown
  url: well-known/canadian-tire-bank-well-known.yml
- type: Authentication
  url: authentication/canadian-tire-bank-authentication.yml
- type: OAuthScopes
  url: scopes/canadian-tire-bank-scopes.yml
- type: Conformance
  url: conformance/canadian-tire-bank-conformance.yml
- type: LLMsTxt
  url: llms/canadian-tire-bank-llms.txt
- type: Website
  url: https://www.ctfs.com
- type: About
  url: https://www.ctfs.com/content/ctfs/en/about-us.html
- type: TermsOfService
  url: https://www.ctfs.com/content/ctfs3/en/legal.html
- type: LinkedIn
  url: https://ca.linkedin.com/company/canadian-tire-bank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com