SeedFi

SeedFi was a U.S. consumer fintech that offered credit-building loans and savings products (its "Credit Builder Prime" and "Borrow & Grow" plans) aimed at helping financially underserved borrowers build credit history and cash savings simultaneously. Backed by a16z and other investors, SeedFi was acquired by Cross River Bank in 2022, and its consumer offerings were subsequently folded into Credit Karma (Intuit). The seedfi.com domain now 302-redirects to a Credit Karma support article; SeedFi operates no independent developer portal, public API, documentation, or OpenAPI surface. This profile is retained as a network company record with no API to enrich.

SeedFi is profiled on the APIs.io network. Tagged areas include Company, Fintech, Financial-Services, Lending, and Credit Building.

📡 Source on GitHub

5.0/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Fintech Financial-Services Lending Credit Building Consumer Finance Savings Acquired

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 5.0/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Access Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

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Resources

Other 1

Properties that don't map to a standard resource type

ParentCompany

ParentCompany

Source (apis.yml)

aid: seedfi
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/seedfi.png
name: SeedFi
description: SeedFi was a U.S. consumer fintech that offered credit-building loans and savings products (its "Credit Builder
  Prime" and "Borrow & Grow" plans) aimed at helping financially underserved borrowers build credit history and cash savings
  simultaneously. Backed by a16z and other investors, SeedFi was acquired by Cross River Bank in 2022, and its consumer offerings
  were subsequently folded into Credit Karma (Intuit). The seedfi.com domain now 302-redirects to a Credit Karma support article;
  SeedFi operates no independent developer portal, public API, documentation, or OpenAPI surface. This profile is retained
  as a network company record with no API to enrich.
url: https://raw.githubusercontent.com/api-evangelist/seedfi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- a16z
x-tier: stub
x-tier-reason: portfolio-lead
x-status: acquired
x-status-note: Acquired by Cross River Bank (2022); consumer products folded into Credit Karma (Intuit). seedfi.com redirects
  to support.creditkarma.com. No API surface.
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Financial-Services
- Lending
- Credit Building
- Consumer Finance
- Savings
- Acquired
tags_raw:
- Company
- Fintech
- Financial Services
- Lending
- Credit Building
- Consumer Finance
- Savings
- Acquired
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-21'
  status: nochange
  artifacts_added: 0
  pass: local-v1
common:
- type: ParentCompany
  url: https://apis.io/providers/cross-river-bank/
  name: Cross River Bank
  x-relationship: acquired
  x-evidence: Backed by a16z and other investors, SeedFi was acquired by Cross River Bank in 2022, and its consumer offerings
    were subsequently folded into Credit Karma (Intuit).

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