Cholamandalam website screenshot

Cholamandalam

Cholamandalam Investment and Finance Company (Chola) is an Indian non-banking financial company (NBFC) headquartered in Chennai and part of the Murugappa Group (CIN L65993TN1978PLC007576). It provides lending across vehicle finance (commercial vehicles, cars, two-wheelers, three-wheelers, tractors and construction equipment), home loans and loan against property, SME/MSME and business loans, supply chain finance, gold loans, and consumer and personal loans through a branch network across India. No public developer portal, API documentation, or SDKs were found during enrichment; the company operates consumer/branch and mobile-app (Chola One) channels rather than a published developer program. Group affiliates include Chola Securities and the Gaadi Bazaar vehicle marketplace.

Cholamandalam is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Lending, Vehicle Finance, and Home Loans.

Cholamandalam’s developer surface includes engineering blog, support, and 3 more developer resources.

8.5/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0
0 APIs
CompanyFinancial-ServicesLendingVehicle FinanceHome LoansNBFCIndiaFintech

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0
Composite quality — 8.5/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 1.4 / 20
Access Clarity 2.1 / 20
Operational Transparency 0.0 / 13
Contract Governance 0.0 / 12
Discoverability 5.0 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cholamandalam: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cholamandalam Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 1

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: cholamandalam
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cholamandalam.png
name: Cholamandalam
description: Cholamandalam Investment and Finance Company (Chola) is an Indian non-banking financial company (NBFC) headquartered
  in Chennai and part of the Murugappa Group (CIN L65993TN1978PLC007576). It provides lending across vehicle finance (commercial
  vehicles, cars, two-wheelers, three-wheelers, tractors and construction equipment), home loans and loan against property,
  SME/MSME and business loans, supply chain finance, gold loans, and consumer and personal loans through a branch network
  across India. No public developer portal, API documentation, or SDKs were found during enrichment; the company operates
  consumer/branch and mobile-app (Chola One) channels rather than a published developer program. Group affiliates include
  Chola Securities and the Gaadi Bazaar vehicle marketplace.
url: https://raw.githubusercontent.com/api-evangelist/cholamandalam/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- norwest-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Financial-Services
- Lending
- Vehicle Finance
- Home Loans
- NBFC
- India
- Fintech
tags_raw:
- Company
- Financial Services
- Lending
- Vehicle Finance
- Home Loans
- NBFC
- India
- Fintech
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/cholamandalam-domain-security.yml
- type: Website
  url: https://cholamandalam.com
- type: Blog
  url: https://www.cholamandalam.com/blog
- type: PrivacyPolicy
  url: https://www.cholamandalam.com/privacy-policy
- type: Support
  url: https://www.cholamandalam.com/contact-us
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This provider
curl "https://apis.io/api/v1/providers/cholamandalam"
All providers
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose
curl "https://apis.io/api/v1/providers/cholamandalam/operations?limit=25"
How their score was established
curl "https://apis.io/api/v1/providers/cholamandalam/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

A second provider on the same verified email joins the account you already have.