Brace

Brace (Brace Software, Inc., brace.ai) was a Culver City, California fintech founded in 2017 by Eric Rachmel and Amr Mohamed that rebuilt mortgage default servicing as software. Its Default Management Platform covered the end-to-end loss-mitigation lifecycle for servicers, lenders and investors — a homeowner engagement portal, a centralized responsive application, a rules and underwriting engine, document classification and data extraction, and event-driven communications and reporting — replacing the paper-based, inconsistent default workflows used by top U.S. mortgage servicers. The company raised a reported ~$30M and was acquired by Boston-based mortgage technology firm Stavvy, announced 1 August 2023, folding Brace's loss-mitigation platform into Stavvy's eClosing, digital notarization and foreclosure suite. Brace does not survive as an independent surface: brace.ai now 301-redirects every path to stavvy.com/mortgage-servicing-solution, and no docs., developer., api. or app. subdomain resolves in DNS. No public API, developer portal, machine-readable specification or SDK was ever published under the Brace brand — the Wayback CDX index for brace.ai carries no developer or API path — so this profile records identity and exit rather than an API surface.

Brace is profiled on the APIs.io network. Tagged areas include Company, Mortgage, Mortgage Servicing, Loss Mitigation, and Default Servicing.

🌐 Visit website 📡 Source on GitHub

4.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0

0 APIs

CompanyMortgageMortgage ServicingLoss MitigationDefault ServicingFinancial ServicesFintechReal EstateWorkflow AutomationAcquired

Kin Score

Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0

Composite quality — 4.6/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Commercial Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 4.6 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/brace: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Lifecycle

Lifecycle

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

PressRelease

PressRelease

Company 2

The organization behind the API

Website

Website

LinkedIn

Other 1

Properties that don't map to a standard resource type

SecondaryMarket

SecondaryMarket

Source (apis.yml)

aid: brace
name: Brace
description: 'Brace (Brace Software, Inc., brace.ai) was a Culver City, California fintech founded in 2017 by Eric Rachmel
  and Amr Mohamed that rebuilt mortgage default servicing as software. Its Default Management Platform covered the end-to-end
  loss-mitigation lifecycle for servicers, lenders and investors — a homeowner engagement portal, a centralized responsive
  application, a rules and underwriting engine, document classification and data extraction, and event-driven communications
  and reporting — replacing the paper-based, inconsistent default workflows used by top U.S. mortgage servicers. The company
  raised a reported ~$30M and was acquired by Boston-based mortgage technology firm Stavvy, announced 1 August 2023, folding
  Brace''s loss-mitigation platform into Stavvy''s eClosing, digital notarization and foreclosure suite. Brace does not survive
  as an independent surface: brace.ai now 301-redirects every path to stavvy.com/mortgage-servicing-solution, and no docs.,
  developer., api. or app. subdomain resolves in DNS. No public API, developer portal, machine-readable specification or SDK
  was ever published under the Brace brand — the Wayback CDX index for brace.ai carries no developer or API path — so this
  profile records identity and exit rather than an API surface.'
url: https://raw.githubusercontent.com/api-evangelist/brace/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: stub
x-tier-reason: harvest
x-status: defunct
x-acquired-by: Stavvy (announced 2023-08-01)
x-founded: '2017'
x-headquarters: Culver City, California, United States
specificationVersion: '0.20'
created: '2026-08-08'
modified: '2026-08-08'
tags:
- Company
- Mortgage
- Mortgage Servicing
- Loss Mitigation
- Default Servicing
- Financial Services
- Fintech
- Real Estate
- Workflow Automation
- Acquired
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/brace-domain-security.yml
- type: Website
  url: https://brace.ai/
- type: LinkedIn
  url: https://www.linkedin.com/company/brace-ai
- type: SecondaryMarket
  url: https://forgeglobal.com/brace_stock/
- type: PressRelease
  name: Fintech Powerhouses, Stavvy and Brace, Join Forces to Lead Servicing Innovation
  url: https://press.stavvy.com/stavvy-acquires-brace
- type: Lifecycle
  url: lifecycle/brace-lifecycle.yml
x-enrichment:
  date: '2026-08-08'
  status: minimal
  artifacts_added: 2
  pass: local-v1
x-coverage:
  state: none
  reason: defunct
  detail: Brace was acquired by Stavvy (announced 1 August 2023) and fully absorbed — brace.ai now 301-redirects every path,
    including /robots.txt, to stavvy.com/mortgage-servicing-solution, and docs., developer., api. and app.brace.ai have all
    been removed from DNS, so there is no Brace-branded surface left to read.
  evidence:
  - url: https://brace.ai/
    status: 301
  - url: https://brace.ai/openapi.json
    status: 404
  - url: https://brace.ai/llms.txt
    status: 404
  - url: https://docs.brace.ai/
    status: 0
  - url: https://api.brace.ai/
    status: 0
  - url: https://press.stavvy.com/stavvy-acquires-brace
    status: 200
  checked: '2026-08-08'