Paytient

Paytient operates a healthcare payments platform built around the Health Payment Account (HPA) — an interest-free, no-credit-check payment card that lets members pay for medical, dental, vision, pharmacy, and veterinary care and then repay on a self-selected schedule. It is distributed through employers, health plans, insurers, brokers, and providers to reduce out-of-pocket cost friction, and provides employer dashboards for tracking healthcare spend. Paytient is SOC 2 Type II audited and holds NMLS licensure (ID 2040265). The company was surfaced as a portfolio company of Felicis and added to the API Evangelist network; as of this pass it publishes no public developer API, SDKs, OpenAPI, or documentation surface — only a member/employer application and marketing site.

Paytient is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Healthcare, Payments, and Fintech.

Paytient’s developer surface includes pricing, engineering blog, and 9 more developer resources.

🌐 Visit website 📡 Source on GitHub
25.7/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFinancial ServicesHealthcarePaymentsFintechHealth BenefitsLending

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 25.7/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/paytient: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Paytient Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Paytient Vulnerability Disclosure

contact published

SECURITY

Paytient Trust Center

SOC 2

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

Login
Login

Access & Security 5

Authentication, authorization, and security posture

Security
Security
 Compliance
Compliance
 TrustCenter
TrustCenter
 VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: paytient
name: Paytient
description: Paytient operates a healthcare payments platform built around the Health Payment Account (HPA) — an interest-free,
  no-credit-check payment card that lets members pay for medical, dental, vision, pharmacy, and veterinary care and then repay
  on a self-selected schedule. It is distributed through employers, health plans, insurers, brokers, and providers to reduce
  out-of-pocket cost friction, and provides employer dashboards for tracking healthcare spend. Paytient is SOC 2 Type II audited
  and holds NMLS licensure (ID 2040265). The company was surfaced as a portfolio company of Felicis and added to the API Evangelist
  network; as of this pass it publishes no public developer API, SDKs, OpenAPI, or documentation surface — only a member/employer
  application and marketing site.
url: https://raw.githubusercontent.com/api-evangelist/paytient/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- felicis
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
image: https://cdn.prod.website-files.com/631eddfd322acf4bde169f3f/69cd3cd08d2fab3a5a631e51_Paytient_Webclip_Webflow_256x256_Light.png
tags:
- Company
- Financial Services
- Healthcare
- Payments
- Fintech
- Health Benefits
- Lending
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://paytient.com
- type: Pricing
  url: https://www.paytient.com/pricing
- type: Blog
  url: https://www.paytient.com/blog
- type: PrivacyPolicy
  url: https://www.paytient.com/privacy
- type: TermsOfService
  url: https://www.paytient.com/terms
- type: Login
  url: https://my.paytient.com/login
- type: Security
  url: https://www.paytient.com/security
- type: Compliance
  url: https://www.paytient.com/security
- type: TrustCenter
  url: security/paytient-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/paytient-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/paytient-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 3
  pass: local-v1