Jenfi website screenshot

Jenfi

Jenfi is a Singapore-headquartered SME credit platform for digitally-enabled businesses in Southeast Asia, operating principally in Singapore and Vietnam. Founded in 2019 by Jeffrey Liu and Justin Louie and backed by Y Combinator, Monk's Hill Ventures and Headline, it started with revenue-based financing — non-dilutive growth capital repaid as a percentage of monthly revenue rather than on a fixed schedule — and has since broadened into growth financing, working capital and supply-chain financing, alongside a B2B buy-now-pay-later product marketed as PaidFi ("b2b BNPL by Jenfi"). In May 2026 the company reported passing US$100 million in cumulative originations across more than 2,400 financings, from over 30,000 evaluated enquiries. Jenfi publishes no public developer portal, API reference, or machine-readable contract: its only integration surface is a login-gated partner console at partners.jenfi.com and a contact-sales "Embedded Financing" offer on its partner page.

Jenfi is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Fintech, Lending, and SME Finance.

Jenfi’s developer surface includes engineering blog, signup flow, and 16 more developer resources.

8.0/100 minimal ▬ flat Agent 5/100 agent aware saas Full breakdown ↓
scored 2026-09-14 · rubric v0.22.0
0 APIs
CompanyFinancial-ServicesFintechLendingSME FinanceRevenue-Based FinancingWorking CapitalSupply Chain FinanceBuy Now Pay LaterEmbedded FinanceSoutheast AsiaSingaporeVietnam

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-14 · rubric v0.22.0
Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/jenfi: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Pricing Plans 1

Published pricing tiers and plan structures.

Jenfi Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Jenfi Rate Limits

0 limits

RATE LIMITS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Jenfi Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 8

The organization behind the API

Scroll for all 8

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: jenfi
name: Jenfi
description: 'Jenfi is a Singapore-headquartered SME credit platform for digitally-enabled businesses in Southeast Asia, operating
  principally in Singapore and Vietnam. Founded in 2019 by Jeffrey Liu and Justin Louie and backed by Y Combinator, Monk''s
  Hill Ventures and Headline, it started with revenue-based financing — non-dilutive growth capital repaid as a percentage
  of monthly revenue rather than on a fixed schedule — and has since broadened into growth financing, working capital and
  supply-chain financing, alongside a B2B buy-now-pay-later product marketed as PaidFi ("b2b BNPL by Jenfi"). In May 2026
  the company reported passing US$100 million in cumulative originations across more than 2,400 financings, from over 30,000
  evaluated enquiries. Jenfi publishes no public developer portal, API reference, or machine-readable contract: its only integration
  surface is a login-gated partner console at partners.jenfi.com and a contact-sales "Embedded Financing" offer on its partner
  page.'
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - rate-limits
  - security
  generated: '2026-09-02'
  method: derived
image: https://avatars.githubusercontent.com/u/50892604?s=200&v=4
url: https://raw.githubusercontent.com/api-evangelist/jenfi/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: no-public-api
x-tier-reason: Full enrichment pass 2026-08-23 found no developer portal, no OpenAPI/GraphQL/AsyncAPI/MCP surface, and no
  first-party SDK in any public registry. See x-coverage.
specificationVersion: '0.20'
created: '2026-08-23'
modified: '2026-08-23'
tags:
- Company
- Financial-Services
- Fintech
- Lending
- SME Finance
- Revenue-Based Financing
- Working Capital
- Supply Chain Finance
- Buy Now Pay Later
- Embedded Finance
- Southeast Asia
- Singapore
- Vietnam
tags_raw:
- Company
- Financial Services
- Fintech
- Lending
- SME Finance
- Revenue-Based Financing
- Working Capital
- Supply Chain Finance
- Buy Now Pay Later
- Embedded Finance
- Southeast Asia
- Singapore
- Vietnam
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/jenfi-domain-security.yml
- type: Website
  url: https://jenfi.com/
- type: About
  url: https://jenfi.com/about-us/
- type: Blog
  url: https://jenfi.com/blog/
- type: BlogRSS
  url: https://jenfi.com/feed/
- type: Partners
  url: https://jenfi.com/partner-with-jenfi/
- type: SignUp
  url: https://partners.jenfi.com/accounts/signup/
- type: Login
  url: https://partners.jenfi.com/accounts/login/
- type: TermsOfService
  url: https://jenfi.com/terms/
- type: PrivacyPolicy
  url: https://jenfi.com/privacy/
- type: GitHubOrganization
  url: https://github.com/jenfi-eng
- type: LinkedIn
  url: https://www.linkedin.com/company/jenfi/
- type: X
  url: https://x.com/jenficapital
- type: Instagram
  url: https://www.instagram.com/jenficapital/
- type: Crunchbase
  url: https://www.crunchbase.com/organization/jenfi
- type: LLMsTxt
  url: llms/jenfi-llms.txt
- type: Plans
  url: plans/jenfi-plans-pricing.yml
- type: RateLimits
  url: rate-limits/jenfi-rate-limits.yml
x-enrichment:
  date: '2026-08-23'
  status: minimal
  artifacts_added: 6
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: 'Jenfi markets "Embedded Financing — integrating our financing solutions" on https://jenfi.com/partner-with-jenfi/
    but publishes no developer portal, reference or spec behind it: the page ends at "Speak with us to find out more" and
    a contact form, and the only integration surface, the b2b BNPL partner console, 302s to partners.jenfi.com/accounts/login/
    and returns a real 404 on every spec, /.well-known/ and GraphQL/MCP path probed.'
  evidence:
  - url: https://jenfi.com/partner-with-jenfi/
    status: 202
  - url: https://partners.jenfi.com/
    status: 200
  - url: https://partners.jenfi.com/openapi.json
    status: 404
  - url: https://partners.jenfi.com/graphql
    status: 404
  - url: https://partners.jenfi.com/.well-known/agent-card.json
    status: 404
  - url: https://api.paidfi.com/openapi.json
    status: 404
  - url: https://app.jenfi.com/accounts/sign_in
    status: 0
  checked: '2026-08-23'

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