Jenfi

Jenfi is a Singapore-headquartered SME credit platform for digitally-enabled businesses in Southeast Asia, operating principally in Singapore and Vietnam. Founded in 2019 by Jeffrey Liu and Justin Louie and backed by Y Combinator, Monk's Hill Ventures and Headline, it started with revenue-based financing — non-dilutive growth capital repaid as a percentage of monthly revenue rather than on a fixed schedule — and has since broadened into growth financing, working capital and supply-chain financing, alongside a B2B buy-now-pay-later product marketed as PaidFi ("b2b BNPL by Jenfi"). In May 2026 the company reported passing US$100 million in cumulative originations across more than 2,400 financings, from over 30,000 evaluated enquiries. Jenfi publishes no public developer portal, API reference, or machine-readable contract: its only integration surface is a login-gated partner console at partners.jenfi.com and a contact-sales "Embedded Financing" offer on its partner page.

Jenfi is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Fintech, Lending, and SME Finance.

Jenfi’s developer surface includes engineering blog, signup flow, and 16 more developer resources.

14.1/100 emerging ▬ flat Agent 5/100 agent aware Full breakdown ↓
scored 2026-08-25 · rubric v0.14.0
0 APIs
CompanyFinancial ServicesFintechLendingSME FinanceRevenue-Based FinancingWorking CapitalSupply Chain FinanceBuy Now Pay LaterEmbedded FinanceSoutheast AsiaSingaporeVietnam

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-25 · rubric v0.14.0
Composite quality — 14.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 0.5 / 20
Access Clarity 6.8 / 20
Operational Transparency 0.7 / 13
Contract Governance 0.0 / 12
Discoverability 6.1 / 10
Agent readiness — 5/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Surface 0 / 5
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/jenfi: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Pricing Plans 1

Published pricing tiers and plan structures.

Jenfi Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Jenfi Rate Limits

0 limits

RATE LIMITS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Jenfi Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Commercial 3

Pricing, plans, and the legal terms of use

Company 8

The organization behind the API

Scroll for all 8

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: jenfi
name: Jenfi
description: 'Jenfi is a Singapore-headquartered SME credit platform for digitally-enabled businesses in Southeast Asia, operating
  principally in Singapore and Vietnam. Founded in 2019 by Jeffrey Liu and Justin Louie and backed by Y Combinator, Monk''s
  Hill Ventures and Headline, it started with revenue-based financing — non-dilutive growth capital repaid as a percentage
  of monthly revenue rather than on a fixed schedule — and has since broadened into growth financing, working capital and
  supply-chain financing, alongside a B2B buy-now-pay-later product marketed as PaidFi ("b2b BNPL by Jenfi"). In May 2026
  the company reported passing US$100 million in cumulative originations across more than 2,400 financings, from over 30,000
  evaluated enquiries. Jenfi publishes no public developer portal, API reference, or machine-readable contract: its only integration
  surface is a login-gated partner console at partners.jenfi.com and a contact-sales "Embedded Financing" offer on its partner
  page.'
image: https://avatars.githubusercontent.com/u/50892604?s=200&v=4
url: https://raw.githubusercontent.com/api-evangelist/jenfi/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: no-public-api
x-tier-reason: Full enrichment pass 2026-08-23 found no developer portal, no OpenAPI/GraphQL/AsyncAPI/MCP surface, and no
  first-party SDK in any public registry. See x-coverage.
specificationVersion: '0.20'
created: '2026-08-23'
modified: '2026-08-23'
tags:
- Company
- Financial Services
- Fintech
- Lending
- SME Finance
- Revenue-Based Financing
- Working Capital
- Supply Chain Finance
- Buy Now Pay Later
- Embedded Finance
- Southeast Asia
- Singapore
- Vietnam
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/jenfi-domain-security.yml
- type: Website
  url: https://jenfi.com/
- type: About
  url: https://jenfi.com/about-us/
- type: Blog
  url: https://jenfi.com/blog/
- type: BlogRSS
  url: https://jenfi.com/feed/
- type: Partners
  url: https://jenfi.com/partner-with-jenfi/
- type: SignUp
  url: https://partners.jenfi.com/accounts/signup/
- type: Login
  url: https://partners.jenfi.com/accounts/login/
- type: TermsOfService
  url: https://jenfi.com/terms/
- type: PrivacyPolicy
  url: https://jenfi.com/privacy/
- type: GitHubOrganization
  url: https://github.com/jenfi-eng
- type: LinkedIn
  url: https://www.linkedin.com/company/jenfi/
- type: X
  url: https://x.com/jenficapital
- type: Instagram
  url: https://www.instagram.com/jenficapital/
- type: Crunchbase
  url: https://www.crunchbase.com/organization/jenfi
- type: LLMsTxt
  url: llms/jenfi-llms.txt
- type: Plans
  url: plans/jenfi-plans-pricing.yml
- type: RateLimits
  url: rate-limits/jenfi-rate-limits.yml
x-enrichment:
  date: '2026-08-23'
  status: minimal
  artifacts_added: 6
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: 'Jenfi markets "Embedded Financing — integrating our financing solutions" on https://jenfi.com/partner-with-jenfi/
    but publishes no developer portal, reference or spec behind it: the page ends at "Speak with us to find out more" and
    a contact form, and the only integration surface, the b2b BNPL partner console, 302s to partners.jenfi.com/accounts/login/
    and returns a real 404 on every spec, /.well-known/ and GraphQL/MCP path probed.'
  evidence:
  - url: https://jenfi.com/partner-with-jenfi/
    status: 202
  - url: https://partners.jenfi.com/
    status: 200
  - url: https://partners.jenfi.com/openapi.json
    status: 404
  - url: https://partners.jenfi.com/graphql
    status: 404
  - url: https://partners.jenfi.com/.well-known/agent-card.json
    status: 404
  - url: https://api.paidfi.com/openapi.json
    status: 404
  - url: https://app.jenfi.com/accounts/sign_in
    status: 0
  checked: '2026-08-23'

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