Kapital

aid: kapital
name: Kapital
description: Kapital (KPTL MEXICO BANK, S.A., Institucion de Banca Multiple, Kapital Mexico Grupo Financiero) is a licensed
  Mexican bank and AI-native financial platform for SMEs and corporates, founded in 2019 and headquartered in Mexico City.
  Its ecosystem combines business and personal deposit accounts, corporate cards, SPEI and SPID transfers, FX cash/transfers/cheques
  and derivatives (forwards, interest rates), working-capital and revolving credit (Credito Empresarial, Credito PyME, Credito
  FLEX), factoring, and fixed-income investments (Pagare, CEDES) with Kapital IA, a native artificial-intelligence layer that
  reconciles cash flow, projects sales, validates supplier pricing and flags anomalous costs. It is supervised by the CNBV
  and Banco de Mexico, with deposits protected by IPAB, and it also operates in Colombia as Kapital Colombia. Kapital publishes
  no public developer portal, OpenAPI, SDK or webhook surface; the banking surface is delivered through its own web and mobile
  applications.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - rate-limits
  - security
  generated: '2026-09-02'
  method: derived
image: https://images.ctfassets.net/vr3zuj968faf/4ukUDPhZ4HcU709aDP2z4W/672ff99991179687f553c2de8c41dbd4/Kapital__1_.webp
url: https://raw.githubusercontent.com/api-evangelist/kapital/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-secondary-market-listing: https://www.hiive.com/securities/kapital-stock
specificationVersion: '0.20'
created: '2026-08-23'
modified: '2026-08-23'
tags:
- Banking
- Financial-Services
- Fintech
- Small and Medium Businesses
- Payments
- Foreign Exchange
- Lending
- Treasury
- Artificial Intelligence
- Mexico
- Latin America
tags_raw:
- Banking
- Financial Services
- FinTech
- Small and Medium Businesses
- Payments
- Foreign Exchange
- Lending
- Treasury
- Artificial Intelligence
- Mexico
- Latin America
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/kapital-domain-security.yml
- type: Website
  url: https://kapital.com/
- type: Blog
  url: https://kapital.com/blog
- type: Pricing
  url: https://kapital.com/recursos/costos-y-comisiones
- type: TermsOfService
  url: https://kapital.com/recursos/terminos-y-condiciones
- type: PrivacyPolicy
  url: https://kapital.com/recursos/aviso-de-privacidad
- type: SignUp
  url: https://onboarding.kapital.com/registro-inicial
- type: Login
  url: https://app.kapital.com/
- type: Support
  url: https://kapital.com/recursos/aclaraciones
- type: GitHubOrganization
  url: https://github.com/KapitalMx
- type: LLMsTxt
  url: llms/kapital-llms.txt
- type: Conformance
  url: conformance/kapital-conformance.yml
- type: Compliance
  url: conformance/kapital-conformance.yml
- type: Plans
  url: plans/kapital-plans-pricing.yml
- type: RateLimits
  url: rate-limits/kapital-rate-limits.yml
x-enrichment:
  date: '2026-08-23'
  status: minimal
  artifacts_added: 8
  pass: local-v1
x-coverage:
  state: none
  reason: no-developer-program
  detail: Kapital Bank ships regulated banking only as an end-user product - its whole 58-URL sitemap contains no developer,
    API, integration or documentation page, robots.txt disallows /api/*, and the only two API hosts that resolve are private
    app backends (api.kapital.com answers "404 page not found" on every path behind Imperva, and api.kapital.mx is an AWS
    ALB catch-all returning the same 50-byte {"code":200,"message":"Exito","response":false} for every path including a nonexistent
    control path).
  evidence:
  - url: https://kapital.com/sitemaps/sitemap-pages.xml
    status: 200
  - url: https://kapital.com/robots.txt
    status: 200
  - url: https://api.kapital.com/openapi.json
    status: 404
  - url: https://api.kapital.mx/.well-known/this-path-does-not-exist-ae-probe
    status: 200
  - url: https://developers.kapital.com/
    status: 0
  - url: https://kapital.com/llms.txt
    status: 200
  checked: '2026-08-23'