Lendtable

Lendtable was a US consumer fintech that extended a line of credit so individuals could afford to max out employer-sponsored benefits they would otherwise leave on the table — primarily the employer 401(k) match and Employee Stock Purchase Plans (ESPP). In its own words: "Lendtable gives a line of credit to help individuals get their employer 401(k) match and ESPP." The product advanced cash against a user's paycheck contributions and took a share of the resulting gains, and was distributed direct-to-consumer and through employers via a Lendtable for Business offering, alongside an iOS app and a Zendesk help center. Lendtable was backed by Partech among others. The company now appears defunct: lendtable.com, the blog, and all product paths return HTTP 402 DEPLOYMENT_DISABLED (probed 2026-07-19), the iOS App Store listing is delisted, and the last successful Internet Archive capture of the live site is 2024-12-06. DNS, Google Workspace mail (MX/SPF/DMARC) and the GitHub organization remain registered. No public API, developer portal, or machine-readable API artifacts were ever published by this company.

Lendtable is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Fintech, Consumer Lending, and Retirement.

🌐 Visit website 📡 Source on GitHub

6.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs

Company Financial-Services Fintech Consumer Lending Retirement 401kESPPEmployee Benefits Personal Finance Defunct

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 6.1/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Access Clarity 0.0 / 20

Operational Transparency 0.3 / 13

Contract Governance 0.0 / 12

Discoverability 5.7 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/lendtable: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 5

The organization behind the API

Website

Website

Twitter

Twitter

LinkedIn

Facebook

Facebook

Instagram

Instagram

Source (apis.yml)

aid: lendtable
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/lendtable.png
name: Lendtable
description: 'Lendtable was a US consumer fintech that extended a line of credit so individuals could afford to max out employer-sponsored
  benefits they would otherwise leave on the table — primarily the employer 401(k) match and Employee Stock Purchase Plans
  (ESPP). In its own words: "Lendtable gives a line of credit to help individuals get their employer 401(k) match and ESPP."
  The product advanced cash against a user''s paycheck contributions and took a share of the resulting gains, and was distributed
  direct-to-consumer and through employers via a Lendtable for Business offering, alongside an iOS app and a Zendesk help
  center. Lendtable was backed by Partech among others. The company now appears defunct: lendtable.com, the blog, and all
  product paths return HTTP 402 DEPLOYMENT_DISABLED (probed 2026-07-19), the iOS App Store listing is delisted, and the last
  successful Internet Archive capture of the live site is 2024-12-06. DNS, Google Workspace mail (MX/SPF/DMARC) and the GitHub
  organization remain registered. No public API, developer portal, or machine-readable API artifacts were ever published by
  this company.'
url: https://raw.githubusercontent.com/api-evangelist/lendtable/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- partech
x-tier: stub
x-tier-reason: portfolio-lead
x-status: defunct
x-status-evidence: https://lendtable.com/ returns HTTP 402 DEPLOYMENT_DISABLED (probed 2026-07-19); last Internet Archive
  200 capture 2024-12-06, first 402 capture 2025-02-20; iOS App Store listing 404
x-has-api: false
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Financial-Services
- Fintech
- Consumer Lending
- Retirement
- 401k
- ESPP
- Employee Benefits
- Personal Finance
- Defunct
tags_raw:
- Company
- Financial Services
- Fintech
- Consumer Lending
- Retirement
- 401k
- ESPP
- Employee Benefits
- Personal Finance
- Defunct
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/lendtable-domain-security.yml
- type: LLMsTxt
  url: llms/lendtable-llms.txt
- type: Website
  url: https://lendtable.com/
- type: GitHubOrganization
  url: https://github.com/Lendtable
- type: Twitter
  url: https://twitter.com/lendtable
- type: LinkedIn
  url: https://www.linkedin.com/company/lendtable
- type: Facebook
  url: https://www.facebook.com/lendtable/
- type: Instagram
  url: https://www.instagram.com/lendtable/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence