Qardy

Qardy is the first online lending aggregator marketplace in Egypt and the wider MENA region, connecting micro, small, and medium enterprises (MSMEs) with banks and financial institutions for debt financing. Its digital matchmaking platform collects and digitizes business and individual financial data, runs bank-statement and financial-statement analysis, produces credit ratings and predictive profiles, then matches eligible applicants to partner financial institutions by loan amount, industry, and risk rating. Qardy offers business loans (from EGP 50,000), micro-company financing (up to EGP 242,000), small and medium company financing (from EGP 250,000 to over EGP 10,000,000), supply chain / invoice financing, leasing, and factoring — free of charge to applicants through a fast, transparent three-step application process.

Qardy is profiled on the APIs.io network. Tagged areas include Company, Financial Services, Lending, Fintech, and SME Financing.

Qardy’s developer surface includes signup flow, support, and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub

12.4/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFinancial ServicesLendingFintechSME FinancingInvoice FinancingSupply Chain FinancingMarketplaceEgyptMENADebt Financing

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 12.4/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 4.7 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/qardy: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: qardy
name: Qardy
description: Qardy is the first online lending aggregator marketplace in Egypt and the wider MENA region, connecting micro,
  small, and medium enterprises (MSMEs) with banks and financial institutions for debt financing. Its digital matchmaking
  platform collects and digitizes business and individual financial data, runs bank-statement and financial-statement analysis,
  produces credit ratings and predictive profiles, then matches eligible applicants to partner financial institutions by loan
  amount, industry, and risk rating. Qardy offers business loans (from EGP 50,000), micro-company financing (up to EGP 242,000),
  small and medium company financing (from EGP 250,000 to over EGP 10,000,000), supply chain / invoice financing, leasing,
  and factoring — free of charge to applicants through a fast, transparent three-step application process.
url: https://raw.githubusercontent.com/api-evangelist/qardy/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
image: https://eqardy.com/assets/img/logo.png
tags:
- Company
- Financial Services
- Lending
- Fintech
- SME Financing
- Invoice Financing
- Supply Chain Financing
- Marketplace
- Egypt
- MENA
- Debt Financing
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://eqardy.com
- type: SignUp
  url: https://app.eqardy.com/auth/register
- type: Login
  url: https://app.eqardy.com/auth/login
- type: TermsOfService
  url: https://eqardy.com/terms
- type: Support
  url: mailto:support@eqardy.com
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 0
  pass: local-v1