Qardy

Qardy is the first online lending aggregator marketplace in Egypt and the wider MENA region, connecting micro, small, and medium enterprises (MSMEs) with banks and financial institutions for debt financing. Its digital matchmaking platform collects and digitizes business and individual financial data, runs bank-statement and financial-statement analysis, produces credit ratings and predictive profiles, then matches eligible applicants to partner financial institutions by loan amount, industry, and risk rating. Qardy offers business loans (from EGP 50,000), micro-company financing (up to EGP 242,000), small and medium company financing (from EGP 250,000 to over EGP 10,000,000), supply chain / invoice financing, leasing, and factoring — free of charge to applicants through a fast, transparent three-step application process.

Qardy is profiled on the APIs.io network. Tagged areas include Company, Financial-Services, Lending, Fintech, and SME Financing.

Qardy’s developer surface includes signup flow, support, and 3 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.4/100 minimal ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Financial-Services Lending Fintech SME Financing Invoice FinancingSupply Chain FinancingMarketplace Egypt MENADebt Financing

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 9.4/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 1.0 / 20

Access Clarity 3.4 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/qardy: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 1

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: qardy
name: Qardy
description: Qardy is the first online lending aggregator marketplace in Egypt and the wider MENA region, connecting micro,
  small, and medium enterprises (MSMEs) with banks and financial institutions for debt financing. Its digital matchmaking
  platform collects and digitizes business and individual financial data, runs bank-statement and financial-statement analysis,
  produces credit ratings and predictive profiles, then matches eligible applicants to partner financial institutions by loan
  amount, industry, and risk rating. Qardy offers business loans (from EGP 50,000), micro-company financing (up to EGP 242,000),
  small and medium company financing (from EGP 250,000 to over EGP 10,000,000), supply chain / invoice financing, leasing,
  and factoring — free of charge to applicants through a fast, transparent three-step application process.
url: https://raw.githubusercontent.com/api-evangelist/qardy/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
image: https://eqardy.com/assets/img/logo.png
tags:
- Company
- Financial-Services
- Lending
- Fintech
- SME Financing
- Invoice Financing
- Supply Chain Financing
- Marketplace
- Egypt
- MENA
- Debt Financing
tags_raw:
- Company
- Financial Services
- Lending
- Fintech
- SME Financing
- Invoice Financing
- Supply Chain Financing
- Marketplace
- Egypt
- MENA
- Debt Financing
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://eqardy.com
- type: SignUp
  url: https://app.eqardy.com/auth/register
- type: Login
  url: https://app.eqardy.com/auth/login
- type: TermsOfService
  url: https://eqardy.com/terms
- type: Support
  url: mailto:support@eqardy.com
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 0
  pass: local-v1

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/qardy"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/qardy/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/qardy/evidence"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.