Kiavi

Kiavi (formerly LendingHome) is a technology-driven private lender for residential real estate investors, providing fix-and-flip bridge loans, new-construction financing, and DSCR rental loans across 49 states plus Washington, D.C. The company has originated more than $30 billion in loans and funded over 100,000 investment properties, pairing a digital application and portfolio-management experience with institutional capital. Kiavi is backed by Cowboy Ventures and Ribbit Capital. As of this enrichment pass Kiavi publishes no public developer API, OpenAPI, or developer portal; its public surface is a marketing site, a real-estate-investing blog, legal/policy pages, and a HackerOne-based security vulnerability disclosure program.

Kiavi is profiled on the APIs.io network. Tagged areas include Company, Fintech, Real-Estate, Lending, and Mortgage.

Kiavi’s developer surface includes engineering blog and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

11.1/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-14 · rubric v0.22.0

0 APIs

Company Fintech Real-Estate Lending Mortgage Financial-Services PropTech

Kin Score

Kin Score How this is scored →
scored 2026-09-14 · rubric v0.22.0

Composite quality — 11.1/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 0.5 / 20

Access Clarity 4.2 / 20

Operational Transparency 1.4 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/kiavi: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Kiavi Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Kiavi Vulnerability Disclosure

Hackerone

SECURITY

Resources

Access & Security 3

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

Security

DomainSecurity

DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

TermsOfService

TermsOfService

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: kiavi
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/kiavi.png
name: Kiavi
description: Kiavi (formerly LendingHome) is a technology-driven private lender for residential real estate investors, providing
  fix-and-flip bridge loans, new-construction financing, and DSCR rental loans across 49 states plus Washington, D.C. The
  company has originated more than $30 billion in loans and funded over 100,000 investment properties, pairing a digital application
  and portfolio-management experience with institutional capital. Kiavi is backed by Cowboy Ventures and Ribbit Capital. As
  of this enrichment pass Kiavi publishes no public developer API, OpenAPI, or developer portal; its public surface is a marketing
  site, a real-estate-investing blog, legal/policy pages, and a HackerOne-based security vulnerability disclosure program.
url: https://raw.githubusercontent.com/api-evangelist/kiavi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- cowboy-ventures
- ribbit-capital
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Real-Estate
- Lending
- Mortgage
- Financial-Services
- PropTech
tags_raw:
- Company
- Fintech
- Real Estate
- Lending
- Mortgage
- Financial Services
- Proptech
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: VulnerabilityDisclosure
  url: security/kiavi-vulnerability-disclosure.yml
- type: Security
  url: https://www.kiavi.com/legal/security
- type: DomainSecurity
  url: security/kiavi-domain-security.yml
- type: Website
  url: https://www.kiavi.com
- type: Blog
  url: https://www.kiavi.com/blog
- type: PrivacyPolicy
  url: https://www.kiavi.com/legal/privacy
- type: TermsOfService
  url: https://www.kiavi.com/legal/terms
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

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