Investly website screenshot

Investly

Investly is a European fintech invoice-financing marketplace that helps growing small and medium-sized businesses unlock working capital by financing their outstanding 30-180 day invoices. Businesses sell their approved invoices through a reverse-auction marketplace where investors bid to fund them, giving merchants the best available price from multiple funding providers and access to cash in 1-3 working days rather than waiting on customer payment terms. Founded by Siim Maivel and operating across Estonia and the United Kingdom, Investly is backed by Speedinvest, Startup Wise Guys, and Founders Capital. The platform serves established businesses across manufacturing, wholesale, construction, logistics, and business-services sectors and has funded invoices worth tens of millions of pounds to date. Investly runs a production HAL/HATEOAS backend API at api.investly.co, though it does not currently publish a public developer portal, OpenAPI specification, or API reference documentation.

Investly publishes 1 API on the APIs.io network. Tagged areas include Company, Fintech, Invoice Finance, Invoice Discounting, and Lending.

Investly’s developer surface includes pricing, engineering blog, support, signup flow, and 5 more developer resources.

🌐 Visit website 📡 Source on GitHub
19.5/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
1 APIs
CompanyFintechInvoice FinanceInvoice DiscountingLendingWorking CapitalSME FinanceMarketplaceEstoniaUnited Kingdom

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 19.5/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 8.9 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/investly: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Investly API

Production HAL/HATEOAS (Spring Data REST style) backend API served at api.investly.co. The root returns a hypermedia _links document exposing a profile link; no public OpenAPI/S...

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Investly Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp
SignUp

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 PrivacyPolicy
PrivacyPolicy
 TermsOfService
TermsOfService

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 About
About

Source (apis.yml)

apis.yml Raw ↑ 
aid: investly
name: Investly
description: Investly is a European fintech invoice-financing marketplace that helps growing small and medium-sized businesses
  unlock working capital by financing their outstanding 30-180 day invoices. Businesses sell their approved invoices through
  a reverse-auction marketplace where investors bid to fund them, giving merchants the best available price from multiple
  funding providers and access to cash in 1-3 working days rather than waiting on customer payment terms. Founded by Siim
  Maivel and operating across Estonia and the United Kingdom, Investly is backed by Speedinvest, Startup Wise Guys, and Founders
  Capital. The platform serves established businesses across manufacturing, wholesale, construction, logistics, and business-services
  sectors and has funded invoices worth tens of millions of pounds to date. Investly runs a production HAL/HATEOAS backend
  API at api.investly.co, though it does not currently publish a public developer portal, OpenAPI specification, or API reference
  documentation.
url: https://raw.githubusercontent.com/api-evangelist/investly/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
- startup-wise-guys
- founders-capital
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://www.investly.co/hubfs/styles/images/Investly_logo_horizontal.svg
tags:
- Company
- Fintech
- Invoice Finance
- Invoice Discounting
- Lending
- Working Capital
- SME Finance
- Marketplace
- Estonia
- United Kingdom
apis:
- aid: investly:investly-api
  name: Investly API
  humanURL: https://www.investly.co/
  baseURL: https://api.investly.co
  tags:
  - Fintech
  - Invoice Finance
  - Lending
  properties:
  - url: https://api.investly.co/
    type: Website
  description: Production HAL/HATEOAS (Spring Data REST style) backend API served at api.investly.co. The root returns a hypermedia
    _links document exposing a profile link; no public OpenAPI/Swagger specification, developer portal, or documented operation
    surface is published, so this entry records the live host without a captured spec.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/investly-domain-security.yml
- type: Website
  url: https://www.investly.co/
- type: Pricing
  url: https://www.investly.co/pricing
- type: Blog
  url: https://www.investly.co/blog
- type: Support
  url: https://www.investly.co/help
- type: PrivacyPolicy
  url: https://www.investly.co/privacy
- type: TermsOfService
  url: https://www.investly.co/v6/üldtingimused-en-0
- type: SignUp
  url: https://www.investly.co/quote
- type: About
  url: https://www.investly.co/about
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence