Oze

Oze is an African fintech platform on a mission to help small businesses grow, with a stated vision of building 100 million profitable businesses. Operating across Ghana, Nigeria, Rwanda, and Madagascar, Oze offers a Business App for bookkeeping, invoicing, inventory management, and online sales; no-collateral SME loans; and lending-management software that banks and microfinance institutions use to issue loans to small businesses. The company reports serving over 300,000 businesses. Oze is backed by Speedinvest and was added to the API Evangelist network as a portfolio lead. At the time of this enrichment pass Oze publishes no public developer API, SDK, developer portal, or API documentation.

Oze is profiled on the APIs.io network. Tagged areas include Company, Fintech, Small Business, Bookkeeping, and Invoicing.

Oze’s developer surface includes engineering blog, pricing, support, signup flow, and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

15.4/100 emerging ▬ flat Agent 0/100 human only saas Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0

0 APIs

Company Fintech Small Business Bookkeeping Invoicing Lending Africa SME

Kin Score

Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0

Composite quality — 15.4/100 · emerging

Contract Quality 0.0 / 25

Developer Ergonomics 1.4 / 20

Access Clarity 8.9 / 20

Operational Transparency 0.0 / 13

Contract Governance 0.0 / 12

Discoverability 5.0 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/oze: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Oze Domain Security

TLSv1.3 · HSTS

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

SignUp

SignUp

Login

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 2

Status, limits, changes, and where to get help

Support

Support

HelpCenter

HelpCenter

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: oze
name: Oze
description: Oze is an African fintech platform on a mission to help small businesses grow, with a stated vision of building
  100 million profitable businesses. Operating across Ghana, Nigeria, Rwanda, and Madagascar, Oze offers a Business App for
  bookkeeping, invoicing, inventory management, and online sales; no-collateral SME loans; and lending-management software
  that banks and microfinance institutions use to issue loans to small businesses. The company reports serving over 300,000
  businesses. Oze is backed by Speedinvest and was added to the API Evangelist network as a portfolio lead. At the time of
  this enrichment pass Oze publishes no public developer API, SDK, developer portal, or API documentation.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://getoze.com/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/oze/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Small Business
- Bookkeeping
- Invoicing
- Lending
- Africa
- SME
apis: []
common:
- type: DomainSecurity
  url: security/oze-domain-security.yml
- type: Website
  url: https://getoze.com
- type: Blog
  url: https://getoze.com/blog/
- type: Pricing
  url: https://getoze.com/pricing
- type: Support
  url: https://getoze.com/contact-us/
- type: HelpCenter
  url: https://help.getoze.com/en/knowledge
- type: SignUp
  url: https://oze.app.link/nU7hE1tvdMb
- type: Login
  url: https://oze.app.link/web_login
- type: TermsOfService
  url: https://getoze.com/terms-of-service/
- type: PrivacyPolicy
  url: https://getoze.com/privacy-policy/
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io

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