Wayflyer

Wayflyer provides revenue-based financing and growth capital for e-commerce businesses, and exposes its funding products to software platforms through the Hosted Capital / Embedded Finance API. Partners upload anonymized merchant revenue data to generate personalised indicative offers, render a Wayflyer CTA banner in their own UI, and run the full funding application as an embedded (v5) or hosted (v4 legacy) journey — with JavaScript UI and headless SDKs on npm, a production-parity sandbox with application-state simulation, and OpenAPI 3.1 contracts published on a Kong Konnect developer portal at docs.wayflyer.com.

Wayflyer publishes 12 APIs on the APIs.io network, including Auth API, Company Details API, Company Search API, and 9 more. Tagged areas include Company, Ecommerce, Fintech, Embedded Finance, and Lending.

Wayflyer’s developer surface includes documentation, API reference, getting-started guide, authentication, sandbox, support, engineering blog, and 23 more developer resources.

🌐 Visit website 📡 Source on GitHub
53.4/100 developing ▬ flat Agent 58/100 agent ready Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
12 APIs 1 MCP Servers
CompanyEcommerceFintechEmbedded FinanceLendingRevenue-Based FinancingFinancing

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 53.4/100 · developing
Contract Quality 14.1 / 25
Developer Ergonomics 16.1 / 20
Commercial Clarity 10.5 / 20
Operational Transparency 2.7 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 58/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/wayflyer: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 12

Individual APIs this provider publishes, each with its own machine-readable definition.

Wayflyer Auth API

The Auth API from Wayflyer — 2 operation(s) for auth.

Wayflyer Company Details API

The Company Details API from Wayflyer — 3 operation(s) for company details.

Wayflyer Company Search API

The Company Search API from Wayflyer — 1 operation(s) for company search.

Wayflyer CTA API

The CTA API from Wayflyer — 4 operation(s) for cta.

Wayflyer Data Upload API

The Data Upload API from Wayflyer — 3 operation(s) for data upload.

Wayflyer Documents API

The Documents API from Wayflyer — 3 operation(s) for documents.

Wayflyer Embedded Application API

The Embedded Application API from Wayflyer — 3 operation(s) for embedded application.

Wayflyer Handover API

The Handover API from Wayflyer — 1 operation(s) for handover.

Wayflyer Industry Classification API

The Industry Classification API from Wayflyer — 1 operation(s) for industry classification.

Wayflyer Simulation API

The Simulation API from Wayflyer — 1 operation(s) for simulation.

Wayflyer Tracked Login API

The Tracked Login API from Wayflyer — 1 operation(s) for tracked login.

Wayflyer User Details API

The User Details API from Wayflyer — 4 operation(s) for user details.

Scroll for all 12

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

wayflyer-mcp.yml

MCP SERVER

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wayflyer Authentication

http · 2 schemes

SECURITY

Wayflyer Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Wayflyer Trust Center

trust center published

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox
 SignUp
SignUp

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Components
Components
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

Packages
Packages
 SDKs
SDKs
 GitHubOrganization
GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication
Authentication
 DomainSecurity
DomainSecurity
 TrustCenter
TrustCenter

Operate 3

Status, limits, changes, and where to get help

RateLimits
RateLimits
 StatusPage
StatusPage
 Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 PartnerProgram
PartnerProgram

Source (apis.yml)

apis.yml Raw ↑ 
aid: wayflyer
name: Wayflyer
description: Wayflyer provides revenue-based financing and growth capital for e-commerce businesses, and exposes its funding
  products to software platforms through the Hosted Capital / Embedded Finance API. Partners upload anonymized merchant revenue
  data to generate personalised indicative offers, render a Wayflyer CTA banner in their own UI, and run the full funding
  application as an embedded (v5) or hosted (v4 legacy) journey — with JavaScript UI and headless SDKs on npm, a production-parity
  sandbox with application-state simulation, and OpenAPI 3.1 contracts published on a Kong Konnect developer portal at docs.wayflyer.com.
url: https://raw.githubusercontent.com/api-evangelist/wayflyer/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://avatars.githubusercontent.com/u/56260407
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
- speedinvest
x-tier: profile
x-tier-reason: real partner API surface (Embedded Finance) with published OpenAPI
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Ecommerce
- Fintech
- Embedded Finance
- Lending
- Revenue-Based Financing
- Financing
apis:
- aid: wayflyer:wayflyer-auth-api
  name: Wayflyer Auth API
  description: The Auth API from Wayflyer — 2 operation(s) for auth.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Auth
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-auth-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-company-details-api
  name: Wayflyer Company Details API
  description: The Company Details API from Wayflyer — 3 operation(s) for company details.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Company Details
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-company-details-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-company-search-api
  name: Wayflyer Company Search API
  description: The Company Search API from Wayflyer — 1 operation(s) for company search.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Company Search
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-company-search-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-cta-api
  name: Wayflyer CTA API
  description: The CTA API from Wayflyer — 4 operation(s) for cta.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - CTA
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-cta-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-data-upload-api
  name: Wayflyer Data Upload API
  description: The Data Upload API from Wayflyer — 3 operation(s) for data upload.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Data Upload
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-data-upload-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-documents-api
  name: Wayflyer Documents API
  description: The Documents API from Wayflyer — 3 operation(s) for documents.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-documents-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-embedded-application-api
  name: Wayflyer Embedded Application API
  description: The Embedded Application API from Wayflyer — 3 operation(s) for embedded application.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Embedded Application
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-embedded-application-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-handover-api
  name: Wayflyer Handover API
  description: The Handover API from Wayflyer — 1 operation(s) for handover.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Handover
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-handover-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-industry-classification-api
  name: Wayflyer Industry Classification API
  description: The Industry Classification API from Wayflyer — 1 operation(s) for industry classification.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Industry Classification
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-industry-classification-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-simulation-api
  name: Wayflyer Simulation API
  description: The Simulation API from Wayflyer — 1 operation(s) for simulation.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Simulation
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-simulation-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-tracked-login-api
  name: Wayflyer Tracked Login API
  description: The Tracked Login API from Wayflyer — 1 operation(s) for tracked login.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Tracked Login
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-tracked-login-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-user-details-api
  name: Wayflyer User Details API
  description: The User Details API from Wayflyer — 4 operation(s) for user details.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - User Details
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-user-details-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://wayflyer.com
- type: DeveloperPortal
  url: https://docs.wayflyer.com/
- type: Documentation
  url: https://docs.wayflyer.com/embedded-journey-v5-overview
- type: APIReference
  url: https://docs.wayflyer.com/apis
- type: GettingStarted
  url: https://docs.wayflyer.com/embedded-journey-v5-overview
- type: Authentication
  url: authentication/wayflyer-authentication.yml
- type: RateLimits
  url: https://docs.wayflyer.com/embedded-journey-v5-overview/shared/rate-limiting
- type: Sandbox
  url: sandbox/wayflyer-sandbox.yml
- type: Packages
  url: packages/wayflyer-packages.yml
- type: SDKs
  url: packages/wayflyer-packages.yml
- type: Components
  url: components/wayflyer-components.yml
- type: Conventions
  url: conventions/wayflyer-conventions.yml
- type: ErrorCatalog
  url: errors/wayflyer-problem-types.yml
- type: Lifecycle
  url: lifecycle/wayflyer-lifecycle.yml
- type: StatusPage
  url: https://status.wayflyer.com/
- type: Conformance
  url: conformance/wayflyer-conformance.yml
- type: DataModel
  url: data-model/wayflyer-data-model.yml
- type: MCPServer
  url: mcp/wayflyer-mcp.yml
- type: LLMsTxt
  url: llms/wayflyer-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/wayflyer-domain-security.yml
- type: TrustCenter
  url: security/wayflyer-trust-center.yml
- type: Support
  url: https://help-center.wayflyer.com/
- type: Blog
  url: https://wayflyer.com/blog
- type: GitHubOrganization
  url: https://github.com/wayflyer
- type: Pricing
  url: https://wayflyer.com/how-our-financing-offers-work
- type: SignUp
  url: https://app.wayflyer.com/signup/
- type: TermsOfService
  url: https://wayflyer.com/terms
- type: PrivacyPolicy
  url: https://wayflyer.com/privacy-notice
- type: PartnerProgram
  url: https://wayflyer.com/hosted-capital
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 23
  pass: local-v1