Wayflyer

Wayflyer provides revenue-based financing and growth capital for e-commerce businesses, and exposes its funding products to software platforms through the Hosted Capital / Embedded Finance API. Partners upload anonymized merchant revenue data to generate personalised indicative offers, render a Wayflyer CTA banner in their own UI, and run the full funding application as an embedded (v5) or hosted (v4 legacy) journey — with JavaScript UI and headless SDKs on npm, a production-parity sandbox with application-state simulation, and OpenAPI 3.1 contracts published on a Kong Konnect developer portal at docs.wayflyer.com.

Wayflyer publishes 12 APIs on the APIs.io network, including Auth API, Company Details API, Company Search API, and 9 more. Tagged areas include Company, E-Commerce, Fintech, Embedded Finance, and Lending.

Wayflyer’s developer surface includes documentation, API reference, getting-started guide, authentication, sandbox, support, engineering blog, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub

47.6/100 developing ▬ flat Agent 35/100 agent ready saas Full breakdown ↓
scored 2026-09-06 · rubric v0.19.0

2 APIs

Company E-Commerce Fintech Embedded Finance Lending Revenue-Based Financing Financing

Kin Score

Kin Score How this is scored →
scored 2026-09-06 · rubric v0.19.0

Composite quality — 47.6/100 · developing

Contract Quality 13.7 / 25

Developer Ergonomics 14.6 / 20

Access Clarity 10.5 / 20

Operational Transparency 1.4 / 13

Contract Governance 0.5 / 12

Discoverability 6.9 / 10

Agent readiness — 35/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/wayflyer: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 12

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 13

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

Sandbox

SignUp

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

X-MCPServerCandidate

LLMsTxt

LLMsTxt

AgentSkill

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Components

Conventions

ErrorCatalog

Lifecycle

Conformance

DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

Packages

Packages

SDKs

SDKs

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

TrustCenter

TrustCenter

Operate 3

Status, limits, changes, and where to get help

RateLimits

RateLimits

StatusPage

StatusPage

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing

Pricing

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

Blog

Blog

PartnerProgram

PartnerProgram

Other 1

Properties that don't map to a standard resource type

Overlay

Overlay

Source (apis.yml)

aid: wayflyer
name: Wayflyer
description: Wayflyer provides revenue-based financing and growth capital for e-commerce businesses, and exposes its funding
  products to software platforms through the Hosted Capital / Embedded Finance API. Partners upload anonymized merchant revenue
  data to generate personalised indicative offers, render a Wayflyer CTA banner in their own UI, and run the full funding
  application as an embedded (v5) or hosted (v4 legacy) journey — with JavaScript UI and headless SDKs on npm, a production-parity
  sandbox with application-state simulation, and OpenAPI 3.1 contracts published on a Kong Konnect developer portal at docs.wayflyer.com.
url: https://raw.githubusercontent.com/api-evangelist/wayflyer/refs/heads/main/apis.yml
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://avatars.githubusercontent.com/u/56260407
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
- speedinvest
x-tier: profile
x-tier-reason: real partner API surface (Embedded Finance) with published OpenAPI
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- E-Commerce
- Fintech
- Embedded Finance
- Lending
- Revenue-Based Financing
- Financing
tags_raw:
- Company
- Ecommerce
- Fintech
- Embedded Finance
- Lending
- Revenue-Based Financing
- Financing
apis:
- aid: wayflyer:wayflyer-auth-api
  name: Wayflyer Auth API
  description: The Auth API from Wayflyer — 2 operation(s) for auth.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Authentication
  tags_raw:
  - Auth
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-auth-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-company-details-api
  name: Wayflyer Company Details API
  description: The Company Details API from Wayflyer — 3 operation(s) for company details.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Company Details
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-company-details-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-company-search-api
  name: Wayflyer Company Search API
  description: The Company Search API from Wayflyer — 1 operation(s) for company search.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Company Search
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-company-search-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-cta-api
  name: Wayflyer CTA API
  description: The CTA API from Wayflyer — 4 operation(s) for cta.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - CTA
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-cta-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-data-upload-api
  name: Wayflyer Data Upload API
  description: The Data Upload API from Wayflyer — 3 operation(s) for data upload.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Data Upload
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-data-upload-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-documents-api
  name: Wayflyer Documents API
  description: The Documents API from Wayflyer — 3 operation(s) for documents.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-documents-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-embedded-application-api
  name: Wayflyer Embedded Application API
  description: The Embedded Application API from Wayflyer — 3 operation(s) for embedded application.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Embedded Application
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-embedded-application-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-handover-api
  name: Wayflyer Handover API
  description: The Handover API from Wayflyer — 1 operation(s) for handover.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Handover
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-handover-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-industry-classification-api
  name: Wayflyer Industry Classification API
  description: The Industry Classification API from Wayflyer — 1 operation(s) for industry classification.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Industry Classification
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-industry-classification-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-simulation-api
  name: Wayflyer Simulation API
  description: The Simulation API from Wayflyer — 1 operation(s) for simulation.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Simulation
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-simulation-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-tracked-login-api
  name: Wayflyer Tracked Login API
  description: The Tracked Login API from Wayflyer — 1 operation(s) for tracked login.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Tracked Login
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-tracked-login-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-user-details-api
  name: Wayflyer User Details API
  description: The User Details API from Wayflyer — 4 operation(s) for user details.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - User Details
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-user-details-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Overlay
  url: overlays/wayflyer-embedded-finance-overlay.yaml
- type: Website
  url: https://wayflyer.com
- type: DeveloperPortal
  url: https://docs.wayflyer.com/
- type: Documentation
  url: https://docs.wayflyer.com/embedded-journey-v5-overview
- type: APIReference
  url: https://docs.wayflyer.com/apis
- type: GettingStarted
  url: https://docs.wayflyer.com/embedded-journey-v5-overview
- type: Authentication
  url: authentication/wayflyer-authentication.yml
- type: RateLimits
  url: https://docs.wayflyer.com/embedded-journey-v5-overview/shared/rate-limiting
- type: Sandbox
  url: sandbox/wayflyer-sandbox.yml
- type: Packages
  url: packages/wayflyer-packages.yml
- type: SDKs
  url: packages/wayflyer-packages.yml
- type: Components
  url: components/wayflyer-components.yml
- type: Conventions
  url: conventions/wayflyer-conventions.yml
- type: ErrorCatalog
  url: errors/wayflyer-problem-types.yml
- type: Lifecycle
  url: lifecycle/wayflyer-lifecycle.yml
- type: StatusPage
  url: https://status.wayflyer.com/
- type: Conformance
  url: conformance/wayflyer-conformance.yml
- type: DataModel
  url: data-model/wayflyer-data-model.yml
- type: X-MCPServerCandidate
  url: mcp/wayflyer-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/wayflyer-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/wayflyer-domain-security.yml
- type: TrustCenter
  url: security/wayflyer-trust-center.yml
- type: Support
  url: https://help-center.wayflyer.com/
- type: Blog
  url: https://wayflyer.com/blog
- type: GitHubOrganization
  url: https://github.com/wayflyer
- type: Pricing
  url: https://wayflyer.com/how-our-financing-offers-work
- type: SignUp
  url: https://app.wayflyer.com/signup/
- type: TermsOfService
  url: https://wayflyer.com/terms
- type: PrivacyPolicy
  url: https://wayflyer.com/privacy-notice
- type: PartnerProgram
  url: https://wayflyer.com/hosted-capital
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 23
  pass: local-v1

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