Wayflyer

Wayflyer provides revenue-based financing and growth capital for e-commerce businesses, and exposes its funding products to software platforms through the Hosted Capital / Embedded Finance API. Partners upload anonymized merchant revenue data to generate personalised indicative offers, render a Wayflyer CTA banner in their own UI, and run the full funding application as an embedded (v5) or hosted (v4 legacy) journey — with JavaScript UI and headless SDKs on npm, a production-parity sandbox with application-state simulation, and OpenAPI 3.1 contracts published on a Kong Konnect developer portal at docs.wayflyer.com.

Wayflyer publishes 12 APIs on the APIs.io network, including Auth API, Company Details API, Company Search API, and 9 more. Tagged areas include Company, Ecommerce, Fintech, Embedded Finance, and Lending.

Wayflyer’s developer surface includes documentation, API reference, getting-started guide, authentication, sandbox, support, engineering blog, and 24 more developer resources.

🌐 Visit website 📡 Source on GitHub
52.3/100 developing ▬ flat Agent 43/100 agent ready Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0
AccessSelf serve
12 APIs 1 MCP Servers
CompanyEcommerceFintechEmbedded FinanceLendingRevenue-Based FinancingFinancing

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0
Composite quality — 52.3/100 · developing
Contract Quality 14.6 / 25
Developer Ergonomics 13.8 / 20
Commercial Clarity 10.5 / 20
Operational Transparency 2.7 / 13
Governance 1.4 / 12
Discoverability 9.3 / 10
Agent readiness — 43/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/wayflyer: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 12

Individual APIs this provider publishes, each with its own machine-readable definition.

Wayflyer Auth API

The Auth API from Wayflyer — 2 operation(s) for auth.

Wayflyer Company Details API

The Company Details API from Wayflyer — 3 operation(s) for company details.

Wayflyer Company Search API

The Company Search API from Wayflyer — 1 operation(s) for company search.

Wayflyer CTA API

The CTA API from Wayflyer — 4 operation(s) for cta.

Wayflyer Data Upload API

The Data Upload API from Wayflyer — 3 operation(s) for data upload.

Wayflyer Documents API

The Documents API from Wayflyer — 3 operation(s) for documents.

Wayflyer Embedded Application API

The Embedded Application API from Wayflyer — 3 operation(s) for embedded application.

Wayflyer Handover API

The Handover API from Wayflyer — 1 operation(s) for handover.

Wayflyer Industry Classification API

The Industry Classification API from Wayflyer — 1 operation(s) for industry classification.

Wayflyer Simulation API

The Simulation API from Wayflyer — 1 operation(s) for simulation.

Wayflyer Tracked Login API

The Tracked Login API from Wayflyer — 1 operation(s) for tracked login.

Wayflyer User Details API

The User Details API from Wayflyer — 4 operation(s) for user details.

Scroll for all 12

Open Collections 13

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Embedded Finance Auth API

OPEN COLLECTION

Embedded Finance Auth Company Details API

OPEN COLLECTION

Embedded Finance Auth Company Search API

OPEN COLLECTION

Embedded Finance Auth CTA API

OPEN COLLECTION

Embedded Finance Auth Data Upload API

OPEN COLLECTION

Embedded Finance Auth Documents API

OPEN COLLECTION

Embedded Finance Auth Embedded Application API

OPEN COLLECTION

Embedded Finance Auth Handover API

OPEN COLLECTION

Embedded Finance Auth Industry Classification API

OPEN COLLECTION

Embedded Finance Auth Simulation API

OPEN COLLECTION

Embedded Finance Auth Tracked Login API

OPEN COLLECTION

Embedded Finance Auth User Details API

OPEN COLLECTION

Scroll for all 13

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

wayflyer-mcp.yml

MCP SERVER

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Wayflyer Authentication

http · 2 schemes

SECURITY

Wayflyer Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Wayflyer Trust Center

trust center published

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 Sandbox
Sandbox
 SignUp
SignUp

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 3

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt
 AgentSkill
AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Components
Components
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel

Build 3

SDKs, sample code, and the tooling you integrate with

Packages
Packages
 SDKs
SDKs
 GitHubOrganization
GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

Authentication
Authentication
 DomainSecurity
DomainSecurity
 TrustCenter
TrustCenter

Operate 3

Status, limits, changes, and where to get help

RateLimits
RateLimits
 StatusPage
StatusPage
 Support
Support

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 PartnerProgram
PartnerProgram

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: wayflyer
name: Wayflyer
description: Wayflyer provides revenue-based financing and growth capital for e-commerce businesses, and exposes its funding
  products to software platforms through the Hosted Capital / Embedded Finance API. Partners upload anonymized merchant revenue
  data to generate personalised indicative offers, render a Wayflyer CTA banner in their own UI, and run the full funding
  application as an embedded (v5) or hosted (v4 legacy) journey — with JavaScript UI and headless SDKs on npm, a production-parity
  sandbox with application-state simulation, and OpenAPI 3.1 contracts published on a Kong Konnect developer portal at docs.wayflyer.com.
url: https://raw.githubusercontent.com/api-evangelist/wayflyer/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://avatars.githubusercontent.com/u/56260407
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
- speedinvest
x-tier: profile
x-tier-reason: real partner API surface (Embedded Finance) with published OpenAPI
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Ecommerce
- Fintech
- Embedded Finance
- Lending
- Revenue-Based Financing
- Financing
apis:
- aid: wayflyer:wayflyer-auth-api
  name: Wayflyer Auth API
  description: The Auth API from Wayflyer — 2 operation(s) for auth.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Auth
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-auth-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-company-details-api
  name: Wayflyer Company Details API
  description: The Company Details API from Wayflyer — 3 operation(s) for company details.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Company Details
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-company-details-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-company-search-api
  name: Wayflyer Company Search API
  description: The Company Search API from Wayflyer — 1 operation(s) for company search.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Company Search
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-company-search-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-cta-api
  name: Wayflyer CTA API
  description: The CTA API from Wayflyer — 4 operation(s) for cta.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - CTA
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-cta-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-data-upload-api
  name: Wayflyer Data Upload API
  description: The Data Upload API from Wayflyer — 3 operation(s) for data upload.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Data Upload
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-data-upload-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-documents-api
  name: Wayflyer Documents API
  description: The Documents API from Wayflyer — 3 operation(s) for documents.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-documents-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-embedded-application-api
  name: Wayflyer Embedded Application API
  description: The Embedded Application API from Wayflyer — 3 operation(s) for embedded application.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Embedded Application
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-embedded-application-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-handover-api
  name: Wayflyer Handover API
  description: The Handover API from Wayflyer — 1 operation(s) for handover.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Handover
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-handover-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-industry-classification-api
  name: Wayflyer Industry Classification API
  description: The Industry Classification API from Wayflyer — 1 operation(s) for industry classification.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Industry Classification
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-industry-classification-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-simulation-api
  name: Wayflyer Simulation API
  description: The Simulation API from Wayflyer — 1 operation(s) for simulation.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Simulation
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-simulation-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-tracked-login-api
  name: Wayflyer Tracked Login API
  description: The Tracked Login API from Wayflyer — 1 operation(s) for tracked login.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - Tracked Login
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-tracked-login-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
- aid: wayflyer:wayflyer-user-details-api
  name: Wayflyer User Details API
  description: The User Details API from Wayflyer — 4 operation(s) for user details.
  humanURL: https://docs.wayflyer.com/apis/embedded-finance-1-0-0/docs
  baseURL: https://api.wayflyer.com/financing/
  tags:
  - User Details
  properties:
  - type: OpenAPI
    url: openapi/wayflyer-user-details-api-openapi.yml
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview
  - type: Documentation
    url: https://docs.wayflyer.com/embedded-journey-v5-overview/sandbox
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Overlay
  url: overlays/wayflyer-embedded-finance-overlay.yaml
- type: Website
  url: https://wayflyer.com
- type: DeveloperPortal
  url: https://docs.wayflyer.com/
- type: Documentation
  url: https://docs.wayflyer.com/embedded-journey-v5-overview
- type: APIReference
  url: https://docs.wayflyer.com/apis
- type: GettingStarted
  url: https://docs.wayflyer.com/embedded-journey-v5-overview
- type: Authentication
  url: authentication/wayflyer-authentication.yml
- type: RateLimits
  url: https://docs.wayflyer.com/embedded-journey-v5-overview/shared/rate-limiting
- type: Sandbox
  url: sandbox/wayflyer-sandbox.yml
- type: Packages
  url: packages/wayflyer-packages.yml
- type: SDKs
  url: packages/wayflyer-packages.yml
- type: Components
  url: components/wayflyer-components.yml
- type: Conventions
  url: conventions/wayflyer-conventions.yml
- type: ErrorCatalog
  url: errors/wayflyer-problem-types.yml
- type: Lifecycle
  url: lifecycle/wayflyer-lifecycle.yml
- type: StatusPage
  url: https://status.wayflyer.com/
- type: Conformance
  url: conformance/wayflyer-conformance.yml
- type: DataModel
  url: data-model/wayflyer-data-model.yml
- type: MCPServer
  url: mcp/wayflyer-mcp.yml
- type: LLMsTxt
  url: llms/wayflyer-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/wayflyer-domain-security.yml
- type: TrustCenter
  url: security/wayflyer-trust-center.yml
- type: Support
  url: https://help-center.wayflyer.com/
- type: Blog
  url: https://wayflyer.com/blog
- type: GitHubOrganization
  url: https://github.com/wayflyer
- type: Pricing
  url: https://wayflyer.com/how-our-financing-offers-work
- type: SignUp
  url: https://app.wayflyer.com/signup/
- type: TermsOfService
  url: https://wayflyer.com/terms
- type: PrivacyPolicy
  url: https://wayflyer.com/privacy-notice
- type: PartnerProgram
  url: https://wayflyer.com/hosted-capital
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 23
  pass: local-v1