Splash Financial

aid: splash-financial
name: Splash Financial
description: Splash Financial is a Cleveland, Ohio financial technology company and online lending marketplace, founded in
  2013, that matches consumers with loan offers from a network of partner banks and credit unions rather than lending directly
  itself. The platform uses automated underwriting to prequalify borrowers and present competing offers across student loan
  refinancing, personal loans, debt consolidation, home equity lines of credit, in-school private student loans, and medical
  school loan refinancing. The company reports having helped more than 125,000 people refinance over $6 billion in loans.
  Splash also sells its origination technology to credit unions and community banks as a partner channel, but that integration
  is arranged through a business development contact form and no public developer portal, API reference, or machine-readable
  specification is published.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - security
  generated: '2026-09-02'
  method: derived
image: https://www.splashfinancial.com/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/splash-financial/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-05'
modified: '2026-08-05'
tags:
- Company
- Financial-Services
- Lending
- Student Loans
- Personal Loans
- Marketplace
- Fintech
- Debt Consolidation
- Home Equity
tags_raw:
- Company
- Financial Services
- Lending
- Student Loans
- Personal Loans
- Marketplace
- Fintech
- Debt Consolidation
- Home Equity
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/splash-financial-domain-security.yml
- type: Website
  url: https://www.splashfinancial.com/
- type: SecondaryMarket
  url: https://forgeglobal.com/splash-financial_stock/
- type: Blog
  url: https://www.splashfinancial.com/blog
- type: Support
  url: https://www.splashfinancial.com/about-us/contact-us
- type: TermsOfService
  url: https://www.splashfinancial.com/disclaimers/terms-of-use
- type: PrivacyPolicy
  url: https://www.splashfinancial.com/disclaimers/online-privacy-policy
- type: SignUp
  url: https://my.splashfinancial.com/
- type: GitHubOrganization
  url: https://github.com/splashfinancial
- type: LLMsTxt
  url: llms/splash-financial-llms.txt
- type: WellKnown
  url: well-known/splash-financial-well-known.yml
x-enrichment:
  date: '2026-08-05'
  status: minimal
  artifacts_added: 3
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: Splash Financial markets its origination technology to credit unions and community banks, but the only route to
    it is the "fill out the form and we'll contact you" partnerships page — there is no developer portal, and the live API
    host api.splashfinancial.com (an AWS API Gateway) answers every unauthenticated path, including /openapi.json, with {"message":"Not
    Found"} while robots.txt disallows /api/ and /partner/.
  evidence:
  - url: https://www.splashfinancial.com/about-us/partnerships
    status: 200
  - url: https://api.splashfinancial.com/openapi.json
    status: 404
  - url: https://www.splashfinancial.com/robots.txt
    status: 200
  - url: https://www.splashfinancial.com/llms.txt
    status: 200
  checked: '2026-08-05'