Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau (CFPB) provides public REST APIs for searching consumer financial complaint data, accessing Home Mortgage Disclosure Act (HMDA) mortgage lending records, and retrieving regulatory filing data. These APIs support financial researchers, journalists, developers, and the general public in understanding consumer financial markets and lending practices across the United States.

Consumer Financial Protection Bureau (CFPB) publishes 11 APIs on the APIs.io network, including Aggregations API, Complaints API, CSV API, and 8 more. Tagged areas include Consumer Finance, Government, Complaints, Mortgage, and HMDA.

The Consumer Financial Protection Bureau (CFPB) catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Consumer Financial Protection Bureau (CFPB)’s developer surface includes authentication, documentation, engineering blog, pricing, and 14 more developer resources.

🌐 Visit website 📡 Source on GitHub

41.4/100 developing ▬ flat Agent 29/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

AccessSelf serve

11 APIs

Consumer Finance Government Complaints MortgageHMDAFinancial Data Regulatory Open Data

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 41.4/100 · developing

Contract Quality 11.9 / 21

Developer Ergonomics 4.0 / 17

Access Clarity 6.7 / 17

Operational Transparency 4.1 / 11

Contract Governance 1.0 / 10

Discoverability 6.3 / 9

Regulatory Posture 4.7 / 15

Agent readiness — 29/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Government & Public Sector regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cfpb: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 12

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Rate Limits 1

Documented rate limits and quota policies.

Cfpb Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Complaint

17 properties

JSON SCHEMA

HMDA Loan Application Register (LAR) Record

28 properties

JSON SCHEMA

Examples 2

Example request and response payloads for these APIs.

Documentation 2

Reference material describing how the API behaves

ContributionGuide

ContributionGuide

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg

GitHubOrg

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

Operate 4

Status, limits, changes, and where to get help

IssueTracker

Releases

StatusPage

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

License

Pricing

Plans

FinOps

Company 3

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: cfpb
name: Consumer Financial Protection Bureau (CFPB)
description: The Consumer Financial Protection Bureau (CFPB) provides public REST APIs for searching consumer financial complaint
  data, accessing Home Mortgage Disclosure Act (HMDA) mortgage lending records, and retrieving regulatory filing data. These
  APIs support financial researchers, journalists, developers, and the general public in understanding consumer financial
  markets and lending practices across the United States.
type: Index
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cfpb.png
url: https://raw.githubusercontent.com/api-evangelist/cfpb/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
tags:
- Consumer Finance
- Government
- Complaints
- Mortgage
- HMDA
- Financial Data
- Regulatory
- Open Data
apis:
- aid: cfpb:cfpb-aggregations-api
  name: Consumer Financial Protection Bureau (CFPB) Aggregations API
  description: Aggregated HMDA data reports
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Aggregations
  properties:
  - type: OpenAPI
    url: openapi/cfpb-aggregations-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-complaints-api
  name: Consumer Financial Protection Bureau (CFPB) Complaints API
  description: These endpoints provide access to consumer complaints
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Complaints
  properties:
  - type: OpenAPI
    url: openapi/cfpb-complaints-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-csv-api
  name: Consumer Financial Protection Bureau (CFPB) CSV API
  description: HMDA data as CSV downloads
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - CSV
  properties:
  - type: OpenAPI
    url: openapi/cfpb-csv-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-edits-api
  name: Consumer Financial Protection Bureau (CFPB) Edits API
  description: Submission edit and validation reports
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Edits
  properties:
  - type: OpenAPI
    url: openapi/cfpb-edits-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-filers-api
  name: Consumer Financial Protection Bureau (CFPB) Filers API
  description: HMDA filing institution information
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Filers
  properties:
  - type: OpenAPI
    url: openapi/cfpb-filers-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-filings-api
  name: Consumer Financial Protection Bureau (CFPB) Filings API
  description: HMDA filing management
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Filings
  properties:
  - type: OpenAPI
    url: openapi/cfpb-filings-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-health-api
  name: Consumer Financial Protection Bureau (CFPB) Health API
  description: Service health check
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/cfpb-health-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-institutions-api
  name: Consumer Financial Protection Bureau (CFPB) Institutions API
  description: Financial institution information
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - institutions
  tags_raw:
  - Institutions
  properties:
  - type: OpenAPI
    url: openapi/cfpb-institutions-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-submissions-api
  name: Consumer Financial Protection Bureau (CFPB) Submissions API
  description: HMDA data submission management
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Submissions
  properties:
  - type: OpenAPI
    url: openapi/cfpb-submissions-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-trends-api
  name: Consumer Financial Protection Bureau (CFPB) Trends API
  description: These endpoints provide access aggregated consumer complaint data
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Trends
  properties:
  - type: OpenAPI
    url: openapi/cfpb-trends-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-typeahead-api
  name: Consumer Financial Protection Bureau (CFPB) Typeahead API
  description: These endpoints support the typeahead boxes in the UI
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Typeahead
  properties:
  - type: OpenAPI
    url: openapi/cfpb-typeahead-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
common:
- type: IssueTracker
  url: https://github.com/cfpb/ccdb5-api/issues
- type: Releases
  url: https://github.com/cfpb/ccdb5-api/releases
- type: ContributionGuide
  url: https://github.com/cfpb/ccdb5-api/blob/main/CONTRIBUTING.md
- type: License
  name: CC0-1.0
  url: https://github.com/cfpb/ccdb5-api/blob/main/LICENSE
- type: AgenticAccess
  url: agentic-access/cfpb-agentic-access.yml
- type: DomainSecurity
  url: security/cfpb-domain-security.yml
- type: Authentication
  url: authentication/cfpb-authentication.yml
- type: Website
  url: https://www.consumerfinance.gov/
- type: Documentation
  url: https://cfpb.github.io/
- type: GitHubOrg
  url: https://github.com/cfpb
- type: LinkedIn
  url: https://www.linkedin.com/company/consumer-financial-protection-bureau/
- type: Blog
  url: https://www.consumerfinance.gov/about-us/blog/
- type: Pricing
  url: https://www.consumerfinance.gov/data-research/
- type: StatusPage
  url: https://www.consumerfinance.gov/
- type: X
  url: https://twitter.com/CFPB
- type: Plans
  url: plans/cfpb-plans-pricing.yml
- type: RateLimits
  url: rate-limits/cfpb-rate-limits.yml
- type: FinOps
  url: finops/cfpb-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com