Consumer Financial Protection Bureau (CFPB) website screenshot

Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau (CFPB) provides public REST APIs for searching consumer financial complaint data, accessing Home Mortgage Disclosure Act (HMDA) mortgage lending records, and retrieving regulatory filing data. These APIs support financial researchers, journalists, developers, and the general public in understanding consumer financial markets and lending practices across the United States.

Consumer Financial Protection Bureau (CFPB) publishes 11 API contracts indexed on the APIs.io network, including Aggregations API, Complaints API, CSV API, and 8 more. Tagged areas include Consumer Finance, Government, Complaints, Mortgage, and HMDA.

The Consumer Financial Protection Bureau (CFPB) catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Consumer Financial Protection Bureau (CFPB)’s developer surface includes authentication, documentation, engineering blog, pricing, and 16 more developer resources.

34.3/100 thin ▬ flat Agent 19/100 agent aware Heartbeat 89/100 alive saas · CC0-1.0 Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →
3 published contracts
Consumer FinanceGovernmentComplaintsMortgageHMDAFinancial DataRegulatoryOpen DataConsumer ProtectionFederal GovernmentFinancial Services

What this lets a business do 1

Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →

Financial Management
BC-200
FilingsSubmissions
POST /institutions/{lei}/filings/{period}/submissions POST /institutions/{lei}/filings/{period}/submissions/{submissionId} POST /institutions/{lei}/filings/{period}/submissions/{submissionId}/sign POST /institutions/{lei}/filings/{period}

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0
Regulatory Posture applies to this provider. Its tags matched the Government & Public Sector regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Show this score on your site. Kin Score badge preview for Consumer Financial Protection Bureau (CFPB) It updates itself when the score changes. Paste this where you link to your API docs:
<a href="https://apis.io/providers/cfpb/"><img src="https://apis.io/badge/cfpb/card.svg" alt="Consumer Financial Protection Bureau (CFPB) on APIs.io — Kin Score by API Evangelist"></a>
Other styles, a README pill and a shields.io endpoint are on the badge page.
Raise your score.
Agent readiness — checks not met, largest first (exact, from this profile):
  • MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
  • Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
  • Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
  • A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
  • Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
  • Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
10 more unmet checks in the Agent Readiness table above.
Kin Score — facets with the most composite points still available (weight × headroom):
Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/cfpb/apis.yml: open an issue on github.com/api-evangelist/cfpb to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

MarketPositionDepthRegistered MCP serverDeclares compatibility
Consumer Lending Licensing (UK, US, Canada credit licence registers) undeclared - - -
US Federal API Programs (api.data.gov, Login.gov, GSA MAS, FedRAMP) undeclared - - -

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

measured — observed by APIs.io (published)

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Consumer Financial Protection Bureau (CFPB) Complaints API

These endpoints provide access to consumer complaints

Consumer Financial Protection Bureau (CFPB) Edits API

Submission edit and validation reports

Consumer Financial Protection Bureau (CFPB) Filers API

HMDA filing institution information

Consumer Financial Protection Bureau (CFPB) Trends API

These endpoints provide access aggregated consumer complaint data

Consumer Financial Protection Bureau (CFPB) Typeahead API

These endpoints support the typeahead boxes in the UI

Scroll for all 11

Open Collections 11

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Scroll for all 11

Consumer Financial Protection Bureau (CFPB) API pricing

Not yet checked against Consumer Financial Protection Bureau (CFPB)'s own pricing page. Compiled by API Evangelist; confirm before you rely on a figure.

PlanPrice
Public Access —
HMDA Institutional Filing —

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Cfpb Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Cfpb Rate Limits

0 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

FinOps 1

Cost, billing, and metering signals for API financial operations.

Cfpb Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Cfpb Context

2 classes · 39 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Complaint

17 properties

JSON SCHEMA

Examples 2

Example request and response payloads for these APIs.

Cfpb Complaint Example

17 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cfpb Authentication

http · 1 scheme

SECURITY

Cfpb Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Cfpb Agentic Access

26 operations · 5 acting

26 operations · 5 acting

AGENTIC

Resources

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 2

Authentication, authorization, and security posture

Operate 4

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 4

The organization behind the API

Other 2

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: cfpb
name: Consumer Financial Protection Bureau (CFPB)
description: The Consumer Financial Protection Bureau (CFPB) provides public REST APIs for searching consumer financial complaint
  data, accessing Home Mortgage Disclosure Act (HMDA) mortgage lending records, and retrieving regulatory filing data. These
  APIs support financial researchers, journalists, developers, and the general public in understanding consumer financial
  markets and lending practices across the United States.
type: Index
deliveryModel:
  model: saas
  license: CC0-1.0
  open_source: false
  commercial: true
  callable_host: true
  label: Hosted service · you call their endpoint
  confidence: high
  source:
  - license
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - plans
  - authentication
  - security
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cfpb.png
url: https://raw.githubusercontent.com/api-evangelist/cfpb/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.23'
tags:
- Consumer Finance
- Government
- Complaints
- Mortgage
- HMDA
- Financial Data
- Regulatory
- Open Data
- Consumer Protection
- Federal Government
- Financial Services
apis:
- aid: cfpb:cfpb-aggregations-api
  name: Consumer Financial Protection Bureau (CFPB) Aggregations API
  description: Aggregated HMDA data reports
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Aggregations
  properties:
  - type: OpenAPI
    url: openapi/cfpb-aggregations-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-complaints-api
  name: Consumer Financial Protection Bureau (CFPB) Complaints API
  description: These endpoints provide access to consumer complaints
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Complaints
  properties:
  - type: OpenAPI
    url: openapi/cfpb-complaints-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-csv-api
  name: Consumer Financial Protection Bureau (CFPB) CSV API
  description: HMDA data as CSV downloads
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - CSV
  properties:
  - type: OpenAPI
    url: openapi/cfpb-csv-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-edits-api
  name: Consumer Financial Protection Bureau (CFPB) Edits API
  description: Submission edit and validation reports
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Edits
  properties:
  - type: OpenAPI
    url: openapi/cfpb-edits-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-filers-api
  name: Consumer Financial Protection Bureau (CFPB) Filers API
  description: HMDA filing institution information
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Filers
  properties:
  - type: OpenAPI
    url: openapi/cfpb-filers-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-filings-api
  name: Consumer Financial Protection Bureau (CFPB) Filings API
  description: HMDA filing management
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Filings
  properties:
  - type: OpenAPI
    url: openapi/cfpb-filings-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-health-api
  name: Consumer Financial Protection Bureau (CFPB) Health API
  description: Service health check
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/cfpb-health-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-institutions-api
  name: Consumer Financial Protection Bureau (CFPB) Institutions API
  description: Financial institution information
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Institutions
  tags_raw:
  - Institutions
  properties:
  - type: OpenAPI
    url: openapi/cfpb-institutions-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-submissions-api
  name: Consumer Financial Protection Bureau (CFPB) Submissions API
  description: HMDA data submission management
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Submissions
  properties:
  - type: OpenAPI
    url: openapi/cfpb-submissions-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-trends-api
  name: Consumer Financial Protection Bureau (CFPB) Trends API
  description: These endpoints provide access aggregated consumer complaint data
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Trends
  properties:
  - type: OpenAPI
    url: openapi/cfpb-trends-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-typeahead-api
  name: Consumer Financial Protection Bureau (CFPB) Typeahead API
  description: These endpoints support the typeahead boxes in the UI
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Typeahead
  properties:
  - type: OpenAPI
    url: openapi/cfpb-typeahead-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
common:
- type: CapabilityMap
  url: capabilities/cfpb-capability-edges.yml
  name: Consumer Financial Protection Bureau (CFPB) Business Capability Map
- type: IssueTracker
  url: https://github.com/cfpb/ccdb5-api/issues
- type: Releases
  url: https://github.com/cfpb/ccdb5-api/releases
- type: ContributionGuide
  url: https://github.com/cfpb/ccdb5-api/blob/main/CONTRIBUTING.md
- type: License
  name: CC0-1.0
  url: https://github.com/cfpb/ccdb5-api/blob/main/LICENSE
- type: AgenticAccess
  url: agentic-access/cfpb-agentic-access.yml
- type: DomainSecurity
  url: security/cfpb-domain-security.yml
- type: Authentication
  url: authentication/cfpb-authentication.yml
- type: Website
  url: https://www.consumerfinance.gov/
- type: Documentation
  url: https://cfpb.github.io/
- type: GitHubOrg
  url: https://github.com/cfpb
- type: LinkedIn
  url: https://www.linkedin.com/company/consumer-financial-protection-bureau/
- type: Blog
  url: https://www.consumerfinance.gov/about-us/blog/
- type: Pricing
  url: https://www.consumerfinance.gov/data-research/
- type: StatusPage
  url: https://www.consumerfinance.gov/
- type: X
  url: https://twitter.com/CFPB
- type: Plans
  url: plans/cfpb-plans-pricing.yml
- type: RateLimits
  url: rate-limits/cfpb-rate-limits.yml
- type: FinOps
  url: finops/cfpb-finops.yml
- type: Blog
  url: https://www.consumerfinance.gov/about-us/newsroom/feed/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

Consumer Financial Protection Bureau (CFPB) API — frequently asked questions

Does Consumer Financial Protection Bureau (CFPB) have an API?

Yes. APIs.io lists 11 APIs from Consumer Financial Protection Bureau (CFPB), including Consumer Financial Protection Bureau (CFPB) Aggregations API, Consumer Financial Protection Bureau (CFPB) Complaints API and Consumer Financial Protection Bureau (CFPB) CSV API, and 8 more.

Is there an OpenAPI specification for the Consumer Financial Protection Bureau (CFPB) API?

Yes. APIs.io indexes 11 OpenAPI specifications for Consumer Financial Protection Bureau (CFPB), each linked for download from this page.

How do I authenticate with the Consumer Financial Protection Bureau (CFPB) API?

Consumer Financial Protection Bureau (CFPB) uses bearer-token authentication (http · 1 scheme). The details are profiled on APIs.io as Cfpb Authentication.

How much does the Consumer Financial Protection Bureau (CFPB) API cost?

APIs.io lists 2 pricing plans for Consumer Financial Protection Bureau (CFPB), with each plan's price, limits and inclusions under Pricing on this page.

Is the Consumer Financial Protection Bureau (CFPB) API ready for AI agents?

Consumer Financial Protection Bureau (CFPB) has a Kin Score of 34.3 out of 100 (thin) and an Agent Readiness score of 19.0 (agent-aware), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this
  • find_providersBrowse and filter every provider in the catalog.
  • get_provider_artifactsEvery artifact this provider publishes, grouped by type.
  • get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
  • get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
  • get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
  • get_provider_ratingPRO — composite, band, trend and facet scores.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This provider
curl "https://apis.io/api/v1/providers/cfpb"
All providers
curl "https://apis.io/api/v1/providers?limit=25"
Every operation they expose
curl "https://apis.io/api/v1/providers/cfpb/operations?limit=25"
How their score was established
curl "https://apis.io/api/v1/providers/cfpb/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.