Consumer Financial Protection Bureau (CFPB) website screenshot

Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau (CFPB) provides public REST APIs for searching consumer financial complaint data, accessing Home Mortgage Disclosure Act (HMDA) mortgage lending records, and retrieving regulatory filing data. These APIs support financial researchers, journalists, developers, and the general public in understanding consumer financial markets and lending practices across the United States.

Consumer Financial Protection Bureau (CFPB) publishes 11 APIs on the APIs.io network, including Aggregations API, Complaints API, CSV API, and 8 more. Tagged areas include Consumer Finance, Government, Complaints, Mortgage, and HMDA.

The Consumer Financial Protection Bureau (CFPB) catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

Consumer Financial Protection Bureau (CFPB)’s developer surface includes authentication, documentation, engineering blog, pricing, and 10 more developer resources.

🌐 Visit website 📡 Source on GitHub
41.9/100 thin ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessSelf serve
11 APIs
Consumer FinanceGovernmentComplaintsMortgageHMDAFinancial DataRegulatoryOpen Data

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 41.9/100 · thin
Contract Quality 14.3 / 25
Developer Ergonomics 4.3 / 20
Commercial Clarity 7.9 / 20
Operational Transparency 2.7 / 13
Governance 7.0 / 12
Discoverability 7.4 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/cfpb: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

Consumer Financial Protection Bureau (CFPB) Aggregations API

Aggregated HMDA data reports

Consumer Financial Protection Bureau (CFPB) Complaints API

These endpoints provide access to consumer complaints

Consumer Financial Protection Bureau (CFPB) CSV API

HMDA data as CSV downloads

Consumer Financial Protection Bureau (CFPB) Edits API

Submission edit and validation reports

Consumer Financial Protection Bureau (CFPB) Filers API

HMDA filing institution information

Consumer Financial Protection Bureau (CFPB) Filings API

HMDA filing management

Consumer Financial Protection Bureau (CFPB) Health API

Service health check

Consumer Financial Protection Bureau (CFPB) Institutions API

Financial institution information

Consumer Financial Protection Bureau (CFPB) Submissions API

HMDA data submission management

Consumer Financial Protection Bureau (CFPB) Trends API

These endpoints provide access aggregated consumer complaint data

Consumer Financial Protection Bureau (CFPB) Typeahead API

These endpoints support the typeahead boxes in the UI

Scroll for all 11

Pricing Plans 1

Published pricing tiers and plan structures.

Cfpb Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Cfpb Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Cfpb Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Cfpb Context

2 classes · 39 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

Consumer Financial Protection Bureau (CFPB) API Rules

5 rules · 4 warnings 1 info

SPECTRAL

JSON Schema 2

Standalone JSON Schema definitions for this provider's data models.

Complaint

17 properties

JSON SCHEMA

HMDA Loan Application Register (LAR) Record

28 properties

JSON SCHEMA

Examples 2

Example request and response payloads for these APIs.

Cfpb Complaint Example

17 fields

EXAMPLE

Cfpb Hmda Aggregation Example

2 fields

EXAMPLE

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Cfpb Authentication

http · 1 scheme

SECURITY

Cfpb Domain Security

TLSv1.3 · DNSSEC · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Cfpb Agentic Access

26 operations · 5 acting

26 operations · 5 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrg
GitHubOrg

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 2

Status, limits, changes, and where to get help

StatusPage
StatusPage
 RateLimits
RateLimits

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

X
X

Source (apis.yml)

apis.yml Raw ↑ 
aid: cfpb
name: Consumer Financial Protection Bureau (CFPB)
description: The Consumer Financial Protection Bureau (CFPB) provides public REST APIs for searching consumer financial complaint
  data, accessing Home Mortgage Disclosure Act (HMDA) mortgage lending records, and retrieving regulatory filing data. These
  APIs support financial researchers, journalists, developers, and the general public in understanding consumer financial
  markets and lending practices across the United States.
type: Index
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/cfpb.png
url: https://raw.githubusercontent.com/api-evangelist/cfpb/refs/heads/main/apis.yml
created: '2026-06-13'
modified: '2026-06-13'
specificationVersion: '0.19'
tags:
- Consumer Finance
- Government
- Complaints
- Mortgage
- HMDA
- Financial Data
- Regulatory
- Open Data
apis:
- aid: cfpb:cfpb-aggregations-api
  name: Consumer Financial Protection Bureau (CFPB) Aggregations API
  description: Aggregated HMDA data reports
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Aggregations
  properties:
  - type: OpenAPI
    url: openapi/cfpb-aggregations-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-complaints-api
  name: Consumer Financial Protection Bureau (CFPB) Complaints API
  description: These endpoints provide access to consumer complaints
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Complaints
  properties:
  - type: OpenAPI
    url: openapi/cfpb-complaints-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-csv-api
  name: Consumer Financial Protection Bureau (CFPB) CSV API
  description: HMDA data as CSV downloads
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - CSV
  properties:
  - type: OpenAPI
    url: openapi/cfpb-csv-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-edits-api
  name: Consumer Financial Protection Bureau (CFPB) Edits API
  description: Submission edit and validation reports
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Edits
  properties:
  - type: OpenAPI
    url: openapi/cfpb-edits-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-filers-api
  name: Consumer Financial Protection Bureau (CFPB) Filers API
  description: HMDA filing institution information
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Filers
  properties:
  - type: OpenAPI
    url: openapi/cfpb-filers-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-filings-api
  name: Consumer Financial Protection Bureau (CFPB) Filings API
  description: HMDA filing management
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Filings
  properties:
  - type: OpenAPI
    url: openapi/cfpb-filings-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-health-api
  name: Consumer Financial Protection Bureau (CFPB) Health API
  description: Service health check
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Health
  properties:
  - type: OpenAPI
    url: openapi/cfpb-health-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-institutions-api
  name: Consumer Financial Protection Bureau (CFPB) Institutions API
  description: Financial institution information
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Institutions
  properties:
  - type: OpenAPI
    url: openapi/cfpb-institutions-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-submissions-api
  name: Consumer Financial Protection Bureau (CFPB) Submissions API
  description: HMDA data submission management
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Submissions
  properties:
  - type: OpenAPI
    url: openapi/cfpb-submissions-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-trends-api
  name: Consumer Financial Protection Bureau (CFPB) Trends API
  description: These endpoints provide access aggregated consumer complaint data
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Trends
  properties:
  - type: OpenAPI
    url: openapi/cfpb-trends-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
- aid: cfpb:cfpb-typeahead-api
  name: Consumer Financial Protection Bureau (CFPB) Typeahead API
  description: These endpoints support the typeahead boxes in the UI
  humanURL: https://cfpb.github.io/api/ccdb/
  baseURL: https://www.consumerfinance.gov/data-research/consumer-complaints/search/api/v1/
  tags:
  - Typeahead
  properties:
  - type: OpenAPI
    url: openapi/cfpb-typeahead-api-openapi.yml
  - type: Documentation
    url: https://cfpb.github.io/api/ccdb/api.html
  - type: GitHubRepository
    url: https://github.com/cfpb/ccdb5-api
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/api/data-browser/
  - type: GitHubRepository
    url: https://github.com/cfpb/hmda-platform
  - type: Documentation
    url: https://ffiec.cfpb.gov/documentation/category/developer-apis
common:
- type: AgenticAccess
  url: agentic-access/cfpb-agentic-access.yml
- type: DomainSecurity
  url: security/cfpb-domain-security.yml
- type: Authentication
  url: authentication/cfpb-authentication.yml
- type: Website
  url: https://www.consumerfinance.gov/
- type: Documentation
  url: https://cfpb.github.io/
- type: GitHubOrg
  url: https://github.com/cfpb
- type: LinkedIn
  url: https://www.linkedin.com/company/consumer-financial-protection-bureau/
- type: Blog
  url: https://www.consumerfinance.gov/about-us/blog/
- type: Pricing
  url: https://www.consumerfinance.gov/data-research/
- type: StatusPage
  url: https://www.consumerfinance.gov/
- type: X
  url: https://twitter.com/CFPB
- type: Plans
  url: plans/cfpb-plans-pricing.yml
- type: RateLimits
  url: rate-limits/cfpb-rate-limits.yml
- type: FinOps
  url: finops/cfpb-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com